Mortgage lenders in Washoe County
10,588 mortgages were made in Washoe County, Nevada, in 2025, by 361 lenders. The median rate their borrowers got was 6.625% on a median loan of $355,000. Of 13,854 decisions, 2,634 were denials — 19.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 1,036 | 6.625% | $375,000 | 3.1% |
| Rocket Mortgage, LLC | 804 | 6.990% | $215,000 | 13.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 666 | 6.483% | $435,000 | 8.8% |
| DHI MORTGAGE COMPANY, LTD. | 439 | 4.990% | $435,000 | 10.7% |
| UNITED FEDERAL CREDIT UNION | 375 | 7.050% | $155,000 | 32.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 353 | 6.625% | $385,000 | 6.6% |
| U.S. Bank National Association | 336 | 7.700% | $205,000 | 36.9% |
| PENNYMAC LOAN SERVICES, LLC | 298 | 6.624% | $385,000 | 15.6% |
| GREATER NEVADA LLC | 259 | 6.500% | $245,000 | 6.5% |
| Bank of America, National Association | 236 | 6.240% | $105,000 | 40.5% |
| LENNAR MORTGAGE, LLC | 228 | 4.990% | $475,000 | 4.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 203 | 6.500% | $455,000 | 0.4% |
| Broker Solutions, Inc. | 179 | 6.750% | $315,000 | 12.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 165 | 6.490% | $385,000 | 4.1% |
| Loandepot.Com, LLC | 162 | 7.375% | $170,000 | 19.4% |
| THE LOAN STORE, INC. | 160 | 6.687% | $385,000 | 8.3% |
| FIGURE LENDING LLC | 156 | 8.713% | $85,000 | 22.2% |
| INFINITY EQUITY GROUP, LLC. | 150 | 6.500% | $485,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 136 | 6.438% | $385,000 | 0.0% |
| CMG MORTGAGE, INC. | 132 | 6.625% | $435,000 | 5.3% |
| SUMMIT FUNDING, INC. | 132 | 6.375% | $380,000 | 3.6% |
| TOLL BROTHERS MORTGAGE COMPANY | 130 | 6.625% | $545,000 | 6.9% |
| NATIONSTAR MORTGAGE LLC | 114 | 8.500% | $105,000 | 8.0% |
| Mountain America Federal Credit Union | 112 | 7.370% | $105,000 | 47.9% |
| FREEDOM MORTGAGE CORPORATION | 112 | 6.125% | $435,000 | 7.5% |
| JPMorgan Chase Bank, National Association | 111 | 6.490% | $430,000 | 14.8% |
| Navy Federal Credit Union | 109 | 7.750% | $135,000 | 22.5% |
| Zions Bancorporation, N.A. | 106 | 6.063% | $275,000 | 29.8% |
| CANOPY MORTGAGE, LLC | 90 | 6.375% | $470,000 | 0.0% |
| Mortgage Research Center, LLC | 89 | 5.990% | $435,000 | 27.4% |
| Wells Fargo Bank, National Association | 81 | 5.875% | $420,000 | 29.0% |
| NEWREZ LLC | 79 | 7.250% | $275,000 | 39.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 78 | 6.375% | $415,000 | 18.2% |
| SPRING EQ, LLC | 75 | 9.450% | $85,000 | 58.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 66 | 6.563% | $415,000 | 1.3% |
| Mortgage Right | 61 | 6.500% | $365,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 60 | 7.063% | $305,000 | 28.7% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 60 | 6.750% | $410,000 | 6.3% |
| KIND LENDING, LLC | 56 | 6.875% | $445,000 | 21.1% |
| MOVEMENT MORTGAGE, LLC | 55 | 6.750% | $345,000 | 14.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 54 | 7.640% | $130,000 | 13.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 54 | 6.625% | $400,000 | 5.1% |
| GUARANTEED RATE, INC. | 53 | 6.500% | $385,000 | 15.6% |
| Glacier Bank | 51 | 7.750% | $255,000 | 23.9% |
| GREAT BASIN FEDERAL CREDIT UNION | 50 | 7.750% | $75,000 | 40.7% |
| AMERICA FIRST Federal Credit Union | 48 | 7.240% | $105,000 | 31.1% |
| Plains Commerce Bank | 48 | 6.500% | $495,000 | 7.6% |
| QUORUM FEDERAL CREDIT UNION | 47 | 8.875% | $95,000 | 36.1% |
| ALLIANT CREDIT UNION | 44 | 7.750% | $255,000 | 19.6% |
| FINANCE OF AMERICA REVERSE LLC | 43 | 6.520% | $255,000 | 8.3% |
| Gateway First Bank | 42 | 6.625% | $480,000 | 6.7% |
| AmeriSave Mortgage Corporation | 38 | 8.375% | $75,000 | 71.4% |
| Paramount Residential Mortgage Group, Inc. | 38 | 6.313% | $400,000 | 5.0% |
| 21st Mortgage Corporation | 37 | 10.340% | $95,000 | 80.2% |
| GoodLeap, LLC | 37 | 6.125% | $215,000 | 31.2% |
| Morgan Stanley Private Bank, National Association | 35 | 5.755% | $625,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 35 | 6.625% | $385,000 | 5.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 35 | 6.625% | $355,000 | 0.0% |
| Charles Schwab Bank, SSB | 35 | 5.750% | $815,000 | 7.7% |
| OCMBC, INC. | 34 | 7.499% | $395,000 | 7.1% |
| MLD MORTGAGE INC. | 32 | 6.500% | $440,000 | 0.0% |
| ONE NEVADA CREDIT UNION | 29 | 7.500% | $105,000 | 58.0% |
| LAKEVIEW LOAN SERVICING, LLC | 29 | 8.000% | $85,000 | 47.3% |
| Fairway Independent Mortgage Corporation | 29 | 6.990% | $355,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 29 | 6.500% | $425,000 | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 28 | 9.980% | $165,000 | 0.0% |
| Discover Bank | 27 | 8.430% | $85,000 | 65.9% |
| Kiavi Funding, Inc. | 27 | 10.750% | $425,000 | 6.9% |
| USAA Federal Savings Bank | 26 | 6.313% | $450,000 | 30.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 25 | 6.750% | $295,000 | 20.0% |
| Umpqua Bank | 25 | 8.000% | $305,000 | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 24 | 7.688% | $165,000 | 19.4% |
| FIRST COLONY MORTGAGE CORPORATION | 24 | 6.313% | $485,000 | 3.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 23 | 6.625% | $435,000 | 4.2% |
| BMO Bank National Association | 22 | 8.253% | $235,000 | 54.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 22 | 6.250% | $350,000 | 46.9% |
| TRIAD FINANCIAL SERVICES, INC. | 22 | 8.840% | $95,000 | 31.7% |
| DEEPHAVEN MORTGAGE LLC | 22 | 7.125% | $355,000 | 14.8% |
| PLANET HOME LENDING, LLC | 21 | 6.000% | $375,000 | 10.7% |
| CHAMPIONS FUNDING, LLC | 21 | 7.500% | $405,000 | 22.2% |
| Bethpage Federal Credit Union | 18 | 6.125% | $305,000 | 43.8% |
| RIGHT START MORTGAGE, INC. | 18 | 6.250% | $295,000 | 14.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 18 | 6.563% | $455,000 | 5.0% |
| PHH Mortgage Corporation | 17 | 5.875% | $335,000 | 10.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.500% | $375,000 | 5.3% |
| LONGBRIDGE FINANCIAL, LLC | 16 | 6.063% | $275,000 | 18.2% |
| Commerce Home Mortgage, Inc. | 16 | 6.875% | $460,000 | 5.9% |
| CLEAREDGE LENDING LLC | 15 | 6.750% | $585,000 | 11.8% |
| Peak Residential Lending Inc | 14 | 6.688% | $365,000 | 6.3% |
| ZILLOW HOME LOANS, LLC | 14 | 6.125% | $470,000 | 0.0% |
| Click n' Close, Inc. | 14 | 6.433% | $300,000 | 0.0% |
| Ameris Bank | 14 | 6.125% | $440,000 | 6.3% |
| Flagstar Bank, N.A. | 13 | 6.500% | $455,000 | 23.5% |
| Genesis Capital, LLC | 13 | 8.300% | $1,735,000 | 0.0% |
| The Federal Savings Bank | 12 | 6.250% | $455,000 | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 12 | 7.000% | $360,000 | 29.4% |
| Equity Prime Mortgage LLC | 11 | 6.625% | $455,000 | 35.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 11 | 5.750% | $495,000 | 23.8% |
| Synergy One Lending, Inc. | 11 | 6.625% | $405,000 | 15.4% |
| The Central Trust Bank | 11 | 6.625% | $495,000 | 0.0% |
| PNC Bank, National Association | 11 | 5.750% | $580,000 | 26.7% |
| Cornerstone First Mortgage, Inc | 11 | 6.500% | $335,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 11 | 6.875% | $345,000 | 8.3% |
| Stifel Bank and Trust | 11 | 5.750% | $815,000 | 0.0% |
| NBKC BANK | 10 | 5.938% | $515,000 | 16.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | 10 | 7.313% | $405,000 | 23.1% |
| ALAMEDA MORTGAGE CORPORATION | 10 | 6.813% | $415,000 | 9.1% |
| NEXERA HOLDING LLC | 10 | 7.125% | $520,000 | 23.1% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.625% | $295,000 | 33.3% |
| Operating Engineers Local Union #3 | 9 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Firefighters First Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 18.2% |
| UBS Bank USA | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| JMAC LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 9.1% |
| LADERA LENDING, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Axos Bank | 8 | Under 10 loans | Under 10 loans | 18.2% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 5.9% |
| AMERICAN INTERNET MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| First National Bank of America | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 78.8% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| GENWAY HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 20.0% |
| Waterstone Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HIGHTECHLENDING INC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| El Dorado Savings Bank, F.S.B. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 78.6% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 6 | Under 10 loans | Under 10 loans | 11.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Valley West Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHEVRON Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MidFirst Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 73.1% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 33.3% |
| INTELLILOAN, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SILVER STATE SCHOOLS SERVICE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Fremont Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| STANFORD Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| OAKTREE FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Business Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LANTZMAN MANAGEMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CAKE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOGIX FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| COMMUNITYAMERICA CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KINECTA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 76.9% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 16.7% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens National Bank of Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 161 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Washoe County
71 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 16 | $4.6 billion |
| U.S. Bank National Association | 12 | $2.9 billion |
| Bank of America, National Association | 10 | $2.2 billion |
| JPMorgan Chase Bank, National Association | 9 | $971.5 million |
| Glacier Bank | 5 | $801.4 million |
| Zions Bancorporation, N.A. | 4 | $1.2 billion |
| Western Alliance Bank | 3 | $940.6 million |
| Columbia Bank | 3 | $502.5 million |
| BMO Bank National Association | 2 | $173.6 million |
| Eaglemark Savings Bank | 1 | $519.4 million |
| Plumas Bank | 1 | $89.2 million |
| First-Citizens Bank & Trust Company | 1 | $57.8 million |
| Farm Bureau Bank FSB | 1 | $30.1 million |
| El Dorado Savings Bank, F.S.B. | 1 | $17.6 million |
| Capital Bank and Trust Company | 1 | $0 |
| Davidson Trust Co. | 1 | $0 |
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 2650 Oddie Blvd, Sparks
- Meadows Bank, 50 W Liberty St, Ste 100, Reno
- Meadows Bank, 6518 S Mccarran Blvd, Reno
Get told when this changes
When the next year’s lending figures are out for Washoe County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.