Mortgage lenders in Kane County
11,763 mortgages were made in Kane County, Illinois, in 2025, by 475 lenders. The median rate their borrowers got was 6.750% on a median loan of $255,000. Of 15,249 decisions, 2,907 were denials — 19.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 606 | 6.500% | $315,000 | 13.1% |
| Rocket Mortgage, LLC | 556 | 6.875% | $225,000 | 15.6% |
| GUARANTEED RATE, INC. | 541 | 6.750% | $295,000 | 7.8% |
| JPMorgan Chase Bank, National Association | 447 | 6.490% | $245,000 | 9.6% |
| GUILD MORTGAGE COMPANY | 374 | 6.625% | $265,000 | 4.8% |
| CONSUMERS COOPERATIVE CREDIT UNION | 371 | 7.500% | $95,000 | 9.4% |
| GREENSTATE Credit Union | 327 | 6.875% | $205,000 | 3.5% |
| Fifth Third Bank, National Association | 316 | 7.563% | $105,000 | 38.2% |
| DHI MORTGAGE COMPANY, LTD. | 304 | 5.875% | $355,000 | 13.1% |
| Old Second National Bank | 304 | 7.250% | $155,000 | 8.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 300 | 6.875% | $290,000 | 8.6% |
| BMO Bank National Association | 291 | 8.580% | $135,000 | 42.2% |
| Fairway Independent Mortgage Corporation | 270 | 6.875% | $285,000 | 7.1% |
| Loandepot.Com, LLC | 245 | 6.875% | $265,000 | 18.2% |
| First American Bank | 238 | 6.875% | $105,000 | 20.9% |
| PNC Bank, National Association | 210 | 7.240% | $105,000 | 34.6% |
| U.S. Bank National Association | 201 | 7.750% | $155,000 | 44.2% |
| The Huntington National Bank | 188 | 7.190% | $160,000 | 33.2% |
| First National Bank of Omaha | 175 | 6.125% | $155,000 | 25.2% |
| LENNAR MORTGAGE, LLC | 160 | 5.063% | $385,000 | 7.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 153 | 6.625% | $325,000 | 5.0% |
| KEY MORTGAGE SERVICES, INC. | 148 | 6.688% | $335,000 | 0.6% |
| Barrington Bank & Trust Company, National Association | 141 | 6.875% | $295,000 | 7.1% |
| NATIONSTAR MORTGAGE LLC | 140 | 8.500% | $85,000 | 12.7% |
| PENNYMAC LOAN SERVICES, LLC | 137 | 6.624% | $255,000 | 21.1% |
| NVR Mortgage Finance, Inc. | 137 | 5.990% | $345,000 | 15.4% |
| Bank of America, National Association | 135 | 5.990% | $115,000 | 44.1% |
| COMPASS MORTGAGE, INC. | 134 | 6.875% | $335,000 | 1.5% |
| M/I FINANCIAL, LLC | 123 | 5.875% | $385,000 | 6.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 119 | 6.625% | $275,000 | 9.1% |
| LOWER, LLC | 116 | 6.750% | $370,000 | 3.3% |
| MLD MORTGAGE INC. | 111 | 6.625% | $305,000 | 0.9% |
| NEWREZ LLC | 100 | 6.933% | $190,000 | 42.0% |
| FIGURE LENDING LLC | 90 | 9.100% | $60,000 | 22.0% |
| THE LOAN STORE, INC. | 90 | 6.688% | $235,000 | 3.2% |
| UNION HOME MORTGAGE CORP. | 86 | 6.750% | $360,000 | 9.4% |
| Broker Solutions, Inc. | 83 | 6.625% | $275,000 | 16.7% |
| FREEDOM MORTGAGE CORPORATION | 81 | 6.250% | $305,000 | 14.5% |
| PULTE MORTGAGE LLC | 76 | 6.375% | $495,000 | 3.8% |
| Old National Bank | 75 | 6.375% | $205,000 | 32.1% |
| Coastal Community Bank | 72 | 11.115% | $55,000 | 2.8% |
| Mortgage Research Center, LLC | 70 | 6.250% | $345,000 | 25.5% |
| DuPage Credit Union | 70 | 7.250% | $105,000 | 26.8% |
| The Federal Savings Bank | 63 | 6.625% | $285,000 | 6.0% |
| Navy Federal Credit Union | 62 | 7.700% | $120,000 | 25.9% |
| Kiavi Funding, Inc. | 57 | 9.500% | $205,000 | 3.3% |
| TOWNE MORTGAGE COMPANY | 56 | 6.625% | $345,000 | 3.2% |
| SPRING EQ, LLC | 54 | 9.950% | $75,000 | 56.4% |
| Associated Bank, National Association | 53 | 7.000% | $105,000 | 48.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 50 | 8.095% | $105,000 | 15.0% |
| Third Federal Savings and Loan Association of Cleveland | 49 | 6.990% | $125,000 | 20.6% |
| GUARANTEED RATE AFFINITY, LLC | 48 | 6.863% | $325,000 | 5.9% |
| Wells Fargo Bank, National Association | 48 | 6.500% | $275,000 | 11.1% |
| ALLIANT CREDIT UNION | 46 | 7.750% | $180,000 | 28.4% |
| OriginPoint, LLC | 45 | 6.875% | $315,000 | 4.3% |
| 254900O723MCLR701H50 | 43 | 0.000% | $15,000 | 68.1% |
| Citibank, National Association | 42 | 6.688% | $240,000 | 32.3% |
| PLAZA HOME MORTGAGE, INC. | 41 | 6.625% | $285,000 | 20.8% |
| Baxter Credit Union | 38 | 7.250% | $105,000 | 15.4% |
| AmeriSave Mortgage Corporation | 36 | 8.813% | $90,000 | 64.6% |
| LAKEVIEW LOAN SERVICING, LLC | 35 | 6.250% | $285,000 | 59.8% |
| Lendage, LLC | 34 | 11.500% | $65,000 | 9.5% |
| A&D Mortgage LLC | 33 | 6.750% | $335,000 | 8.1% |
| First Federal Savings Bank | 32 | Not published | $285,000 | 2.9% |
| A & N MORTGAGE SERVICES, INC. | 32 | 6.750% | $340,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 31 | 9.500% | $235,000 | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 30 | 6.750% | $340,000 | 3.2% |
| POINT MORTGAGE CORPORATION | 30 | 6.750% | $285,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 30 | 6.625% | $275,000 | 6.3% |
| CIBM Bank | 29 | 6.500% | $285,000 | 6.5% |
| RESICENTRAL, LLC | 29 | 6.375% | $275,000 | 3.1% |
| NUMARK CREDIT UNION | 28 | 7.375% | $110,000 | 31.7% |
| CMG MORTGAGE, INC. | 28 | 6.813% | $305,000 | 3.3% |
| Prosperity Home Mortgage, LLC | 27 | 6.375% | $305,000 | 12.9% |
| Loan Funder LLC | 25 | 9.990% | $235,000 | 7.4% |
| St. Charles Bank & Trust Company, National Association | 25 | Not published | $445,000 | 7.4% |
| Citizens Bank, National Association | 25 | 7.650% | $205,000 | 28.6% |
| Discover Bank | 24 | 8.850% | $65,000 | 74.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 24 | 6.625% | $195,000 | 54.2% |
| BETTER MORTGAGE CORPORATION | 24 | 7.875% | $135,000 | 47.8% |
| BAY EQUITY LLC | 24 | 6.688% | $325,000 | 4.0% |
| OCMBC, INC. | 21 | 7.375% | $255,000 | 13.8% |
| CONSUMER REAL ESTATE FINANCE CO. | 20 | 6.875% | $310,000 | 16.7% |
| Emporium TPO LLC | 18 | 7.688% | $185,000 | 4.4% |
| Cornerstone First Mortgage, Inc | 17 | 6.750% | $325,000 | 5.6% |
| North Shore Trust and Savings | 17 | Not published | $335,000 | 10.5% |
| First State Bank | 17 | 6.875% | $285,000 | 10.5% |
| KIND LENDING, LLC | 16 | 6.688% | $320,000 | 15.8% |
| Heartland Bank and Trust Company | 16 | 7.400% | $125,000 | 19.1% |
| GENEVA FINANCIAL, LLC | 16 | 7.188% | $305,000 | 11.1% |
| First National Bank of America | 16 | 8.500% | $195,000 | 15.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.750% | $300,000 | 0.0% |
| PHH Mortgage Corporation | 15 | 6.490% | $185,000 | 6.3% |
| ZILLOW HOME LOANS, LLC | 15 | 6.375% | $295,000 | 0.0% |
| Republic Bank of Chicago | 15 | Not published | $175,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 14 | 6.875% | $355,000 | 22.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 14 | 6.500% | $315,000 | 5.0% |
| American Airlines Federal Credit Union | 14 | 7.000% | $175,000 | 21.1% |
| Home State Bank, National Association | 14 | 6.750% | $265,000 | 12.5% |
| MOVEMENT MORTGAGE, LLC | 14 | 6.625% | $310,000 | 0.0% |
| UNITED HOME LOANS, INC. | 14 | 6.875% | $345,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 14 | 6.625% | $390,000 | 0.0% |
| HealthCare Associates Credit Union | 13 | Not published | $65,000 | 31.6% |
| NBKC BANK | 13 | 6.125% | $395,000 | 7.1% |
| THE ANDERSON FINANCIAL GROUP, INC. | 13 | 6.875% | $465,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 6.875% | $245,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 6.000% | $315,000 | 20.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 12 | 6.310% | $375,000 | 7.1% |
| POLISH & SLAVIC | 12 | Not published | $215,000 | 20.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 11 | 6.500% | $435,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 11 | 6.500% | $365,000 | 21.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 7.250% | $285,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 11 | 6.875% | $475,000 | 0.0% |
| PLANET HOME LENDING, LLC | 11 | 5.875% | $295,000 | 15.4% |
| Busey Bank | 11 | 7.750% | $155,000 | 0.0% |
| Waterman State Bank | 11 | Not published | $335,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.625% | $255,000 | 7.7% |
| JMAC LENDING, INC. | 11 | 6.875% | $345,000 | 0.0% |
| CREDIT UNION 1 | 10 | 6.433% | $65,000 | 42.1% |
| Equity Prime Mortgage LLC | 10 | 6.500% | $290,000 | 9.1% |
| PENTAGON FEDERAL CREDIT UNION | 10 | 7.875% | $70,000 | 47.4% |
| Valon Mortgage, Inc. | 10 | 8.638% | $55,000 | 8.3% |
| Nations Lending Corporation | 10 | 6.625% | $360,000 | 0.0% |
| SUMMIT FUNDING, INC. | 10 | 6.813% | $270,000 | 9.1% |
| Morgan Stanley Private Bank, National Association | 10 | 6.313% | $440,000 | 9.1% |
| SUCCESS LENDING, LLC | 10 | 6.750% | $285,000 | 0.0% |
| Cornerstone National Bank & Trust Company | 10 | 6.870% | $260,000 | 0.0% |
| FIRST NORTHERN Credit Union | 10 | 6.933% | $150,000 | 9.1% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.250% | $200,000 | 9.1% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Paramount Residential Mortgage Group, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Ameris Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| American Community Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SELFRELIANCE FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CIBC Bank USA | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 42.9% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| NFM, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Stifel Bank and Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Midland States Bank | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Regions Bank | 7 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| STOCKTON MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| University of Wisconsin Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Marquette Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Homeland Mortgage Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Great Lakes Credit Union | 6 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| DEVELOPER'S MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| THE MORTGAGE LINK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Lisle Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Mid Bank & Trust, National Association | 6 | Under 10 loans | Under 10 loans | 33.3% |
| American Commercial Bank & Trust, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Resource Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank and Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 52.9% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ADVIA Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| EVERETT FINANCIAL, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Evergreen Bank Group | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORPORATE AMERICA FAMILY | 4 | Under 10 loans | Under 10 loans | 33.3% |
| GMFS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| RUOFF MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TBK BANK, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Gold Coast Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 275 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Kane County
113 FDIC-insured branches from 30 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- American Bank and Trust Company, National Association, 2401 Kaneville Rd, Geneva
- CIBC Bank USA, 24 South Second Stereet, Saint Charles
- CIBC Bank USA, 501 W State St, Ste 101, Geneva
Get told when this changes
When the next year’s lending figures are out for Kane County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.