Mortgage lenders in Pitt County
3,900 mortgages were made in Pitt County, North Carolina, in 2025, by 319 lenders. The median rate their borrowers got was 6.500% on a median loan of $195,000. Of 5,472 decisions, 1,347 were denials — 24.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| STATE EMPLOYEES' | 613 | 6.250% | $115,000 | 27.8% |
| Rocket Mortgage, LLC | 265 | 6.500% | $205,000 | 14.4% |
| Truist Bank | 255 | 6.490% | $205,000 | 22.2% |
| Southern Bank and Trust Company | 204 | 6.950% | $175,000 | 11.1% |
| DHI MORTGAGE COMPANY, LTD. | 173 | 5.375% | $255,000 | 20.4% |
| Alcova Mortgage LLC | 152 | 6.500% | $215,000 | 1.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 146 | 6.375% | $225,000 | 0.7% |
| Towne Bank | 132 | 6.725% | $205,000 | 5.0% |
| First-Citizens Bank & Trust Company | 111 | 6.250% | $205,000 | 16.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 100 | 6.250% | $235,000 | 20.9% |
| Mortgage Research Center, LLC | 75 | 6.500% | $265,000 | 23.8% |
| Navy Federal Credit Union | 67 | 7.625% | $155,000 | 34.9% |
| American Security Mortgage Corp. | 66 | 6.490% | $315,000 | 1.4% |
| MOVEMENT MORTGAGE, LLC | 63 | 6.500% | $225,000 | 1.3% |
| JPMorgan Chase Bank, National Association | 56 | 6.375% | $245,000 | 6.7% |
| FREEDOM MORTGAGE CORPORATION | 51 | 6.250% | $265,000 | 8.1% |
| Integrity Home Mortgage Corporation | 44 | 6.625% | $275,000 | 2.0% |
| Broker Solutions, Inc. | 41 | 6.250% | $135,000 | 28.1% |
| PENNYMAC LOAN SERVICES, LLC | 40 | 5.990% | $275,000 | 8.7% |
| First National Bank of Pennsylvania | 40 | 6.440% | $105,000 | 33.3% |
| INSPIRE HOME LOANS INC. | 38 | 6.375% | $205,000 | 21.6% |
| Bank of America, National Association | 35 | 6.125% | $125,000 | 50.7% |
| NEWREZ LLC | 35 | 6.375% | $175,000 | 38.6% |
| NATIONSTAR MORTGAGE LLC | 31 | 7.375% | $135,000 | 19.5% |
| United Bank | 31 | 7.000% | $145,000 | 20.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 30 | 10.250% | $120,000 | 85.9% |
| PNC Bank, National Association | 30 | 7.390% | $105,000 | 42.3% |
| Loandepot.Com, LLC | 30 | 6.870% | $140,000 | 27.9% |
| Kiavi Funding, Inc. | 29 | 10.450% | $185,000 | 8.8% |
| First Bank | 29 | 6.750% | $315,000 | 9.1% |
| Wells Fargo Bank, National Association | 27 | 6.625% | $165,000 | 25.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.500% | $200,000 | 14.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 24 | 6.500% | $210,000 | 0.0% |
| AmeriSave Mortgage Corporation | 20 | 8.063% | $80,000 | 61.0% |
| GUILD MORTGAGE COMPANY | 20 | 6.250% | $170,000 | 0.0% |
| LOCAL GOVERNMENT | 19 | 8.250% | $25,000 | 53.5% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 19 | 6.625% | $225,000 | 0.0% |
| 21st Mortgage Corporation | 18 | 9.140% | $115,000 | 75.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.750% | $265,000 | 24.3% |
| LOWER, LLC | 16 | 6.500% | $300,000 | 23.8% |
| Equity Prime Mortgage LLC | 15 | 6.625% | $225,000 | 6.3% |
| GUARANTEED RATE, INC. | 13 | 6.625% | $245,000 | 13.3% |
| Loan Funder LLC | 12 | 7.535% | $125,000 | 0.0% |
| FIGURE LENDING LLC | 12 | 10.350% | $55,000 | 11.8% |
| SPRING EQ, LLC | 11 | 9.350% | $55,000 | 47.6% |
| USAA Federal Savings Bank | 11 | 6.625% | $255,000 | 35.3% |
| CORNERSTONE CAPITAL BANK, SSB | 11 | 6.250% | $245,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 11 | 6.308% | $265,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 10 | 6.933% | $285,000 | 56.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 10 | 6.500% | $200,000 | 53.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 7.063% | $205,000 | 9.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 10 | 7.750% | $285,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 6.7% |
| COASTAL Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 18.2% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST FLIGHT | 7 | Under 10 loans | Under 10 loans | 22.2% |
| U.S. Bank National Association | 7 | Under 10 loans | Under 10 loans | 20.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| WEYCO COMMUNITY CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Fairway Independent Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Neighborhood Mortgage Solutions | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 45.5% |
| AMERICAN FINANCING CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| LAKEVIEW LOAN SERVICING, LLC | 6 | Under 10 loans | Under 10 loans | 53.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Fifth Third Bank, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ISERVE RESIDENTIAL LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 40.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Churchill Funding I LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| TIDEWATER MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| TOP FLITE FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 87.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AgCarolina Farm Credit, FLCA | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AAFMAA Mortgage Services LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| North State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SELF-HELP Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| United Community Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CORPORATE INVESTORS MORTGAGE GROUP, INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED PREMIER FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 64.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| C & F Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| United Trust Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Truliant Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bank OZK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DELTA COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOGETHER CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Genesis Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Island Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 119 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Pitt County
32 FDIC-insured branches from 12 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Truist Bank | 6 | $544.4 million |
| Southern Bank and Trust Company | 5 | $408.8 million |
| First-Citizens Bank & Trust Company | 4 | $611.8 million |
| Wells Fargo Bank, National Association | 3 | $493.4 million |
| United Bank | 3 | $142.2 million |
| TowneBank | 2 | $359.8 million |
| Bank of America, National Association | 2 | $345.4 million |
| First National Bank of Pennsylvania | 2 | $206.3 million |
| PNC Bank, National Association | 2 | $180.7 million |
| First Bank | 1 | $194.1 million |
| JPMorgan Chase Bank, National Association | 1 | $33.9 million |
| Woodforest National Bank | 1 | $4.8 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Dogwood State Bank, 4051 S Memorial Dr, Winterville
Get told when this changes
When the next year’s lending figures are out for Pitt County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.