CNB Bank, Inc.
CNB Bank, Inc. received 286 applications in 2025 and made 231 mortgages, in 28 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $285,000. Of 264 decisions, 25 were denials — 9.5%.
| Legal Entity Identifier | 254900EDYO1UYWLWP146 |
|---|---|
| Applications received | 286 |
| Mortgages made | 231 |
| Denied | 25 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: CNB Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 196 | Not published | $295,000 | 4.7% |
| Refinancing | 21 | Not published | $205,000 | 30.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 11 | Not published | $35,000 | 31.6% |
Where CNB Bank, Inc. lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Berkeley County, WV | 64 | Not published | 11.8% |
| Washington County, MD | 61 | Not published | 10.3% |
| Morgan County, WV | 48 | Not published | 7.3% |
| Franklin County, PA | 21 | Not published | 0.0% |
| Jefferson County, WV | 8 | Under 10 loans | 11.1% |
| Adams County, PA | 3 | Under 10 loans | 0.0% |
| Allegany County, MD | 2 | Under 10 loans | 0.0% |
| Fulton County, PA | 2 | Under 10 loans | 60.0% |
| Frederick County, VA | 2 | Under 10 loans | 0.0% |
| Winchester city, VA | 2 | Under 10 loans | 0.0% |
| Monongalia County, WV | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Frederick County, MD | 1 | Under 10 loans | 0.0% |
| Garrett County, MD | 1 | Under 10 loans | 0.0% |
| Howard County, MD | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 0.0% |
| Bertie County, NC | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Pitt County, NC | 1 | Under 10 loans | 0.0% |
| Chester County, PA | 1 | Under 10 loans | 0.0% |
| Fayette County, PA | 1 | Under 10 loans | 0.0% |
| Lebanon County, PA | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Hampshire County, WV | 1 | Under 10 loans | 0.0% |
| Preston County, WV | 1 | Under 10 loans | 0.0% |
| Putnam County, WV | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 0 | Under 10 loans | 100.0% |
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When CNB Bank, Inc.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.