Mortgage Lender Index

GUILD MORTGAGE COMPANY

GUILD MORTGAGE COMPANY received 120,556 applications in 2025 and made 86,111 mortgages, in 2,306 counties across 50 states. The median rate its borrowers got was 6.500% on a median loan of $285,000. Of 97,251 decisions, 4,586 were denials — 4.7%, most often for debt-to-income ratio.

Legal Entity Identifier549300AQ3T62GXDU7D76
Applications received120,556
Mortgages made86,111
Denied4,586
Approved, not taken up6,554
Withdrawn or incomplete23,305
Loans bought from other lenders2,110
Median rate spread over the prime offer rate0.306 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase70,983 6.500%$285,000 3.7%
Refinancing6,973 6.250%$355,000 6.5%
Cash-out refinancing7,904 6.990%$195,000 10.9%
Other purposes251 3.000%$285,000 25.3%

Where GUILD MORTGAGE COMPANY lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Clark County, NV 1,8086.250%4.1%
St. Louis County, MO 1,5176.500%3.6%
Maricopa County, AZ 1,4646.625%5.3%
Washoe County, NV 1,0366.625%3.1%
King County, WA 9416.625%5.9%
Bernalillo County, NM 9356.625%4.4%
Lancaster County, PA 7656.500%1.2%
Multnomah County, OR 7246.500%2.2%
Pierce County, WA 7146.495%4.8%
Washington County, UT 6956.490%2.7%
Harris County, TX 6726.500%6.2%
Sacramento County, CA 6596.625%3.1%
Tarrant County, TX 6546.500%3.9%
Richland County, SC 6406.500%6.4%
Utah County, UT 6156.500%1.6%
Cook County, IL 6136.625%12.0%
Salt Lake County, UT 6116.500%2.0%
St. Charles County, MO 5766.625%2.8%
Snohomish County, WA 5586.625%2.4%
Lexington County, SC 5536.624%3.1%
Sedgwick County, KS 5526.625%4.3%
Weber County, UT 5456.490%1.5%
Thurston County, WA 5376.500%3.2%
Jefferson County, MO 5356.625%2.0%
Clark County, WA 5206.625%4.3%
Ada County, ID 5066.500%4.0%
Pima County, AZ 4976.500%3.8%
Canyon County, ID 4956.375%2.9%
Washington County, OR 4756.625%3.0%
Jackson County, MO 4526.490%5.8%
Denver County, CO 4486.490%3.1%
Bristol County, MA 4466.375%3.7%
Arapahoe County, CO 4436.375%4.0%
Worcester County, MA 4246.625%5.1%
St. Louis city, MO 4206.500%3.5%
Pinal County, AZ 4006.375%7.8%
Clackamas County, OR 3976.625%2.5%
Montgomery County, AL 3946.625%2.9%
El Paso County, CO 3916.000%3.8%
Kane County, IL 3746.625%4.8%
Davis County, UT 3746.490%1.3%
Mesa County, CO 3716.500%7.0%
Cumberland County, ME 3686.625%5.9%
Jefferson County, CO 3676.624%2.8%
Marion County, IN 3646.625%4.9%
Marion County, OR 3596.625%3.8%
Adams County, CO 3546.375%2.8%
Providence County, RI 3486.500%4.2%
Hillsborough County, NH 3446.625%6.7%
Jackson County, OR 3396.500%4.0%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.