Mortgage lenders in Lebanon County
3,149 mortgages were made in Lebanon County, Pennsylvania, in 2025, by 267 lenders. The median rate their borrowers got was 6.500% on a median loan of $185,000. Of 4,145 decisions, 814 were denials — 19.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 306 | 6.625% | $235,000 | 2.8% |
| MEMBERS 1ST | 227 | 1.990% | $85,000 | 39.4% |
| Lebanon Federal Credit Union | 206 | Not published | $65,000 | 15.3% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 206 | 6.500% | $105,000 | 5.2% |
| Fulton Bank, National Association | 181 | 6.490% | $155,000 | 16.4% |
| Rocket Mortgage, LLC | 173 | 6.750% | $185,000 | 22.4% |
| First National Bank of Pennsylvania | 101 | 6.140% | $175,000 | 26.8% |
| GUILD MORTGAGE COMPANY | 99 | 6.490% | $245,000 | 4.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 88 | 6.125% | $280,000 | 8.7% |
| The Ephrata National Bank | 87 | 6.500% | $225,000 | 10.7% |
| Northwest Bank | 77 | 6.000% | $115,000 | 16.5% |
| PENNYMAC LOAN SERVICES, LLC | 74 | 6.250% | $215,000 | 27.4% |
| JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA | 63 | Not published | $205,000 | 5.6% |
| Manufacturers and Traders Trust Company | 60 | 5.990% | $105,000 | 20.5% |
| NEWREZ LLC | 43 | 6.750% | $235,000 | 21.8% |
| BELCO COMMUNITY CREDIT UNION | 40 | 7.500% | $75,000 | 11.1% |
| Mortgage Research Center, LLC | 38 | 6.375% | $335,000 | 26.9% |
| FREEDOM MORTGAGE CORPORATION | 38 | 6.250% | $265,000 | 14.9% |
| Broker Solutions, Inc. | 36 | 6.625% | $190,000 | 20.0% |
| Fairway Independent Mortgage Corporation | 36 | 6.750% | $225,000 | 10.0% |
| Bank of Bird-in-Hand | 32 | Not published | $270,000 | 7.9% |
| Wells Fargo Bank, National Association | 30 | 6.250% | $195,000 | 21.1% |
| Navy Federal Credit Union | 30 | 6.250% | $255,000 | 21.1% |
| CMG MORTGAGE, INC. | 26 | 6.625% | $270,000 | 0.0% |
| Loandepot.Com, LLC | 25 | 6.625% | $185,000 | 20.6% |
| Citizens Bank, National Association | 25 | 7.900% | $105,000 | 20.6% |
| 21st Mortgage Corporation | 24 | 11.350% | $85,000 | 58.6% |
| MOVEMENT MORTGAGE, LLC | 23 | 6.750% | $285,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 22 | 6.800% | $240,000 | 4.4% |
| RADIUS FINANCIAL GROUP INC. | 22 | 6.625% | $125,000 | 0.0% |
| Truist Bank | 21 | 6.490% | $145,000 | 34.4% |
| Univest Bank and Trust Co. | 20 | 6.888% | $270,000 | 4.8% |
| SUCCESS MORTGAGE PARTNERS, INC. | 20 | 6.063% | $235,000 | 0.0% |
| PNC Bank, National Association | 19 | 6.990% | $115,000 | 36.7% |
| NATIONSTAR MORTGAGE LLC | 19 | 6.750% | $195,000 | 26.7% |
| Homesale Mortgage, LLC | 17 | 6.625% | $235,000 | 0.0% |
| ACNB Bank | 16 | 6.625% | $170,000 | 5.9% |
| Orrstown Bank | 16 | 6.245% | $210,000 | 11.1% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 8.950% | $105,000 | 25.4% |
| Mortgage America, Inc. | 15 | 6.750% | $245,000 | 0.0% |
| FIGURE LENDING LLC | 14 | 10.300% | $45,000 | 29.0% |
| EMM LOANS LLC | 13 | 6.250% | $235,000 | 7.1% |
| First Citizens Community Bank | 13 | 6.875% | $225,000 | 0.0% |
| Ixonia Bank | 12 | 6.813% | $285,000 | 0.0% |
| Coastal Community Bank | 11 | 10.490% | $25,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 11 | 6.875% | $175,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 10 | 6.865% | $250,000 | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 10 | 8.300% | $80,000 | 32.1% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 15.4% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Tompkins Community Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Mid Penn Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 35.7% |
| GUARANTEED RATE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Peoples Security Bank and Trust Company | 8 | Under 10 loans | Under 10 loans | 27.3% |
| CONSTRUCTIVE LOANS, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 42.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| S&T Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 6 | Under 10 loans | Under 10 loans | 72.7% |
| Bank of America, National Association | 6 | Under 10 loans | Under 10 loans | 50.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 22.2% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 84.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 70.6% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Diamond Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Farmers and Merchants Trust Company of Chambersburg | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 82.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 37.5% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| New Cumberland Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Horizon Farm Credit, ACA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| POLICE & FIRE | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 66.7% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EVERENCE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Advisors Mortgage Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EMBRACE HOME LOANS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presence Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LANCO Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hershey Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ZILLOW HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LINKBANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FRANKLIN MINT | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ballston Spa National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MERIDIAN BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Firstrust Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDING CAPITAL GROUP Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CNB Bank, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS & NORTHERN BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Deposit and Discount Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriServ Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Parke Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peapack-Gladstone Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fleetwood Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GARDEN SAVINGS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIVERFRONT FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KINECTA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Embassy Bank For The Lehigh Valley | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 67 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Lebanon County
32 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | 9 | $698.2 million |
| Fulton Bank, National Association | 6 | $1.1 billion |
| Wells Fargo Bank, National Association | 3 | $313.6 million |
| First Citizens Community Bank | 3 | $307.6 million |
| Northwest Bank | 3 | $181.9 million |
| First National Bank of Pennsylvania | 2 | $186.7 million |
| Bank of Bird-in-Hand | 1 | $95.7 million |
| Manufacturers and Traders Trust Company | 1 | $89.4 million |
| The Ephrata National Bank | 1 | $72.5 million |
| Santander Bank, N.A. | 1 | $61.4 million |
| Peoples Security Bank and Trust Company | 1 | $51.7 million |
| Truist Bank | 1 | $45.2 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Wells Fargo Bank, National Association, 840 E Main St, Palmyra
Get told when this changes
When the next year’s lending figures are out for Lebanon County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.