Mortgage lenders in Jefferson County
2,188 mortgages were made in Jefferson County, Wisconsin, in 2025, by 258 lenders. The median rate their borrowers got was 6.625% on a median loan of $195,000. Of 2,780 decisions, 451 were denials — 16.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Summit Credit Union | 464 | 5.750% | $105,000 | 13.3% |
| Landmark Credit Union | 147 | 6.500% | $105,000 | 17.2% |
| University of Wisconsin Credit Union | 126 | 6.125% | $115,000 | 17.7% |
| Rocket Mortgage, LLC | 93 | 6.500% | $215,000 | 12.6% |
| Fairway Independent Mortgage Corporation | 80 | 6.750% | $270,000 | 3.6% |
| Johnson Financial Group | 75 | 6.600% | $235,000 | 4.7% |
| PremierBank | 68 | Not published | $170,000 | 17.7% |
| Associated Bank, National Association | 66 | 7.125% | $100,000 | 30.2% |
| Badger Bank | 56 | Not published | $190,000 | 1.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 40 | 6.750% | $260,000 | 6.7% |
| GUILD MORTGAGE COMPANY | 31 | 6.625% | $305,000 | 5.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 6.375% | $255,000 | 25.0% |
| THOMPSON KANE & COMPANY, INC | 29 | 6.875% | $295,000 | 0.0% |
| BMO Bank National Association | 25 | 8.430% | $105,000 | 45.7% |
| U.S. Bank National Association | 25 | 7.250% | $165,000 | 13.3% |
| Barrington Bank & Trust Company, National Association | 25 | 6.490% | $255,000 | 0.0% |
| Bank First, N.A. | 22 | 6.938% | $150,000 | 10.7% |
| Farmers & Merchants State Bank | 22 | Not published | $255,000 | 8.0% |
| Bank Five Nine | 21 | 6.500% | $285,000 | 4.4% |
| FREEDOM MORTGAGE CORPORATION | 20 | 5.938% | $285,000 | 10.7% |
| PENNYMAC LOAN SERVICES, LLC | 20 | 6.437% | $310,000 | 16.7% |
| NEWREZ LLC | 19 | 6.625% | $315,000 | 20.0% |
| Mortgage Research Center, LLC | 19 | 6.125% | $285,000 | 26.9% |
| JPMorgan Chase Bank, National Association | 18 | 6.563% | $255,000 | 10.0% |
| Ixonia Bank | 18 | 6.500% | $205,000 | 5.3% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.500% | $250,000 | 4.6% |
| 254900B0P7ZWM2SQVJ36 | 16 | Not published | $250,000 | 5.9% |
| FIGURE LENDING LLC | 16 | 8.050% | $50,000 | 0.0% |
| COMPEER FINANCIAL, FLCA | 15 | 7.250% | $215,000 | 10.0% |
| The Huntington National Bank | 15 | 6.625% | $265,000 | 6.3% |
| NATIONSTAR MORTGAGE LLC | 14 | 8.250% | $85,000 | 11.8% |
| Bank of Sun Prairie | 14 | 6.813% | $285,000 | 0.0% |
| EDUCATORS CREDIT UNION | 12 | 6.845% | $95,000 | 42.9% |
| Bank of Deerfield | 12 | Not published | $230,000 | 0.0% |
| WISCONSIN MORTGAGE CORPORATION | 11 | 6.375% | $265,000 | 8.3% |
| MARINE CREDIT UNION | 10 | 9.743% | $170,000 | 21.4% |
| Bell Bank | 10 | 6.558% | $340,000 | 28.6% |
| PLANET HOME LENDING, LLC | 10 | 6.313% | $250,000 | 9.1% |
| The Greenwood's State Bank | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Waukesha State Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| One Community Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Lendage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| A + MORTGAGE SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 7.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 33.3% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 72.0% |
| Coastal Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Loandepot.Com, LLC | 7 | Under 10 loans | Under 10 loans | 50.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Credit Union (Madison) | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Citizens Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 6 | Under 10 loans | Under 10 loans | 36.4% |
| Navy Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GUARANTEED RATE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Blackhawk Community Credit Union | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 5 | Under 10 loans | Under 10 loans | 25.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Ridge Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| North Shore Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bank of Milton | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 55.6% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Bank of New Glarus | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Bank of America, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Park Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 52.6% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 42.9% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Horicon Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| DUPACO COMMUNITY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Wells Fargo Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 2 | Under 10 loans | Under 10 loans | 81.8% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 71.4% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| National Exchange Bank and Trust | 2 | Under 10 loans | Under 10 loans | 25.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Great Midwest Bank, S.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Town Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Equitable Bank, S.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tri City National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Think Mutual Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COVANTAGE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Community CU of Beloit | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fortifi Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Starion Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Brodhead | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank of Chicago | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ADVIA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GREENSTATE Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community First | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bankers' Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Wings Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Moose Lake | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capitol Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bay Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Forward Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SERVIS ONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tradition Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITEDONE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PyraMax Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mound City Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Commercial Bank & Trust, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CO-OP Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Holcomb Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERVE, A CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Colorado | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FORTE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| IncredibleBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Oak Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 58 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jefferson County
23 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| PremierBank | 5 | $347.4 million |
| Ixonia Bank | 3 | $533.9 million |
| Badger Bank | 3 | $113.3 million |
| Bank of Lake Mills | 2 | $432.3 million |
| Bank Cmg | 2 | $345.4 million |
| Associated Bank, National Association | 2 | $183.2 million |
| Farmers & Merchants State Bank | 2 | $105.7 million |
| BMO Bank National Association | 1 | $129.6 million |
| Bank First, N.A. | 1 | $60.9 million |
| Johnson Bank | 1 | $54.3 million |
| First Citizens State Bank | 1 | $37.6 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- PremierBank, 1505 Madison Ave, Fort Atkinson
- PremierBank, 910 S Main St, Fort Atkinson
Get told when this changes
When the next year’s lending figures are out for Jefferson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.