Mortgage Lender Index

Citadel Servicing Corporation

Citadel Servicing Corporation received 11,516 applications in 2025 and made 6,979 mortgages, in 1,052 counties across 48 states. The median rate its borrowers got was 7.500% on a median loan of $345,000. Of 10,750 decisions, 422 were denials — 3.9%, most often for other. 4 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier254900E6AIE4Z8YQM970
Applications received11,516
Mortgages made6,979
Denied422
Approved, not taken up3,349
Withdrawn or incomplete766
Loans bought from other lenders2,272
Median rate spread over the prime offer rate0.9625 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase3,908 7.500%$365,000 2.7%
Refinancing562 7.125%$415,000 5.7%
Cash-out refinancing2,508 7.500%$315,000 5.0%
Other purposes1 Under 10 loansUnder 10 loans 0.0%

Where Citadel Servicing Corporation lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 4187.125%2.5%
Miami-Dade County, FL 2727.250%3.4%
Honolulu County, HI 1757.250%1.8%
Maricopa County, AZ 1667.375%3.2%
Broward County, FL 1627.250%7.0%
Harris County, TX 1547.750%2.1%
Clark County, NV 1527.375%3.9%
Palm Beach County, FL 1347.500%1.7%
San Diego County, CA 1266.999%4.9%
Orange County, CA 1257.000%2.4%
Charleston County, SC 12510.500%0.0%
Cook County, IL 1057.875%3.0%
Riverside County, CA 1047.250%3.7%
Ventura County, CA 877.000%1.9%
Suffolk County, NY 836.999%1.9%
Orange County, FL 827.500%5.9%
Fort Bend County, TX 807.188%4.2%
San Bernardino County, CA 757.500%2.7%
Lee County, FL 657.375%2.9%
Dallas County, TX 517.625%3.8%
Santa Clara County, CA 507.063%3.0%
Alameda County, CA 497.250%4.1%
Philadelphia County, PA 497.875%3.9%
King County, WA 497.500%6.7%
Contra Costa County, CA 487.313%4.6%
Baltimore city, MD 488.125%3.6%
Pima County, AZ 467.688%5.1%
Tarrant County, TX 447.500%2.9%
Ocean County, NJ 437.625%0.0%
Kings County, NY 437.250%4.4%
Hillsborough County, FL 427.500%5.6%
Osceola County, FL 417.750%3.3%
Pinellas County, FL 416.999%0.0%
San Mateo County, CA 397.375%0.0%
Western Connecticut Planning Region, CT 387.500%0.0%
Maui County, HI 387.250%2.0%
Bergen County, NJ 377.625%3.7%
Polk County, FL 357.999%7.3%
Monmouth County, NJ 357.250%0.0%
Mecklenburg County, NC 357.999%4.4%
Essex County, NJ 347.813%1.7%
Fulton County, GA 327.563%3.3%
Collin County, TX 327.500%3.6%
Sacramento County, CA 317.375%2.1%
San Francisco County, CA 317.000%0.0%
Santa Barbara County, CA 317.250%0.0%
Travis County, TX 317.125%3.9%
Gwinnett County, GA 307.750%0.0%
Nassau County, NY 306.937%2.4%
Queens County, NY 307.062%4.8%

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When Citadel Servicing Corporation’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.