CREDIT HUMAN FEDERAL CREDIT UNION received 19,804 applications in 2025 and made
2,630 mortgages, in 1,728 counties across 41 states.
The median rate its borrowers got was 8.400% on a median loan of $95,000.
Of 19,644 decisions, 13,812 were denials — 70.3%, most often for credit history.
Legal Entity Identifier
549300Q3ROEQU3D1IW91
Applications received
19,804
Mortgages made
2,630
Denied
13,812
Approved, not taken up
3,202
Withdrawn or incomplete
160
Loans bought from other lenders
0
Median rate spread over the prime offer rate
2.45 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
2,289
8.400%
$105,000
71.2%
Refinancing
91
8.000%
$105,000
45.4%
Cash-out refinancing
62
6.650%
$120,000
43.1%
Other purposes
188
7.675%
$65,000
60.2%
Where CREDIT HUMAN FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When CREDIT HUMAN FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.