Mortgage Lender Index

AMERICAN FINANCING CORPORATION

AMERICAN FINANCING CORPORATION received 26,515 applications in 2025 and made 5,418 mortgages, in 2,295 counties across 51 states. The median rate its borrowers got was 6.250% on a median loan of $205,000. Of 19,894 decisions, 12,465 were denials — 62.7%, most often for other. 58 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300ALNLUNS3Y53T24
Applications received26,515
Mortgages made5,418
Denied12,465
Approved, not taken up2,011
Withdrawn or incomplete6,621
Loans bought from other lenders0
Median rate spread over the prime offer rate0.207 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,024 6.375%$265,000 2.3%
Refinancing406 5.875%$275,000 86.1%
Cash-out refinancing3,293 5.990%$215,000 62.0%
Other purposes695 9.750%$65,000 37.6%

Where AMERICAN FINANCING CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Arapahoe County, CO 2536.250%52.0%
Adams County, CO 2416.000%57.3%
Jefferson County, CO 2026.500%48.3%
Weld County, CO 1916.375%52.6%
Denver County, CO 1046.250%60.1%
Douglas County, CO 986.500%56.6%
DeKalb County, GA 615.875%69.9%
Larimer County, CO 596.625%52.9%
Fulton County, GA 555.875%72.6%
Clayton County, GA 546.188%68.8%
Gwinnett County, GA 496.250%71.2%
Maricopa County, AZ 426.313%69.5%
Harris County, TX 326.495%75.1%
Boulder County, CO 306.313%51.8%
Cobb County, GA 286.433%67.7%
El Paso County, CO 256.750%75.4%
Henry County, GA 256.250%76.4%
Lee County, FL 206.370%57.1%
Clark County, NV 205.990%69.0%
Salt Lake County, UT 207.183%64.3%
Riverside County, CA 196.875%72.4%
Tarrant County, TX 196.750%71.8%
Douglas County, GA 185.688%72.0%
Los Angeles County, CA 178.125%78.3%
San Bernardino County, CA 176.000%64.9%
Rockdale County, GA 175.990%76.5%
Pierce County, WA 175.990%55.7%
Pima County, AZ 166.188%66.1%
Yavapai County, AZ 165.990%59.6%
Broomfield County, CO 166.433%40.0%
Morgan County, CO 166.125%53.7%
Pueblo County, CO 166.120%56.4%
Cook County, IL 166.250%71.0%
Davis County, UT 166.500%55.0%
Logan County, CO 156.250%21.1%
Hillsborough County, FL 155.990%70.4%
Paulding County, GA 156.250%56.0%
Sedgwick County, KS 156.500%54.6%
Clackamas County, OR 156.500%60.5%
Utah County, UT 156.125%63.2%
Fresno County, CA 146.250%62.7%
Elbert County, CO 146.495%57.1%
Marion County, FL 146.495%66.0%
Palm Beach County, FL 146.375%63.8%
Allen County, IN 146.125%48.7%
Wake County, NC 145.688%60.0%
Montgomery County, OH 146.375%36.7%
Washington County, OR 146.875%48.6%
Laramie County, WY 146.250%42.9%
Pinellas County, FL 136.125%56.6%

Get told when this changes

When AMERICAN FINANCING CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.