Mortgage lenders in Carroll County
3,017 mortgages were made in Carroll County, Georgia, in 2025, by 313 lenders. The median rate their borrowers got was 6.500% on a median loan of $235,000. Of 4,179 decisions, 969 were denials — 23.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 261 | 6.750% | $195,000 | 20.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 173 | 6.374% | $275,000 | 12.5% |
| CANOPY MORTGAGE, LLC | 104 | 6.250% | $310,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 96 | 6.375% | $265,000 | 7.0% |
| Magnolia Bank, Incorporated | 92 | 6.375% | $285,000 | 5.1% |
| Truist Bank | 82 | 6.863% | $105,000 | 37.9% |
| United Community Bank | 79 | 6.500% | $155,000 | 27.4% |
| Loandepot.Com, LLC | 69 | 6.375% | $275,000 | 17.9% |
| PENNYMAC LOAN SERVICES, LLC | 68 | 6.313% | $200,000 | 15.1% |
| Bank OZK | 67 | 5.990% | $105,000 | 35.9% |
| MOVEMENT MORTGAGE, LLC | 58 | 6.250% | $265,000 | 4.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 53 | 6.575% | $285,000 | 3.6% |
| Synovus Bank | 52 | 8.000% | $155,000 | 31.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 7.625% | $235,000 | 57.9% |
| Mortgage Research Center, LLC | 46 | 6.500% | $305,000 | 37.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 44 | 6.125% | $280,000 | 6.4% |
| Goldwater Bank, N.A. | 44 | 6.250% | $265,000 | 0.0% |
| Regions Bank | 43 | 5.875% | $85,000 | 50.0% |
| FREEDOM MORTGAGE CORPORATION | 43 | 6.250% | $305,000 | 23.4% |
| TRAILBLAZER MORTGAGE L.L.C. | 43 | 3.990% | $235,000 | 8.5% |
| Ameris Bank | 42 | 6.250% | $275,000 | 0.0% |
| Broker Solutions, Inc. | 39 | 6.490% | $235,000 | 16.3% |
| NATIONSTAR MORTGAGE LLC | 38 | 8.188% | $105,000 | 15.2% |
| DAS Acquisition Company, LLC | 38 | 6.500% | $285,000 | 2.5% |
| FIGURE LENDING LLC | 37 | 8.850% | $55,000 | 17.2% |
| Navy Federal Credit Union | 34 | 7.750% | $145,000 | 40.7% |
| FirstBank | 34 | 7.875% | $250,000 | 11.9% |
| DIRECT LENDERS, LLC | 33 | 6.500% | $245,000 | 5.7% |
| Fairway Independent Mortgage Corporation | 32 | 6.625% | $260,000 | 5.9% |
| JET HOMELOANS, LP | 29 | 4.990% | $245,000 | 16.2% |
| Associated Credit Union | 29 | 7.500% | $105,000 | 12.1% |
| NEWREZ LLC | 27 | 6.625% | $205,000 | 50.0% |
| EVERETT FINANCIAL, INC. | 27 | 6.375% | $275,000 | 6.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 25 | 6.625% | $255,000 | 7.4% |
| Bank of America, National Association | 24 | 6.375% | $105,000 | 51.8% |
| SWBC MORTGAGE CORPORATION | 21 | 6.125% | $255,000 | 0.0% |
| PLANET HOME LENDING, LLC | 21 | 5.750% | $295,000 | 12.0% |
| KIND LENDING, LLC | 20 | 6.625% | $275,000 | 16.7% |
| ZILLOW HOME LOANS, LLC | 20 | 6.563% | $235,000 | 4.8% |
| Liberty | 20 | 6.750% | $280,000 | 9.1% |
| GUARANTEED RATE, INC. | 18 | 6.250% | $230,000 | 13.6% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 18 | 6.500% | $285,000 | 5.3% |
| DELTA COMMUNITY CREDIT UNION | 18 | 6.875% | $140,000 | 21.7% |
| SPRING EQ, LLC | 17 | 9.975% | $65,000 | 57.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.875% | $295,000 | 22.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 17 | 7.000% | $255,000 | 15.0% |
| AmeriSave Mortgage Corporation | 15 | 8.250% | $105,000 | 71.2% |
| Wells Fargo Bank, National Association | 15 | 6.125% | $185,000 | 21.1% |
| Paramount Residential Mortgage Group, Inc. | 14 | 6.063% | $250,000 | 6.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.125% | $155,000 | 58.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.750% | $125,000 | 27.8% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 13 | 6.250% | $285,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 12 | 6.563% | $295,000 | 0.0% |
| Lendage, LLC | 12 | 10.563% | $55,000 | 7.1% |
| US MORTGAGE CORPORATION | 12 | 6.750% | $275,000 | 7.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 11 | 6.500% | $245,000 | 15.4% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 6.500% | $315,000 | 62.9% |
| U.S. Bank National Association | 10 | 7.438% | $165,000 | 28.6% |
| Equity Prime Mortgage LLC | 10 | 6.438% | $210,000 | 16.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 10 | 6.688% | $210,000 | 7.1% |
| Presidential Bank, FSB | 10 | 6.500% | $265,000 | 0.0% |
| Kiavi Funding, Inc. | 10 | 11.200% | $195,000 | 9.1% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 7.1% |
| GEORGIA'S OWN | 8 | Under 10 loans | Under 10 loans | 33.3% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| ACOPIA, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 58.8% |
| Coastal Community Bank | 7 | Under 10 loans | Under 10 loans | 5.6% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 7 | Under 10 loans | Under 10 loans | 36.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Third Federal Savings and Loan Association of Cleveland | 7 | Under 10 loans | Under 10 loans | 36.4% |
| CREDIT UNION OF GEORGIA | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 36.4% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| First Option Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 58.8% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 70.0% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 45.5% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 33.3% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| United Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 76.2% |
| GEORGIA UNITED | 5 | Under 10 loans | Under 10 loans | 68.8% |
| ATLANTA POSTAL | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Fifth Third Bank, National Association | 5 | Under 10 loans | Under 10 loans | 44.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JPMorgan Chase Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| Renasant Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MORTGAGE ASSURANCE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 12.5% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Prosperity Home Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Alcova Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LGE COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FAMILY SAVINGS CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Capital City Home Loans, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 48.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| COLONY BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INTELLILOAN, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 36.4% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 33.3% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ServisFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ITHINK FINANCIAL Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Metro Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 85.7% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 16.7% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 80.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 113 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Carroll County
20 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Bank OZK | 3 | $1.0 billion |
| Truist Bank | 3 | $453.7 million |
| Pinnacle Bank | 3 | $418.9 million |
| United Community Bank | 2 | $376.8 million |
| Wells Fargo Bank, National Association | 2 | $193.0 million |
| Regions Bank | 2 | $167.2 million |
| FirstBank | 1 | $314.8 million |
| Bank of America, National Association | 1 | $110.4 million |
| SouthState Bank, National Association | 1 | $77.1 million |
| American Commerce Bank, National Association | 1 | $43.8 million |
| JPMorgan Chase Bank, National Association | 1 | $17.0 million |
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Southern States Bank, 905 Maple St, Carrollton
- Synovus Bank, 120 N Carroll St, Bowdon
- Synovus Bank, 588 Highway 61, Villa Rica
- Synovus Bank, 810 S Park St, Carrollton
Get told when this changes
When the next year’s lending figures are out for Carroll County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.