Mortgage Lender Index

Loandepot.Com, LLC

Loandepot.Com, LLC received 155,159 applications in 2025 and made 91,730 mortgages, in 2,881 counties across 51 states. The median rate its borrowers got was 6.625% on a median loan of $245,000. Of 128,135 decisions, 34,193 were denials — 26.7%, most often for debt-to-income ratio.

Legal Entity Identifier549300AG64NHILB7ZP05
Applications received155,159
Mortgages made91,730
Denied34,193
Approved, not taken up2,212
Withdrawn or incomplete27,024
Loans bought from other lenders157
Median rate spread over the prime offer rate0.43 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase40,418 6.250%$325,000 13.6%
Refinancing7,625 5.990%$395,000 22.1%
Cash-out refinancing23,081 6.625%$195,000 33.3%
Other purposes20,606 8.500%$75,000 38.9%

Where Loandepot.Com, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Cook County, IL 2,0976.750%20.5%
Maricopa County, AZ 1,9846.125%19.6%
Los Angeles County, CA 1,3816.990%26.7%
Riverside County, CA 1,3426.500%20.4%
Clark County, NV 1,2056.875%22.0%
Collin County, TX 1,0234.990%13.6%
Pima County, AZ 9915.250%15.0%
Harris County, TX 9366.375%26.5%
San Bernardino County, CA 8666.625%22.1%
Bexar County, TX 7664.990%35.1%
Pinal County, AZ 7384.990%15.6%
San Diego County, CA 7316.875%25.9%
Lee County, FL 7006.375%23.0%
Sacramento County, CA 6886.500%14.4%
Polk County, FL 6655.375%30.5%
Hudson County, NJ 6326.375%7.6%
King County, WA 5696.625%18.1%
Montgomery County, TX 5664.990%16.9%
Orange County, CA 5456.875%23.8%
San Joaquin County, CA 5446.250%18.0%
Tarrant County, TX 5015.990%31.5%
Plymouth County, MA 4976.750%13.7%
Gwinnett County, GA 4745.990%22.0%
Westchester County, NY 4596.625%10.9%
Mecklenburg County, NC 4535.990%26.3%
Wake County, NC 4475.875%18.3%
Spartanburg County, SC 4474.990%20.1%
Horry County, SC 4366.250%14.8%
Contra Costa County, CA 4276.625%21.0%
Ocean County, NJ 4206.875%20.8%
Dallas County, TX 4076.250%42.7%
Monmouth County, NJ 4066.875%19.4%
Denton County, TX 4005.625%24.2%
Broward County, FL 3876.990%34.5%
Bergen County, NJ 3826.625%16.5%
Will County, IL 3616.750%20.0%
Fulton County, GA 3606.490%30.0%
Hancock County, OH 3496.625%4.3%
Weld County, CO 3465.625%12.4%
Miami-Dade County, FL 3386.875%40.9%
Sussex County, DE 3366.875%10.4%
Travis County, TX 3205.125%27.4%
Solano County, CA 3146.250%17.4%
Fort Bend County, TX 3146.125%27.7%
Middlesex County, NJ 3117.125%20.4%
Kern County, CA 3106.500%34.4%
Williamson County, TX 3074.990%23.9%
Pierce County, WA 3006.600%26.5%
Orange County, FL 2976.750%28.6%
Canyon County, ID 2976.250%11.6%

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When Loandepot.Com, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.