CONSUMERS COOPERATIVE CREDIT UNION
CONSUMERS COOPERATIVE CREDIT UNION received 2,958 applications in 2025 and made 2,267 mortgages, in 261 counties across 25 states. The median rate its borrowers got was 6.500% on a median loan of $105,000. Of 2,646 decisions, 269 were denials — 10.2%, most often for debt-to-income ratio. 8 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493004K0Z4RFJSPYT52 |
|---|---|
| Applications received | 2,958 |
| Mortgages made | 2,267 |
| Denied | 269 |
| Approved, not taken up | 110 |
| Withdrawn or incomplete | 312 |
| Loans bought from other lenders | 107 |
| Median rate spread over the prime offer rate | -0.09 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 303 | 6.375% | $260,000 | 10.5% |
| Refinancing | 84 | 5.875% | $220,000 | 13.3% |
| Cash-out refinancing | 1,226 | 5.490% | $95,000 | 11.6% |
| Other purposes | 654 | 7.500% | $85,000 | 6.5% |
Where CONSUMERS COOPERATIVE CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lake County, IL | 568 | 6.125% | 11.3% |
| Cook County, IL | 521 | 6.000% | 7.4% |
| Kane County, IL | 371 | 7.500% | 9.4% |
| McHenry County, IL | 198 | 6.495% | 6.4% |
| DuPage County, IL | 170 | 6.750% | 6.4% |
| Will County, IL | 43 | 6.990% | 12.2% |
| Kenosha County, WI | 41 | 5.875% | 6.8% |
| Winnebago County, IL | 29 | 6.875% | 25.0% |
| Kendall County, IL | 26 | 7.375% | 0.0% |
| DeKalb County, IL | 18 | 7.500% | 9.1% |
| Boone County, IL | 14 | 6.808% | 11.8% |
| Lake County, IN | 10 | 8.000% | 0.0% |
| Broward County, FL | 9 | Under 10 loans | 28.6% |
| Walworth County, WI | 7 | Under 10 loans | 12.5% |
| Ogle County, IL | 6 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 6 | Under 10 loans | 0.0% |
| Pinellas County, FL | 5 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 4 | Under 10 loans | 0.0% |
| Peoria County, IL | 4 | Under 10 loans | 33.3% |
| Racine County, WI | 4 | Under 10 loans | 0.0% |
| Rock County, WI | 4 | Under 10 loans | 20.0% |
| Los Angeles County, CA | 3 | Under 10 loans | 25.0% |
| Orange County, FL | 3 | Under 10 loans | 0.0% |
| Forsyth County, GA | 3 | Under 10 loans | 0.0% |
| Fulton County, GA | 3 | Under 10 loans | 0.0% |
| Grundy County, IL | 3 | Under 10 loans | 0.0% |
| Kankakee County, IL | 3 | Under 10 loans | 0.0% |
| LaSalle County, IL | 3 | Under 10 loans | 0.0% |
| Madison County, IN | 3 | Under 10 loans | 0.0% |
| Ozaukee County, WI | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 25.0% |
| Orange County, CA | 2 | Under 10 loans | 0.0% |
| San Diego County, CA | 2 | Under 10 loans | 0.0% |
| Boulder County, CO | 2 | Under 10 loans | 0.0% |
| Denver County, CO | 2 | Under 10 loans | 0.0% |
| Eagle County, CO | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 2 | Under 10 loans | 50.0% |
| Pasco County, FL | 2 | Under 10 loans | 33.3% |
| DeKalb County, GA | 2 | Under 10 loans | 0.0% |
| Carroll County, IL | 2 | Under 10 loans | 0.0% |
| Champaign County, IL | 2 | Under 10 loans | 33.3% |
| Clay County, IL | 2 | Under 10 loans | 0.0% |
| Jo Daviess County, IL | 2 | Under 10 loans | 0.0% |
| McLean County, IL | 2 | Under 10 loans | 0.0% |
| Macon County, IL | 2 | Under 10 loans | 33.3% |
| Stephenson County, IL | 2 | Under 10 loans | 0.0% |
| Porter County, IN | 2 | Under 10 loans | 0.0% |
| Kent County, MI | 2 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.