Mortgage Lender Index

SOUTHEAST MORTGAGE OF GEORGIA, INC.

SOUTHEAST MORTGAGE OF GEORGIA, INC. received 2,083 applications in 2025 and made 1,426 mortgages, in 169 counties across 9 states. The median rate its borrowers got was 6.500% on a median loan of $285,000. Of 1,470 decisions, 44 were denials — 3.0%, most often for credit history.

Legal Entity Identifier549300SK3VKN3E1SZ562
Applications received2,083
Mortgages made1,426
Denied44
Approved, not taken up0
Withdrawn or incomplete613
Loans bought from other lenders0
Median rate spread over the prime offer rate0.3965 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,268 6.500%$285,000 3.1%
Refinancing116 6.375%$320,000 0.9%
Cash-out refinancing7 Under 10 loansUnder 10 loans 12.5%
Other purposes35 0.000%$15,000 2.8%

Where SOUTHEAST MORTGAGE OF GEORGIA, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Fulton County, GA 1616.375%6.4%
DeKalb County, GA 1106.000%3.5%
Henry County, GA 956.250%3.1%
Gwinnett County, GA 916.500%7.1%
Cobb County, GA 806.500%2.4%
Clayton County, GA 626.063%4.6%
Rockdale County, GA 476.250%2.1%
Cherokee County, GA 446.625%0.0%
Paulding County, GA 386.625%5.0%
Newton County, GA 355.875%0.0%
Escambia County, FL 346.500%0.0%
Douglas County, GA 265.938%0.0%
Fayette County, GA 266.500%7.1%
Spalding County, GA 256.250%0.0%
Lee County, AL 236.750%4.2%
Hall County, GA 206.500%0.0%
Jackson County, GA 206.375%0.0%
Forsyth County, GA 196.750%0.0%
Bibb County, GA 185.938%0.0%
Coweta County, GA 176.250%0.0%
Union County, GA 177.000%0.0%
Baldwin County, GA 156.875%6.3%
Baldwin County, AL 146.750%6.7%
Walton County, GA 146.438%0.0%
Barrow County, GA 136.500%0.0%
Carroll County, GA 136.250%0.0%
Clarke County, GA 136.000%0.0%
Gilmer County, GA 126.438%7.7%
Houston County, GA 116.000%0.0%
Fannin County, GA 106.625%0.0%
Chambers County, AL 9Under 10 loans0.0%
Jones County, GA 9Under 10 loans0.0%
Dougherty County, GA 8Under 10 loans0.0%
Elmore County, AL 7Under 10 loans0.0%
Bulloch County, GA 7Under 10 loans0.0%
Madison County, GA 7Under 10 loans0.0%
Bay County, FL 6Under 10 loans0.0%
Santa Rosa County, FL 6Under 10 loans0.0%
Bartow County, GA 6Under 10 loans0.0%
Chatham County, GA 6Under 10 loans0.0%
Columbia County, GA 6Under 10 loans0.0%
Jasper County, GA 6Under 10 loans0.0%
Pickens County, GA 6Under 10 loans0.0%
Putnam County, GA 6Under 10 loans0.0%
Upson County, GA 6Under 10 loans0.0%
Russell County, AL 5Under 10 loans0.0%
Habersham County, GA 5Under 10 loans0.0%
Hancock County, GA 5Under 10 loans0.0%
Hart County, GA 5Under 10 loans0.0%
Morgan County, GA 5Under 10 loans0.0%

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When SOUTHEAST MORTGAGE OF GEORGIA, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.