Mortgage lenders in Rockdale County
2,428 mortgages were made in Rockdale County, Georgia, in 2025, by 312 lenders. The median rate their borrowers got was 6.490% on a median loan of $255,000. Of 3,919 decisions, 1,315 were denials — 33.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 215 | 6.500% | $245,000 | 27.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 204 | 6.141% | $290,000 | 19.1% |
| Loandepot.Com, LLC | 113 | 5.750% | $305,000 | 45.6% |
| Broker Solutions, Inc. | 91 | 6.250% | $285,000 | 12.4% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 83 | 4.990% | $285,000 | 5.7% |
| FREEDOM MORTGAGE CORPORATION | 74 | 6.250% | $320,000 | 17.6% |
| Navy Federal Credit Union | 73 | 7.950% | $95,000 | 53.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 49 | 6.575% | $305,000 | 5.7% |
| GUILD MORTGAGE COMPANY | 48 | 5.990% | $270,000 | 15.3% |
| EVERETT FINANCIAL, INC. | 47 | 6.000% | $245,000 | 19.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 47 | 6.250% | $275,000 | 2.1% |
| PENNYMAC LOAN SERVICES, LLC | 44 | 6.250% | $255,000 | 23.3% |
| Truist Bank | 43 | 7.250% | $105,000 | 52.5% |
| Renasant Bank | 42 | 5.875% | $270,000 | 2.3% |
| Ameris Bank | 38 | 6.058% | $260,000 | 24.0% |
| GEORGIA UNITED | 35 | 7.625% | $65,000 | 54.4% |
| NATIONSTAR MORTGAGE LLC | 35 | 7.750% | $125,000 | 20.0% |
| Mortgage Research Center, LLC | 32 | 6.250% | $340,000 | 35.3% |
| JPMorgan Chase Bank, National Association | 28 | 6.375% | $215,000 | 27.5% |
| NEWREZ LLC | 26 | 6.250% | $280,000 | 62.3% |
| Fairway Independent Mortgage Corporation | 26 | 6.688% | $215,000 | 10.3% |
| Bank of America, National Association | 24 | 6.245% | $155,000 | 66.7% |
| TRAILBLAZER MORTGAGE L.L.C. | 24 | 4.990% | $345,000 | 4.0% |
| MOVEMENT MORTGAGE, LLC | 22 | 6.188% | $295,000 | 25.0% |
| Wells Fargo Bank, National Association | 20 | 6.563% | $225,000 | 28.6% |
| OCMBC, INC. | 20 | 7.500% | $240,000 | 4.2% |
| Equity Prime Mortgage LLC | 19 | 6.500% | $305,000 | 17.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 6.750% | $255,000 | 17.4% |
| GEORGIA'S OWN | 18 | 7.750% | $85,000 | 58.1% |
| GUARANTEED RATE, INC. | 18 | 6.175% | $265,000 | 18.2% |
| Kiavi Funding, Inc. | 18 | 10.825% | $235,000 | 21.7% |
| AMERICAN FINANCING CORPORATION | 17 | 5.990% | $185,000 | 76.5% |
| AmeriSave Mortgage Corporation | 16 | 7.313% | $115,000 | 69.8% |
| LOWER, LLC | 16 | 5.995% | $255,000 | 22.7% |
| FIGURE LENDING LLC | 15 | 9.200% | $65,000 | 38.2% |
| United Community Bank | 15 | 6.500% | $105,000 | 40.7% |
| Presidential Bank, FSB | 15 | 6.490% | $365,000 | 5.9% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.625% | $200,000 | 64.0% |
| Regions Bank | 14 | 6.688% | $115,000 | 57.1% |
| LENNAR MORTGAGE, LLC | 14 | 3.990% | $370,000 | 44.4% |
| Prosperity Home Mortgage, LLC | 14 | 6.063% | $290,000 | 17.7% |
| Click n' Close, Inc. | 13 | 6.625% | $225,000 | 26.3% |
| ZILLOW HOME LOANS, LLC | 13 | 6.375% | $355,000 | 0.0% |
| PLANET HOME LENDING, LLC | 13 | 5.750% | $335,000 | 27.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $380,000 | 36.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 5.750% | $285,000 | 48.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 12 | 6.063% | $295,000 | 7.7% |
| THE LOAN STORE, INC. | 12 | 6.988% | $190,000 | 22.2% |
| First Option Mortgage, LLC | 11 | 7.875% | $235,000 | 18.8% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 7.250% | $135,000 | 61.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 10 | 7.750% | $270,000 | 0.0% |
| SPRING EQ, LLC | 9 | Under 10 loans | Under 10 loans | 75.0% |
| LoanUnited.com, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| DELTA COMMUNITY CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 13.3% |
| Associated Credit Union | 8 | Under 10 loans | Under 10 loans | 38.5% |
| ROBINS FINANCIAL | 8 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| GEO-CORP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 55.6% |
| MILEND, INC. | 7 | Under 10 loans | Under 10 loans | 20.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 42.9% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PANORAMA MORTGAGE GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Capital City Home Loans, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ACOPIA, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| CALCON MUTUAL MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 60.0% |
| ATLANTA POSTAL | 6 | Under 10 loans | Under 10 loans | 33.3% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| GENEVA FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| VISTA POINT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 80.8% |
| Coastal Community Bank | 5 | Under 10 loans | Under 10 loans | 6.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 33.3% |
| CANOPY MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Synovus Bank | 5 | Under 10 loans | Under 10 loans | 45.5% |
| Bank OZK | 5 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| U.S. Bank National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| MORTGAGE ASSURANCE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 75.0% |
| Fifth Third Bank, National Association | 4 | Under 10 loans | Under 10 loans | 69.2% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 63.6% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Bethpage Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 50.0% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| East West Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| US MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RIGHT START MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 16.7% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 42.9% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JET HOMELOANS, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION 1 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOANLEADERS OF AMERICA, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CDC FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL IN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTOUCH CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUMMIT FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| United Bank | 1 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COLONY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ITHINK FINANCIAL Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Mortgage Associates Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 112 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Rockdale County
11 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 2 | $354.7 million |
| Wells Fargo Bank, National Association | 1 | $324.7 million |
| Bank of America, National Association | 1 | $300.1 million |
| United Community Bank | 1 | $239.6 million |
| Pinnacle Bank | 1 | $159.8 million |
| JPMorgan Chase Bank, National Association | 1 | $122.4 million |
| Bank OZK | 1 | $101.3 million |
| Farmers and Merchants Bank | 1 | $70.7 million |
| Regions Bank | 1 | $53.4 million |
| Ameris Bank | 1 | $46.5 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- FSNB, National Association, 1436 Dogwood Dr Se, Conyers
- Synovus Bank, 1981 Georgia Highway 138 SW, Conyers
Get told when this changes
When the next year’s lending figures are out for Rockdale County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.