Mortgage Lender Index

LENDINGONE, LLC

LENDINGONE, LLC received 25,602 applications in 2025 and made 2,519 mortgages, in 1,551 counties across 51 states. The median rate its borrowers got was 7.330% on a median loan of $195,000. Of 6,485 decisions, 3,966 were denials — 61.2%, most often for debt-to-income ratio.

Legal Entity Identifier54930091JQKCU3Z6IP44
Applications received25,602
Mortgages made2,519
Denied3,966
Approved, not taken up0
Withdrawn or incomplete19,117
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase934 9.740%$205,000 66.0%
Refinancing376 6.940%$195,000 59.7%
Cash-out refinancing1,073 7.090%$175,000 55.4%
Other purposes136 10.490%$295,000 66.3%

Where LENDINGONE, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cobb County, GA 758.610%24.2%
Cook County, IL 517.600%70.4%
Wayne County, MI 487.335%66.7%
Roanoke city, VA 447.090%31.3%
Cuyahoga County, OH 417.500%65.3%
Philadelphia County, PA 407.800%58.3%
Duval County, FL 397.140%49.4%
Nassau County, NY 3510.490%22.2%
Shelby County, TN 327.120%48.4%
Madison County, AL 317.050%35.4%
Palm Beach County, FL 317.085%58.7%
Fulton County, GA 319.740%56.3%
Chatham County, GA 307.320%44.4%
Knox County, TN 307.585%34.8%
Summit County, OH 299.490%47.3%
Lake County, IN 277.160%52.6%
Harris County, TX 277.035%59.1%
Lee County, FL 257.370%56.9%
Franklin County, OH 257.410%56.1%
Hamilton County, OH 257.460%56.1%
Allegheny County, PA 247.605%61.3%
Montgomery County, AL 227.375%54.2%
Baltimore city, MD 227.400%71.1%
Durham County, NC 229.740%43.6%
Richland County, SC 229.740%31.3%
Baltimore County, MD 217.420%63.8%
Milwaukee County, WI 207.155%61.5%
Escambia County, FL 197.020%50.0%
Mecklenburg County, NC 196.735%64.1%
Miami-Dade County, FL 177.280%67.3%
District of Columbia, DC 167.590%63.6%
Hillsborough County, FL 169.740%59.0%
DeKalb County, GA 167.185%64.4%
Dallas County, TX 167.155%70.9%
Pinellas County, FL 159.870%65.9%
Clayton County, GA 158.825%48.3%
Richmond County, GA 159.615%44.4%
Marion County, IN 157.200%68.8%
Kent County, MI 156.830%28.6%
Cape May County, NJ 159.490%31.8%
Suffolk County, NY 159.990%50.0%
Gaston County, NC 157.010%46.4%
Pima County, AZ 146.830%48.2%
Tarrant County, TX 147.650%65.9%
Richmond city, VA 146.735%41.7%
Bexar County, TX 137.010%65.8%
Polk County, FL 126.970%55.6%
Jackson County, MO 127.230%75.5%
Atlantic County, NJ 128.345%36.8%
Camden County, NJ 128.520%53.8%

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When LENDINGONE, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.