LADERA LENDING, INC.
LADERA LENDING, INC. received 2,371 applications in 2025 and made 742 mortgages, in 459 counties across 20 states. The median rate its borrowers got was 6.990% on a median loan of $225,000. Of 840 decisions, 72 were denials — 8.6%, most often for collateral.
| Legal Entity Identifier | 5493000H6DFDDJRORG89 |
|---|---|
| Applications received | 2,371 |
| Mortgages made | 742 |
| Denied | 72 |
| Approved, not taken up | 26 |
| Withdrawn or incomplete | 1,531 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.655 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 58 | 6.750% | $455,000 | 4.9% |
| Refinancing | 684 | 7.000% | $205,000 | 8.9% |
Where LADERA LENDING, INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, NV | 51 | 7.250% | 5.4% |
| Orange County, CA | 39 | 6.875% | 0.0% |
| Los Angeles County, CA | 38 | 7.370% | 11.1% |
| Riverside County, CA | 27 | 7.500% | 3.6% |
| Maricopa County, AZ | 26 | 6.875% | 15.2% |
| San Diego County, CA | 14 | 7.438% | 0.0% |
| Cook County, IL | 13 | 7.625% | 18.8% |
| Alameda County, CA | 11 | 6.875% | 7.7% |
| Bergen County, NJ | 11 | 7.250% | 0.0% |
| Tarrant County, TX | 11 | 7.125% | 0.0% |
| Harris County, TX | 10 | 6.563% | 8.3% |
| San Bernardino County, CA | 8 | Under 10 loans | 38.5% |
| Washoe County, NV | 8 | Under 10 loans | 11.1% |
| Mecklenburg County, NC | 8 | Under 10 loans | 11.1% |
| Wake County, NC | 8 | Under 10 loans | 0.0% |
| Pierce County, WA | 8 | Under 10 loans | 11.1% |
| Monmouth County, NJ | 7 | Under 10 loans | 30.0% |
| Dallas County, TX | 7 | Under 10 loans | 12.5% |
| Snohomish County, WA | 7 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 6 | Under 10 loans | 0.0% |
| Sacramento County, CA | 6 | Under 10 loans | 14.3% |
| San Joaquin County, CA | 6 | Under 10 loans | 14.3% |
| Ventura County, CA | 6 | Under 10 loans | 0.0% |
| Lee County, FL | 6 | Under 10 loans | 0.0% |
| Morris County, NJ | 6 | Under 10 loans | 0.0% |
| Collin County, TX | 6 | Under 10 loans | 0.0% |
| Pima County, AZ | 5 | Under 10 loans | 16.7% |
| Will County, IL | 5 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 5 | Under 10 loans | 0.0% |
| Burlington County, NJ | 5 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 5 | Under 10 loans | 0.0% |
| Multnomah County, OR | 5 | Under 10 loans | 0.0% |
| Horry County, SC | 5 | Under 10 loans | 0.0% |
| Fresno County, CA | 4 | Under 10 loans | 0.0% |
| Placer County, CA | 4 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 4 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 4 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 4 | Under 10 loans | 0.0% |
| Jefferson County, CO | 4 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 4 | Under 10 loans | 0.0% |
| DuPage County, IL | 4 | Under 10 loans | 20.0% |
| Essex County, MA | 4 | Under 10 loans | 20.0% |
| Worcester County, MA | 4 | Under 10 loans | 0.0% |
| Ocean County, NJ | 4 | Under 10 loans | 0.0% |
| Cabarrus County, NC | 4 | Under 10 loans | 0.0% |
| Bexar County, TX | 4 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 3 | Under 10 loans | 0.0% |
| Merced County, CA | 3 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 3 | Under 10 loans | 40.0% |
| Marion County, FL | 3 | Under 10 loans | 25.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.