Mortgage lenders in Iredell County
6,305 mortgages were made in Iredell County, North Carolina, in 2025, by 447 lenders. The median rate their borrowers got was 6.500% on a median loan of $265,000. Of 8,439 decisions, 1,782 were denials — 21.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 477 | 6.250% | $155,000 | 27.1% |
| Rocket Mortgage, LLC | 451 | 6.625% | $225,000 | 18.2% |
| MOVEMENT MORTGAGE, LLC | 341 | 6.625% | $305,000 | 1.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 321 | 6.125% | $315,000 | 16.6% |
| DHI MORTGAGE COMPANY, LTD. | 261 | 5.500% | $345,000 | 12.4% |
| Bank of America, National Association | 185 | 6.240% | $155,000 | 29.2% |
| Loandepot.Com, LLC | 151 | 5.750% | $325,000 | 22.5% |
| Truist Bank | 144 | 6.490% | $245,000 | 38.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 137 | 6.750% | $275,000 | 1.4% |
| LENNAR MORTGAGE, LLC | 122 | 6.250% | $295,000 | 9.6% |
| Fifth Third Bank, National Association | 121 | 7.250% | $125,000 | 21.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 105 | 6.575% | $285,000 | 8.6% |
| First-Citizens Bank & Trust Company | 100 | 6.490% | $135,000 | 23.7% |
| Taylor Morrison Home Funding, Inc. | 93 | 5.875% | $525,000 | 3.1% |
| Fairway Independent Mortgage Corporation | 91 | 6.750% | $275,000 | 3.1% |
| First National Bank of Pennsylvania | 84 | 6.490% | $170,000 | 36.8% |
| FREEDOM MORTGAGE CORPORATION | 76 | 6.250% | $320,000 | 16.5% |
| PENNYMAC LOAN SERVICES, LLC | 67 | 6.125% | $355,000 | 18.8% |
| United Community Bank | 67 | 6.500% | $165,000 | 27.7% |
| American Security Mortgage Corp. | 67 | 6.375% | $395,000 | 0.0% |
| Navy Federal Credit Union | 66 | 7.575% | $205,000 | 20.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 62 | 6.433% | $340,000 | 15.6% |
| UNITED FEDERAL CREDIT UNION | 60 | 7.550% | $80,000 | 33.7% |
| Wells Fargo Bank, National Association | 60 | 6.500% | $255,000 | 15.5% |
| PNC Bank, National Association | 59 | 7.100% | $125,000 | 34.4% |
| JPMorgan Chase Bank, National Association | 55 | 6.250% | $325,000 | 3.5% |
| NEWREZ LLC | 54 | 6.438% | $290,000 | 31.7% |
| Mortgage Research Center, LLC | 54 | 6.250% | $335,000 | 36.8% |
| GUILD MORTGAGE COMPANY | 52 | 6.688% | $275,000 | 3.3% |
| Peoples Bank | 51 | 6.375% | $155,000 | 23.9% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 46 | 6.583% | $330,000 | 0.0% |
| SPRING EQ, LLC | 40 | 8.875% | $75,000 | 57.3% |
| Broker Solutions, Inc. | 39 | 6.500% | $245,000 | 22.0% |
| U.S. Bank National Association | 38 | 6.375% | $315,000 | 31.6% |
| AmeriSave Mortgage Corporation | 37 | 8.125% | $95,000 | 62.6% |
| SouthState Bank, National Association | 37 | 6.375% | $285,000 | 19.6% |
| NATIONSTAR MORTGAGE LLC | 36 | 8.750% | $130,000 | 20.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 36 | 6.625% | $250,000 | 9.1% |
| ZILLOW HOME LOANS, LLC | 36 | 6.500% | $270,000 | 0.0% |
| Pinnacle Bank | 36 | 6.375% | $260,000 | 2.6% |
| Renasant Bank | 34 | 6.625% | $265,000 | 0.0% |
| Atlantic Coast Mortgage, LLC | 33 | 6.750% | $245,000 | 0.0% |
| NFM, INC. | 32 | 6.933% | $300,000 | 0.0% |
| Coastal Community Bank | 30 | 10.490% | $55,000 | 1.0% |
| Third Federal Savings and Loan Association of Cleveland | 29 | 6.990% | $105,000 | 26.8% |
| Ixonia Bank | 29 | 6.875% | $335,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 28 | 6.625% | $395,000 | 6.1% |
| Truliant Federal Credit Union | 27 | 7.250% | $95,000 | 59.4% |
| NVR Mortgage Finance, Inc. | 27 | 6.250% | $215,000 | 20.6% |
| FIGURE LENDING LLC | 26 | 10.325% | $70,000 | 21.7% |
| GUARANTEED RATE AFFINITY, LLC | 25 | 6.625% | $305,000 | 13.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 25 | 6.625% | $265,000 | 3.9% |
| First Horizon Bank | 25 | 7.530% | $155,000 | 25.7% |
| Kiavi Funding, Inc. | 25 | 10.490% | $165,000 | 3.7% |
| Uwharrie Bank | 25 | 6.875% | $355,000 | 3.9% |
| BETTER MORTGAGE CORPORATION | 24 | 6.563% | $385,000 | 25.0% |
| Towne Bank | 24 | 6.563% | $310,000 | 14.3% |
| BlueHarbor Bank | 24 | Not published | $455,000 | 3.9% |
| Citizens Bank, National Association | 23 | 7.125% | $205,000 | 36.8% |
| ALLEGACY FEDERAL CREDIT UNION | 23 | 5.750% | $105,000 | 17.2% |
| CANOPY MORTGAGE, LLC | 23 | 6.375% | $235,000 | 0.0% |
| SKYLA FEDERAL CREDIT UNION | 22 | 7.250% | $105,000 | 24.2% |
| M/I FINANCIAL, LLC | 22 | 5.750% | $405,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 20 | 6.908% | $200,000 | 27.6% |
| Primis Mortgage Company | 20 | 6.557% | $315,000 | 4.8% |
| Alcova Mortgage LLC | 20 | 6.625% | $355,000 | 0.0% |
| LOCAL GOVERNMENT | 19 | 8.000% | $55,000 | 52.5% |
| GUARANTEED RATE, INC. | 18 | 6.563% | $380,000 | 0.0% |
| THE LOAN STORE, INC. | 17 | 6.990% | $245,000 | 26.9% |
| Summit Mortgage Corporation | 17 | 6.500% | $215,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 17 | 6.500% | $195,000 | 5.6% |
| LAKEVIEW LOAN SERVICING, LLC | 16 | 6.058% | $340,000 | 63.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 16 | 6.375% | $410,000 | 10.0% |
| First Bank | 16 | 7.500% | $115,000 | 23.8% |
| CMG MORTGAGE, INC. | 16 | 6.688% | $315,000 | 5.9% |
| LOWER, LLC | 15 | 6.500% | $325,000 | 6.3% |
| INSPIRE HOME LOANS INC. | 15 | 6.500% | $495,000 | 0.0% |
| TD Bank, National Association | 14 | 6.875% | $460,000 | 17.7% |
| PENTAGON FEDERAL CREDIT UNION | 14 | 7.875% | $160,000 | 30.0% |
| COASTAL Federal Credit Union | 14 | 7.525% | $140,000 | 36.4% |
| INTERCOASTAL MORTGAGE, LLC | 14 | 6.308% | $380,000 | 0.0% |
| Ameris Bank | 14 | 6.438% | $265,000 | 6.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 6.313% | $250,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 14 | 6.375% | $415,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.375% | $280,000 | 0.0% |
| Click n' Close, Inc. | 14 | 6.750% | $215,000 | 6.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 8.990% | $185,000 | 80.4% |
| PIEDMONT ADVANTAGE CREDIT UNION | 13 | 8.000% | $55,000 | 45.8% |
| PLAZA HOME MORTGAGE, INC. | 13 | 6.625% | $215,000 | 23.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $360,000 | 36.0% |
| KIND LENDING, LLC | 12 | 6.750% | $310,000 | 42.9% |
| The Federal Savings Bank | 12 | 6.500% | $490,000 | 14.3% |
| NBKC BANK | 12 | 6.125% | $390,000 | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.098% | $395,000 | 6.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.499% | $195,000 | 31.8% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 11 | 6.125% | $425,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 11 | 5.990% | $265,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 10 | 6.625% | $255,000 | 14.3% |
| Morgan Stanley Private Bank, National Association | 10 | 5.750% | $905,000 | 0.0% |
| Regions Bank | 9 | Under 10 loans | Under 10 loans | 39.1% |
| 254900M2C4Q6DATP2889 | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Carter Bank & Trust | 9 | Under 10 loans | Under 10 loans | 40.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Taylorsville Savings Bank, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 46.7% |
| FOUNDERS FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 35.7% |
| DEEPHAVEN MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 40.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| DOMINION FINANCIAL SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SUCCESS LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| FBC MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 60.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| The Fidelity Bank | 7 | Under 10 loans | Under 10 loans | 20.0% |
| GoodLeap, LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 23.1% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Integrity Home Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 56.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 22.2% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| FINANCE OF AMERICA REVERSE LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CAPITAL CENTER, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLINE NATIONAL BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 88.2% |
| SHARONVIEW FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 57.1% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Liberty | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LATINO COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| United Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Bank OZK | 4 | Under 10 loans | Under 10 loans | 16.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 247 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Iredell County
41 FDIC-insured branches from 19 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 5 | $761.0 million |
| Truist Bank | 4 | $623.9 million |
| First National Bank of Pennsylvania | 4 | $475.1 million |
| Bank of America, National Association | 3 | $544.7 million |
| First Horizon Bank | 3 | $178.5 million |
| BlueHarbor Bank | 2 | $526.7 million |
| Fifth Third Bank, National Association | 2 | $303.7 million |
| First-Citizens Bank & Trust Company | 2 | $268.0 million |
| First Bank | 2 | $109.7 million |
| JPMorgan Chase Bank, National Association | 2 | $98.8 million |
| PNC Bank, National Association | 2 | $89.2 million |
| Carter Bank & Trust | 2 | $69.2 million |
| Woodforest National Bank | 2 | $17.5 million |
| Pinnacle Bank | 1 | $279.9 million |
| United Community Bank | 1 | $111.7 million |
| Peoples Bank | 1 | $75.3 million |
| United Bank | 1 | $61.5 million |
| SouthState Bank, National Association | 1 | $60.9 million |
| The Fidelity Bank | 1 | $44.7 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Pinnacle Bank, 108 Gateway Blvd, Ste 101, Mooresville
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When the next year’s lending figures are out for Iredell County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.