Holcomb Bank
Holcomb Bank received 180 applications in 2025 and made 148 mortgages, in 23 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 156 decisions, 8 were denials — 5.1%.
| Legal Entity Identifier | 549300JRDBJ5RPA6TY76 |
|---|---|
| Applications received | 180 |
| Mortgages made | 148 |
| Denied | 8 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Holcomb Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 94 | Not published | $195,000 | 3.1% |
| Refinancing | 37 | Not published | $125,000 | 7.5% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Other purposes | 11 | Not published | $65,000 | 0.0% |
Where Holcomb Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ogle County, IL | 70 | Not published | 4.1% |
| Winnebago County, IL | 33 | Not published | 10.8% |
| DeKalb County, IL | 13 | Not published | 0.0% |
| Lee County, IL | 7 | Under 10 loans | 0.0% |
| Cook County, IL | 4 | Under 10 loans | 0.0% |
| Kane County, IL | 4 | Under 10 loans | 0.0% |
| Kendall County, IL | 2 | Under 10 loans | 0.0% |
| Whiteside County, IL | 2 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Jo Daviess County, IL | 1 | Under 10 loans | 0.0% |
| Kankakee County, IL | 1 | Under 10 loans | 0.0% |
| Lake County, IL | 1 | Under 10 loans | 0.0% |
| McHenry County, IL | 1 | Under 10 loans | 0.0% |
| Peoria County, IL | 1 | Under 10 loans | 0.0% |
| Vigo County, IN | 1 | Under 10 loans | 0.0% |
| Geauga County, OH | 1 | Under 10 loans | 0.0% |
| Jefferson County, WI | 1 | Under 10 loans | 0.0% |
| Juneau County, WI | 1 | Under 10 loans | 0.0% |
| Oneida County, WI | 1 | Under 10 loans | 0.0% |
| Walworth County, WI | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 0 | Under 10 loans | Not published |
| Rock County, WI | 0 | Under 10 loans | 100.0% |
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When Holcomb Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.