KIND LENDING, LLC received 45,648 applications in 2025 and made
29,401 mortgages, in 1,847 counties across 50 states.
The median rate its borrowers got was 6.625% on a median loan of $345,000.
Of 40,961 decisions, 11,135 were denials — 27.2%, most often for unverifiable information.
Legal Entity Identifier
549300MZ8VZJOVC63092
Applications received
45,648
Mortgages made
29,401
Denied
11,135
Approved, not taken up
425
Withdrawn or incomplete
4,687
Loans bought from other lenders
1,113
Median rate spread over the prime offer rate
0.294 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
22,907
6.500%
$355,000
23.4%
Refinancing
2,132
6.500%
$425,000
36.3%
Cash-out refinancing
2,936
7.125%
$305,000
37.9%
Other purposes
1,426
8.000%
$165,000
39.7%
Where KIND LENDING, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When KIND LENDING, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.