Mortgage lenders in Weber County
9,067 mortgages were made in Weber County, Utah, in 2025, by 302 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 11,609 decisions, 1,949 were denials — 16.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | 1,894 | 6.990% | $85,000 | 16.1% |
| GOLDENWEST | 847 | 7.500% | $115,000 | 16.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 729 | 6.125% | $385,000 | 8.4% |
| GUILD MORTGAGE COMPANY | 545 | 6.490% | $385,000 | 1.5% |
| Rocket Mortgage, LLC | 447 | 6.750% | $295,000 | 13.7% |
| INTERCAP LENDING INC. | 355 | 6.500% | $375,000 | 1.3% |
| Mountain America Federal Credit Union | 300 | 7.500% | $105,000 | 43.8% |
| KIND LENDING, LLC | 219 | 6.375% | $395,000 | 23.9% |
| Plains Commerce Bank | 138 | 6.625% | $315,000 | 4.2% |
| THE LOAN STORE, INC. | 132 | 6.490% | $375,000 | 4.6% |
| Bank of Utah | 122 | 6.125% | $385,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 112 | 6.125% | $355,000 | 22.0% |
| Fairway Independent Mortgage Corporation | 108 | 6.375% | $345,000 | 6.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 101 | 6.375% | $375,000 | 6.5% |
| MY MOVE MORTGAGE, LLC | 94 | 6.125% | $415,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 94 | 6.438% | $415,000 | 3.0% |
| Loandepot.Com, LLC | 93 | 6.375% | $295,000 | 15.2% |
| NATIONSTAR MORTGAGE LLC | 93 | 8.625% | $105,000 | 15.5% |
| FREEDOM MORTGAGE CORPORATION | 80 | 6.125% | $425,000 | 16.7% |
| Mortgage Research Center, LLC | 78 | 5.990% | $425,000 | 21.6% |
| Broker Solutions, Inc. | 72 | 6.625% | $345,000 | 16.7% |
| Zions Bancorporation, N.A. | 71 | 6.250% | $305,000 | 24.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 67 | 6.375% | $375,000 | 6.9% |
| NEWREZ LLC | 66 | 6.438% | $350,000 | 22.4% |
| RANLIFE, INC. | 63 | 6.490% | $355,000 | 3.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 61 | 6.625% | $385,000 | 3.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 58 | 6.250% | $360,000 | 10.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 57 | 6.625% | $355,000 | 3.4% |
| DIRECT RATE HOME LOANS, INC | 56 | 6.125% | $400,000 | 12.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 54 | 6.625% | $395,000 | 0.0% |
| ASCENT | 52 | 6.950% | $75,000 | 18.8% |
| TRIAD FINANCIAL SERVICES, INC. | 49 | 8.720% | $75,000 | 27.5% |
| U.S. Bank National Association | 47 | 7.350% | $205,000 | 43.5% |
| DHI MORTGAGE COMPANY, LTD. | 47 | 3.875% | $355,000 | 5.9% |
| LAKEVIEW LOAN SERVICING, LLC | 46 | 6.125% | $315,000 | 43.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 45 | 4.625% | $575,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 44 | 6.313% | $385,000 | 12.0% |
| Paramount Residential Mortgage Group, Inc. | 43 | 6.250% | $335,000 | 4.4% |
| SPRING EQ, LLC | 41 | 9.500% | $85,000 | 54.7% |
| GUARANTEED RATE, INC. | 38 | 6.500% | $350,000 | 17.4% |
| SWBC MORTGAGE CORPORATION | 37 | 6.500% | $355,000 | 2.4% |
| Navy Federal Credit Union | 36 | 6.563% | $275,000 | 32.7% |
| Deseret First Credit Union | 29 | 7.500% | $175,000 | 18.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 29 | 6.250% | $415,000 | 3.3% |
| Wasatch Peaks Federal Credit Union | 28 | 6.690% | $75,000 | 6.7% |
| PLAZA HOME MORTGAGE, INC. | 27 | 6.500% | $335,000 | 22.9% |
| GUARANTEED RATE AFFINITY, LLC | 26 | 6.625% | $355,000 | 7.1% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 26 | 6.990% | $120,000 | 22.9% |
| PHH Mortgage Corporation | 25 | 5.875% | $365,000 | 19.4% |
| FIGURE LENDING LLC | 25 | 9.000% | $65,000 | 29.2% |
| CMG MORTGAGE, INC. | 25 | 6.750% | $405,000 | 12.9% |
| AmeriSave Mortgage Corporation | 23 | 8.000% | $75,000 | 56.6% |
| UTAH FIRST | 23 | 7.500% | $125,000 | 26.5% |
| PLANET HOME LENDING, LLC | 23 | 5.500% | $405,000 | 4.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | 22 | 5.750% | $450,000 | 9.4% |
| SECURITY HOME MORTGAGE, LLC. | 22 | 6.375% | $290,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 22 | 6.563% | $415,000 | 0.0% |
| 21st Mortgage Corporation | 21 | 9.490% | $95,000 | 77.8% |
| MORIA DEVELOPMENT, INC. | 21 | 6.750% | $365,000 | 0.0% |
| GoodLeap, LLC | 21 | 6.250% | $255,000 | 7.4% |
| RESICENTRAL, LLC | 20 | 6.490% | $305,000 | 9.1% |
| JMAC LENDING, INC. | 20 | 6.125% | $345,000 | 4.8% |
| JPMorgan Chase Bank, National Association | 19 | 6.250% | $535,000 | 19.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 5.875% | $265,000 | 9.5% |
| AMWEST FUNDING CORP. | 18 | 6.063% | $395,000 | 14.3% |
| Click n' Close, Inc. | 18 | 6.750% | $325,000 | 0.0% |
| University First Federal Credit Union | 17 | 4.990% | $175,000 | 33.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 17 | 6.125% | $535,000 | 5.6% |
| Equity Prime Mortgage LLC | 17 | 6.750% | $395,000 | 10.0% |
| Coastal Community Bank | 16 | 10.490% | $55,000 | 2.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 16 | 8.625% | $130,000 | 59.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 16 | 6.438% | $310,000 | 10.5% |
| The Federal Savings Bank | 15 | 6.625% | $575,000 | 6.3% |
| CYPRUS Federal Credit Union | 15 | 6.375% | $215,000 | 37.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 6.813% | $205,000 | 0.0% |
| CLM MORTGAGE, INC. | 14 | 6.063% | $380,000 | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 13 | 6.750% | $325,000 | 7.1% |
| OCMBC, INC. | 12 | 7.000% | $310,000 | 23.5% |
| Sierra Pacific Mortgage Company, Inc. | 12 | 6.500% | $495,000 | 0.0% |
| Cache Valley Bank | 12 | 6.933% | $540,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 12 | 5.938% | $305,000 | 0.0% |
| Wells Fargo Bank, National Association | 11 | 6.250% | $215,000 | 21.4% |
| FINANCE OF AMERICA REVERSE LLC | 11 | 6.125% | $185,000 | 0.0% |
| INSPIRE HOME LOANS INC. | 11 | 5.750% | $555,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 10 | 5.813% | $365,000 | 48.4% |
| Glacier Bank | 10 | 6.688% | $420,000 | 41.2% |
| CORNERSTONE CAPITAL BANK, SSB | 10 | 6.688% | $400,000 | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 10 | 6.125% | $430,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | Under 10 loans | Under 10 loans | 79.1% |
| KeyBank National Association | 9 | Under 10 loans | Under 10 loans | 47.1% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 43.8% |
| UTAH COMMUNITY FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 40.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| CHARTWAY FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Citadel Servicing Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Bank of America, National Association | 8 | Under 10 loans | Under 10 loans | 59.1% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 42.9% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 31.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Utah Power Federally Insured State-Chartered Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 80.7% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 64.7% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| VERITAS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 12.5% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NETWORK FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS FIRST CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northbrook Bank and Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Utah Mortgage Loan Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 3 | Under 10 loans | Under 10 loans | 40.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GEORGIA'S OWN | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GRANITE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| HORIZON UTAH Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 66.7% |
| D. L. EVANS BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Banterra Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Eagle Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCENIC OAKS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Financial Funding Solutions, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BEEHIVE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Umpqua Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 102 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Weber County
30 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Zions Bancorporation, N.A. | 5 | $683.0 million |
| Bank of Utah | 4 | $1.6 billion |
| Wells Fargo Bank, National Association | 4 | $363.5 million |
| KeyBank National Association | 4 | $130.2 million |
| U.S. Bank National Association | 4 | $121.1 million |
| JPMorgan Chase Bank, National Association | 3 | $401.2 million |
| Bank of America, National Association | 2 | $132.3 million |
| Transportation Alliance Bank, Inc. d/b/a TAB Bank | 1 | $1.4 billion |
| Cache Valley Bank | 1 | $147.6 million |
| Glacier Bank | 1 | $14.9 million |
| D. L. Evans Bank | 1 | $13.8 million |
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When the next year’s lending figures are out for Weber County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.