QUORUM FEDERAL CREDIT UNION received 10,426 applications in 2025 and made
5,048 mortgages, in 1,065 counties across 51 states.
The median rate its borrowers got was 8.625% on a median loan of $135,000.
Of 9,963 decisions, 3,587 were denials — 36.0%, most often for debt-to-income ratio.
19 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300Q50XCC0473FG63
Applications received
10,426
Mortgages made
5,048
Denied
3,587
Approved, not taken up
1,328
Withdrawn or incomplete
463
Loans bought from other lenders
472
Median rate spread over the prime offer rate
1.505 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
170
9.250%
$175,000
30.0%
Refinancing
490
8.875%
$150,000
39.5%
Cash-out refinancing
4,129
8.625%
$125,000
35.8%
Other purposes
259
8.375%
$335,000
35.9%
Where QUORUM FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When QUORUM FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.