GTE Federal Credit Union received 3,616 applications in 2025 and made
2,102 mortgages, in 429 counties across 37 states.
The median rate its borrowers got was 8.000% on a median loan of $135,000.
Of 2,980 decisions, 824 were denials — 27.7%, most often for debt-to-income ratio.
Legal Entity Identifier
549300ZIQ24V0C88AC41
Applications received
3,616
Mortgages made
2,102
Denied
824
Approved, not taken up
54
Withdrawn or incomplete
636
Loans bought from other lenders
0
Median rate spread over the prime offer rate
1 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
552
7.125%
$245,000
13.3%
Refinancing
276
7.750%
$155,000
31.9%
Cash-out refinancing
116
6.500%
$155,000
22.1%
Other purposes
1,158
8.500%
$105,000
32.4%
Where GTE Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When GTE Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.