Oak View National Bank
Oak View National Bank received 74 applications in 2025 and made 71 mortgages, in 19 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $305,000. Of 74 decisions, 3 were denials — 4.1%.
| Legal Entity Identifier | 549300WO6ELYQQWFMD71 |
|---|---|
| Applications received | 74 |
| Mortgages made | 71 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Oak View National Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 33 | Not published | $405,000 | 0.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 27 | Not published | $225,000 | 6.9% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 11.1% |
Where Oak View National Bank lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fauquier County, VA | 17 | Not published | 10.5% |
| Culpeper County, VA | 16 | Not published | 5.9% |
| Rappahannock County, VA | 10 | Not published | 0.0% |
| Loudoun County, VA | 9 | Under 10 loans | 0.0% |
| Prince William County, VA | 3 | Under 10 loans | 0.0% |
| Nelson County, VA | 2 | Under 10 loans | 0.0% |
| Shenandoah County, VA | 2 | Under 10 loans | 0.0% |
| Greenville County, SC | 1 | Under 10 loans | 0.0% |
| Amherst County, VA | 1 | Under 10 loans | 0.0% |
| Bedford County, VA | 1 | Under 10 loans | 0.0% |
| Frederick County, VA | 1 | Under 10 loans | 0.0% |
| Madison County, VA | 1 | Under 10 loans | 0.0% |
| Middlesex County, VA | 1 | Under 10 loans | 0.0% |
| Page County, VA | 1 | Under 10 loans | 0.0% |
| Warren County, VA | 1 | Under 10 loans | 0.0% |
| Charlottesville city, VA | 1 | Under 10 loans | 0.0% |
| Lynchburg city, VA | 1 | Under 10 loans | 0.0% |
| Waynesboro city, VA | 1 | Under 10 loans | 0.0% |
| Greenbrier County, WV | 1 | Under 10 loans | 0.0% |
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When Oak View National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.