Embassy Bank For The Lehigh Valley
Embassy Bank For The Lehigh Valley received 1,072 applications in 2025 and made 816 mortgages, in 11 counties across 3 states. The median rate its borrowers got was 6.250% on a median loan of $135,000. Of 999 decisions, 164 were denials — 16.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300PBL633P0UGLP11 |
|---|---|
| Applications received | 1,072 |
| Mortgages made | 816 |
| Denied | 164 |
| Approved, not taken up | 19 |
| Withdrawn or incomplete | 73 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.093 points |
| FDIC-insured bank | Yes: Embassy Bank for the Lehigh Valley, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 246 | 6.250% | $275,000 | 3.8% |
| Refinancing | 195 | 6.790% | $165,000 | 13.9% |
| Other purposes | 375 | 6.250% | $65,000 | 24.2% |
Where Embassy Bank For The Lehigh Valley lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lehigh County, PA | 395 | 6.250% | 15.2% |
| Northampton County, PA | 390 | 6.250% | 18.4% |
| Berks County, PA | 10 | 6.250% | 0.0% |
| Bucks County, PA | 10 | 6.000% | 0.0% |
| Warren County, NJ | 2 | Under 10 loans | 0.0% |
| Carbon County, PA | 2 | Under 10 loans | 20.0% |
| Delaware County, PA | 2 | Under 10 loans | 0.0% |
| Montgomery County, PA | 2 | Under 10 loans | 33.3% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Chester County, PA | 1 | Under 10 loans | 0.0% |
| Lebanon County, PA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Embassy Bank For The Lehigh Valley’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.