Commerce Home Mortgage, Inc. received 14,858 applications in 2025 and made
8,804 mortgages, in 1,027 counties across 48 states.
The median rate its borrowers got was 7.250% on a median loan of $365,000.
Of 10,348 decisions, 1,488 were denials — 14.4%, most often for collateral.
Legal Entity Identifier
5493004AS1SPBQOFDR49
Applications received
14,858
Mortgages made
8,804
Denied
1,488
Approved, not taken up
56
Withdrawn or incomplete
4,510
Loans bought from other lenders
283
Median rate spread over the prime offer rate
0.962 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
6,000
7.250%
$355,000
9.1%
Refinancing
757
6.990%
$465,000
22.2%
Cash-out refinancing
2,032
7.500%
$385,000
24.3%
Other purposes
15
9.000%
$505,000
25.0%
Where Commerce Home Mortgage, Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Commerce Home Mortgage, Inc.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.