Horicon Bank
Horicon Bank received 527 applications in 2025 and made 424 mortgages, in 43 counties across 1 state. The median rate its borrowers got was 6.750% on a median loan of $185,000. Of 461 decisions, 33 were denials — 7.2%, most often for credit history.
| Legal Entity Identifier | 549300GIXEN5875K5W17 |
|---|---|
| Applications received | 527 |
| Mortgages made | 424 |
| Denied | 33 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 66 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.181 points |
| FDIC-insured bank | Yes: Horicon Bank, 19 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 247 | 6.625% | $225,000 | 4.2% |
| Refinancing | 49 | 6.890% | $195,000 | 9.3% |
| Cash-out refinancing | 65 | 6.750% | $145,000 | 10.8% |
| Other purposes | 63 | 7.500% | $45,000 | 12.3% |
Where Horicon Bank lends most
The 43 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dodge County, WI | 144 | 6.950% | 5.3% |
| Fond du Lac County, WI | 83 | 6.750% | 12.6% |
| Washington County, WI | 49 | 6.750% | 5.6% |
| Winnebago County, WI | 24 | 6.625% | 0.0% |
| Green Lake County, WI | 22 | 6.625% | 8.3% |
| Milwaukee County, WI | 16 | 6.438% | 5.6% |
| Outagamie County, WI | 12 | 6.250% | 7.7% |
| Waukesha County, WI | 10 | 6.813% | 15.4% |
| Columbia County, WI | 8 | Under 10 loans | 0.0% |
| Ozaukee County, WI | 7 | Under 10 loans | 0.0% |
| Waushara County, WI | 5 | Under 10 loans | 0.0% |
| Calumet County, WI | 3 | Under 10 loans | 0.0% |
| Dane County, WI | 3 | Under 10 loans | 0.0% |
| Jefferson County, WI | 3 | Under 10 loans | 40.0% |
| Brown County, WI | 2 | Under 10 loans | 0.0% |
| Door County, WI | 2 | Under 10 loans | 0.0% |
| Juneau County, WI | 2 | Under 10 loans | 0.0% |
| Langlade County, WI | 2 | Under 10 loans | 0.0% |
| Lincoln County, WI | 2 | Under 10 loans | 0.0% |
| Marinette County, WI | 2 | Under 10 loans | 0.0% |
| Marquette County, WI | 2 | Under 10 loans | 0.0% |
| Sauk County, WI | 2 | Under 10 loans | 0.0% |
| Sheboygan County, WI | 2 | Under 10 loans | 0.0% |
| Adams County, WI | 1 | Under 10 loans | 0.0% |
| Dunn County, WI | 1 | Under 10 loans | 0.0% |
| Eau Claire County, WI | 1 | Under 10 loans | 0.0% |
| Florence County, WI | 1 | Under 10 loans | 0.0% |
| Forest County, WI | 1 | Under 10 loans | 0.0% |
| Grant County, WI | 1 | Under 10 loans | 0.0% |
| Green County, WI | 1 | Under 10 loans | 0.0% |
| Iron County, WI | 1 | Under 10 loans | 0.0% |
| Menominee County, WI | 1 | Under 10 loans | 0.0% |
| Oconto County, WI | 1 | Under 10 loans | 0.0% |
| Oneida County, WI | 1 | Under 10 loans | 50.0% |
| Price County, WI | 1 | Under 10 loans | 0.0% |
| Richland County, WI | 1 | Under 10 loans | 0.0% |
| Taylor County, WI | 1 | Under 10 loans | 0.0% |
| Vilas County, WI | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| Waupaca County, WI | 1 | Under 10 loans | 0.0% |
| Racine County, WI | 0 | Under 10 loans | Not published |
| Shawano County, WI | 0 | Under 10 loans | 100.0% |
| Wood County, WI | 0 | Under 10 loans | Not published |
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When Horicon Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.