Mortgage lenders in Ozaukee County
2,529 mortgages were made in Ozaukee County, Wisconsin, in 2025, by 241 lenders. The median rate their borrowers got was 6.625% on a median loan of $255,000. Of 3,076 decisions, 430 were denials — 14.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Landmark Credit Union | 283 | 6.500% | $105,000 | 12.0% |
| Associated Bank, National Association | 151 | 6.750% | $205,000 | 18.4% |
| The Port Washington State Bank | 142 | Not published | $235,000 | 4.9% |
| Summit Credit Union | 139 | 1.490% | $135,000 | 14.9% |
| University of Wisconsin Credit Union | 134 | 6.125% | $125,000 | 14.4% |
| BMO Bank National Association | 129 | 8.250% | $155,000 | 19.9% |
| Johnson Financial Group | 85 | 6.850% | $305,000 | 3.2% |
| KOHLER CREDIT UNION | 76 | 7.250% | $150,000 | 7.3% |
| Rocket Mortgage, LLC | 72 | 6.500% | $225,000 | 10.5% |
| Fairway Independent Mortgage Corporation | 61 | 6.750% | $355,000 | 7.6% |
| EDUCATORS CREDIT UNION | 56 | 6.950% | $95,000 | 13.6% |
| Bank Five Nine | 55 | 6.750% | $395,000 | 1.7% |
| U.S. Bank National Association | 54 | 7.900% | $150,000 | 23.6% |
| A + MORTGAGE SERVICES, INC. | 50 | 6.500% | $380,000 | 2.0% |
| North Shore Bank | 46 | 6.688% | $155,000 | 22.2% |
| Bank First, N.A. | 46 | 6.875% | $180,000 | 13.0% |
| NEWREZ LLC | 45 | 6.500% | $335,000 | 18.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 40 | 6.625% | $350,000 | 12.8% |
| Ixonia Bank | 36 | 6.933% | $380,000 | 0.0% |
| Great Midwest Bank, S.S.B. | 35 | 6.750% | $545,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 34 | 6.538% | $365,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 29 | 6.625% | $345,000 | 3.3% |
| JPMorgan Chase Bank, National Association | 24 | 6.563% | $330,000 | 10.3% |
| The Equitable Bank, S.S.B. | 21 | 6.125% | $375,000 | 11.5% |
| NATIONSTAR MORTGAGE LLC | 21 | 7.000% | $205,000 | 15.4% |
| The Huntington National Bank | 21 | 6.625% | $305,000 | 12.0% |
| PENNYMAC LOAN SERVICES, LLC | 20 | 6.495% | $400,000 | 9.1% |
| Waukesha State Bank | 18 | 6.750% | $380,000 | 10.0% |
| Prosperity Home Mortgage, LLC | 16 | 6.125% | $380,000 | 15.8% |
| GUARANTEED RATE, INC. | 15 | 6.625% | $405,000 | 11.8% |
| CMG MORTGAGE, INC. | 15 | 6.875% | $375,000 | 6.3% |
| TRUSTONE FINANCIAL CREDIT UNION | 15 | 7.125% | $205,000 | 16.7% |
| Bell Bank | 15 | 6.625% | $295,000 | 6.3% |
| Navy Federal Credit Union | 14 | 7.000% | $245,000 | 17.7% |
| PNC Bank, National Association | 14 | 7.490% | $125,000 | 21.1% |
| FIRST COLONY MORTGAGE CORPORATION | 14 | 6.938% | $395,000 | 0.0% |
| Loandepot.Com, LLC | 13 | 7.250% | $265,000 | 45.8% |
| FREEDOM MORTGAGE CORPORATION | 13 | 6.250% | $405,000 | 12.5% |
| Mortgage Research Center, LLC | 12 | 5.990% | $365,000 | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 11 | 6.750% | $325,000 | 8.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Bank of America, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PyraMax Bank, FSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Tri City National Bank | 8 | Under 10 loans | Under 10 loans | 10.0% |
| WISCONSIN MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Horicon Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Town Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| COMPEER FINANCIAL, FLCA | 7 | Under 10 loans | Under 10 loans | 11.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Oostburg State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 6 | Under 10 loans | Under 10 loans | 68.4% |
| State Bank of Newburg | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Glacier Hills Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 5 | Under 10 loans | Under 10 loans | 58.3% |
| FIGURE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 40.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Old National Bank | 5 | Under 10 loans | Under 10 loans | 33.3% |
| National Exchange Bank and Trust | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 40.0% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHWESTERN MUTUAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Westbury Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VERVE, A CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Community First | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIME FINANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THOMPSON KANE & COMPANY, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY PLUS | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 88.9% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MARINE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Connexus Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITEDONE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sheboygan Area Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waldo State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cleveland State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FORTE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Northern Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 33.3% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE CENTER L.C | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capitol Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| East Wisconsin Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Marathon Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Collins State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Deerfield | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Alerus Financial, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PACOR MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WaterStone Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bristol Morgan Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DMB Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IDEAL Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wintrust Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Wisconsin Dells | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEY MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Allied First Bank,sb | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Eagle Rock Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Westby Co-op Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Bank of Chilton | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ACCUNET MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| NEW DAY FINANCIAL, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| OCMBC, INC. | 0 | Under 10 loans | Under 10 loans | 66.7% |
| MISSION LOANS, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 41 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Ozaukee County
34 FDIC-insured branches from 15 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Port Washington State Bank | 8 | $926.9 million |
| BMO Bank National Association | 5 | $740.2 million |
| Associated Bank, National Association | 3 | $397.6 million |
| U.S. Bank National Association | 3 | $371.8 million |
| JPMorgan Chase Bank, National Association | 3 | $183.0 million |
| Bank Five Nine | 2 | $165.1 million |
| North Shore Bank | 2 | $96.1 million |
| Bank First, N.A. | 1 | $180.3 million |
| Wells Fargo Bank, National Association | 1 | $141.9 million |
| Horicon Bank | 1 | $66.3 million |
| PNC Bank, National Association | 1 | $52.0 million |
| PyraMax Bank, FSB | 1 | $25.7 million |
| Marathon Bank | 1 | $21.9 million |
| Town Bank, National Association | 1 | $21.0 million |
| Johnson Bank | 1 | $12.9 million |
Get told when this changes
When the next year’s lending figures are out for Ozaukee County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.