Mortgage Lender Index

CAKE MORTGAGE CORP.

CAKE MORTGAGE CORP. received 4,889 applications in 2025 and made 3,122 mortgages, in 363 counties across 47 states. The median rate its borrowers got was 7.500% on a median loan of $615,000. Of 3,401 decisions, 257 were denials — 7.6%, most often for credit application incomplete.

Legal Entity Identifier5493000EUC3MM52PJV85
Applications received4,889
Mortgages made3,122
Denied257
Approved, not taken up22
Withdrawn or incomplete1,488
Loans bought from other lenders0
Median rate spread over the prime offer rate1.228 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,471 7.490%$675,000 6.1%
Refinancing398 7.125%$885,000 9.9%
Cash-out refinancing1,253 8.250%$465,000 8.5%

Where CAKE MORTGAGE CORP. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 1,7067.625%4.2%
Miami-Dade County, FL 1027.625%15.6%
Orange County, CA 1017.375%4.7%
Riverside County, CA 857.625%9.6%
San Diego County, CA 817.500%12.9%
Ventura County, CA 767.500%3.7%
San Bernardino County, CA 737.750%6.4%
Maricopa County, AZ 597.500%7.8%
Clark County, NV 597.375%10.3%
Broward County, FL 467.375%8.0%
Kern County, CA 387.563%9.5%
Sacramento County, CA 277.750%6.7%
Harris County, TX 277.750%10.0%
Contra Costa County, CA 217.250%4.6%
Alameda County, CA 167.875%5.9%
Fort Bend County, TX 157.625%16.7%
King County, WA 157.125%6.3%
Santa Clara County, CA 137.490%0.0%
Palm Beach County, FL 137.750%27.8%
San Mateo County, CA 127.250%0.0%
Stanislaus County, CA 127.188%0.0%
Cook County, IL 127.313%14.3%
Passaic County, NJ 127.500%0.0%
Imperial County, CA 117.250%0.0%
San Francisco County, CA 107.495%0.0%
Santa Barbara County, CA 107.375%16.7%
Lee County, FL 107.438%9.1%
San Joaquin County, CA 9Under 10 loans18.2%
Gwinnett County, GA 9Under 10 loans30.8%
Pinal County, AZ 7Under 10 loans12.5%
Fresno County, CA 7Under 10 loans30.0%
Hillsborough County, FL 7Under 10 loans12.5%
Orange County, FL 7Under 10 loans22.2%
Ocean County, NJ 7Under 10 loans0.0%
Montgomery County, TX 7Under 10 loans22.2%
Placer County, CA 6Under 10 loans0.0%
Prince George's County, MD 6Under 10 loans25.0%
Mohave County, AZ 5Under 10 loans28.6%
Manatee County, FL 5Under 10 loans0.0%
Montgomery County, MD 5Under 10 loans16.7%
Bergen County, NJ 5Under 10 loans0.0%
Union County, NJ 5Under 10 loans28.6%
Williamson County, TN 5Under 10 loans0.0%
Dallas County, TX 5Under 10 loans0.0%
Travis County, TX 5Under 10 loans16.7%
Salt Lake County, UT 5Under 10 loans16.7%
Arapahoe County, CO 4Under 10 loans0.0%
Polk County, FL 4Under 10 loans20.0%
Ada County, ID 4Under 10 loans0.0%
Oakland County, MI 4Under 10 loans0.0%

Get told when this changes

When CAKE MORTGAGE CORP.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.