AgFirst Farm Credit Bank
AgFirst Farm Credit Bank received 396 applications in 2025 and made 321 mortgages, in 183 counties across 11 states. The median rate its borrowers got was 6.500% on a median loan of $305,000. Of 366 decisions, 44 were denials — 12.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | MMO6VV34TNP4Z1T8NG83 |
|---|---|
| Applications received | 396 |
| Mortgages made | 321 |
| Denied | 44 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 30 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | 0.3075 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 187 | 6.500% | $345,000 | 10.5% |
| Refinancing | 48 | 6.375% | $310,000 | 9.4% |
| Cash-out refinancing | 44 | 6.688% | $240,000 | 18.5% |
| Other purposes | 42 | 5.938% | $220,000 | 14.3% |
Where AgFirst Farm Credit Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bulloch County, GA | 12 | 6.375% | 0.0% |
| Lexington County, SC | 11 | 6.625% | 0.0% |
| Screven County, GA | 9 | Under 10 loans | 10.0% |
| Guilford County, NC | 9 | Under 10 loans | 0.0% |
| Stokes County, NC | 8 | Under 10 loans | 20.0% |
| Carroll County, GA | 7 | Under 10 loans | 12.5% |
| Rockingham County, NC | 7 | Under 10 loans | 12.5% |
| Aiken County, SC | 6 | Under 10 loans | 14.3% |
| Effingham County, GA | 5 | Under 10 loans | 0.0% |
| Caldwell County, NC | 5 | Under 10 loans | 28.6% |
| Surry County, NC | 5 | Under 10 loans | 0.0% |
| Wilkes County, NC | 5 | Under 10 loans | 0.0% |
| Meriwether County, GA | 4 | Under 10 loans | 20.0% |
| Marion County, KY | 4 | Under 10 loans | 0.0% |
| Alamance County, NC | 4 | Under 10 loans | 0.0% |
| Forsyth County, NC | 4 | Under 10 loans | 0.0% |
| Rowan County, NC | 4 | Under 10 loans | 0.0% |
| Yadkin County, NC | 4 | Under 10 loans | 0.0% |
| Anderson County, SC | 4 | Under 10 loans | 0.0% |
| Alachua County, FL | 3 | Under 10 loans | 0.0% |
| Levy County, FL | 3 | Under 10 loans | 0.0% |
| Putnam County, FL | 3 | Under 10 loans | 0.0% |
| Evans County, GA | 3 | Under 10 loans | 0.0% |
| Burke County, NC | 3 | Under 10 loans | 0.0% |
| Caswell County, NC | 3 | Under 10 loans | 0.0% |
| Catawba County, NC | 3 | Under 10 loans | 0.0% |
| Cleveland County, NC | 3 | Under 10 loans | 25.0% |
| Granville County, NC | 3 | Under 10 loans | 0.0% |
| Iredell County, NC | 3 | Under 10 loans | 0.0% |
| Randolph County, NC | 3 | Under 10 loans | 25.0% |
| Charleston County, SC | 3 | Under 10 loans | 0.0% |
| Chester County, SC | 3 | Under 10 loans | 0.0% |
| Laurens County, SC | 3 | Under 10 loans | 0.0% |
| Newberry County, SC | 3 | Under 10 loans | 0.0% |
| Saluda County, SC | 3 | Under 10 loans | 40.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 50.0% |
| Jackson County, FL | 2 | Under 10 loans | 0.0% |
| Marion County, FL | 2 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 2 | Under 10 loans | 0.0% |
| Sumter County, FL | 2 | Under 10 loans | 0.0% |
| Bacon County, GA | 2 | Under 10 loans | 0.0% |
| Candler County, GA | 2 | Under 10 loans | 0.0% |
| Haralson County, GA | 2 | Under 10 loans | 33.3% |
| Jeff Davis County, GA | 2 | Under 10 loans | 0.0% |
| Liberty County, GA | 2 | Under 10 loans | 33.3% |
| Anderson County, KY | 2 | Under 10 loans | 0.0% |
| Madison County, KY | 2 | Under 10 loans | 0.0% |
| Washington County, KY | 2 | Under 10 loans | 0.0% |
| Alexander County, NC | 2 | Under 10 loans | 33.3% |
| Anson County, NC | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.