Mortgage lenders in DeKalb County
2,152 mortgages were made in DeKalb County, Illinois, in 2025, by 259 lenders. The median rate their borrowers got was 6.750% on a median loan of $215,000. Of 2,764 decisions, 500 were denials — 18.1%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 128 | 6.750% | $205,000 | 12.7% |
| First National Bank of Omaha | 122 | 7.150% | $105,000 | 20.9% |
| GUILD MORTGAGE COMPANY | 102 | 6.625% | $240,000 | 8.6% |
| LENNAR MORTGAGE, LLC | 82 | 5.875% | $320,000 | 5.8% |
| GUARANTEED RATE, INC. | 81 | 6.575% | $235,000 | 5.6% |
| NVR Mortgage Finance, Inc. | 80 | 6.125% | $295,000 | 15.8% |
| Old Second National Bank | 68 | 7.250% | $105,000 | 13.6% |
| Old National Bank | 67 | 6.000% | $115,000 | 23.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 65 | 6.249% | $255,000 | 16.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 62 | 6.750% | $235,000 | 1.6% |
| COMPASS MORTGAGE, INC. | 56 | 6.625% | $245,000 | 0.0% |
| GREENSTATE Credit Union | 52 | 6.938% | $130,000 | 11.1% |
| Resource Bank, National Association | 49 | Not published | $175,000 | 9.3% |
| Loandepot.Com, LLC | 35 | 6.625% | $205,000 | 9.8% |
| PNC Bank, National Association | 33 | 6.625% | $105,000 | 28.3% |
| Broker Solutions, Inc. | 32 | 6.990% | $195,000 | 8.6% |
| JPMorgan Chase Bank, National Association | 28 | 6.688% | $215,000 | 22.2% |
| The Huntington National Bank | 28 | 7.125% | $190,000 | 28.2% |
| Fairway Independent Mortgage Corporation | 28 | 6.990% | $225,000 | 6.3% |
| Mortgage Research Center, LLC | 27 | 6.500% | $325,000 | 25.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 27 | 6.750% | $245,000 | 10.0% |
| Heartland Bank and Trust Company | 26 | 8.000% | $75,000 | 17.1% |
| LOWER, LLC | 26 | 6.750% | $245,000 | 7.1% |
| CREDIT UNION 1 | 25 | 6.625% | $45,000 | 21.2% |
| Fifth Third Bank, National Association | 24 | 8.235% | $55,000 | 36.8% |
| PLANET HOME LENDING, LLC | 24 | 6.563% | $235,000 | 29.4% |
| PENNYMAC LOAN SERVICES, LLC | 23 | 6.125% | $255,000 | 18.8% |
| NEWREZ LLC | 21 | 6.500% | $175,000 | 40.5% |
| NATIONSTAR MORTGAGE LLC | 21 | 7.990% | $145,000 | 15.4% |
| KEY MORTGAGE SERVICES, INC. | 21 | 6.750% | $255,000 | 0.0% |
| First State Bank | 20 | 6.875% | $275,000 | 4.8% |
| U.S. Bank National Association | 18 | 6.995% | $200,000 | 44.1% |
| CONSUMERS COOPERATIVE CREDIT UNION | 18 | 7.500% | $105,000 | 9.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 6.870% | $220,000 | 10.0% |
| Barrington Bank & Trust Company, National Association | 18 | 6.625% | $230,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 17 | 6.250% | $295,000 | 19.4% |
| FIGURE LENDING LLC | 17 | 8.650% | $45,000 | 13.3% |
| TOWNE MORTGAGE COMPANY | 17 | 6.625% | $265,000 | 5.6% |
| MLD MORTGAGE INC. | 16 | 6.563% | $250,000 | 0.0% |
| Navy Federal Credit Union | 13 | 7.000% | $155,000 | 23.5% |
| First American Bank | 13 | 6.500% | $55,000 | 13.3% |
| Wells Fargo Bank, National Association | 13 | 6.500% | $285,000 | 7.1% |
| GUARANTEED RATE AFFINITY, LLC | 13 | 6.625% | $235,000 | 0.0% |
| Holcomb Bank | 13 | Not published | $225,000 | 0.0% |
| 254900O723MCLR701H50 | 12 | 0.000% | $5,000 | 51.8% |
| Coastal Community Bank | 11 | 10.990% | $55,000 | 5.3% |
| Bank of America, National Association | 11 | 6.250% | $215,000 | 38.9% |
| BMO Bank National Association | 11 | 9.280% | $85,000 | 45.5% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.625% | $235,000 | 8.3% |
| SPRING EQ, LLC | 10 | 9.163% | $55,000 | 50.0% |
| POINT MORTGAGE CORPORATION | 10 | 6.688% | $270,000 | 9.1% |
| COMPEER FINANCIAL, FLCA | 9 | Under 10 loans | Under 10 loans | 28.6% |
| UNION HOME MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 66.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 46.7% |
| Midland States Bank | 8 | Under 10 loans | Under 10 loans | 25.0% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 42.9% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CMG MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 44.4% |
| NUMARK CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Baxter Credit Union | 5 | Under 10 loans | Under 10 loans | 28.6% |
| First Mid Bank & Trust, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| GENEVA FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DuPage Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Blackhawk Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A & N MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 81.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Central Bank Illinois | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PACOR MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CIBM Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flanagan State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stillman BancCorp N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STREATOR ONIZED CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Community CU of Beloit | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Rock Valley Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank and Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North Shore Trust and Savings | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 87.5% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KIND LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE CENTER L.C | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| SayGO Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Western State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmRes Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterman State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HealthCare Associates Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Byron Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Chicago | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Members Alliance Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Crystal Lake Bank & Trust Company, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hanscom Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CORPORATE AMERICA FAMILY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gold Coast Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MARINE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFL CIO EMPLOYEES FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home State Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sauk Valley Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY BANC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COAST ONE MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Boeing Employees Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEO-CORP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 59 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in DeKalb County
37 FDIC-insured branches from 9 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Resource Bank, National Association | 10 | $728.7 million |
| First National Bank of Omaha | 9 | $847.9 million |
| Heartland Bank and Trust Company | 6 | $397.8 million |
| Old National Bank | 5 | $526.5 million |
| First State Bank | 3 | $202.1 million |
| Waterman Bank | 1 | $97.4 million |
| Fifth Third Bank, National Association | 1 | $71.0 million |
| PNC Bank, National Association | 1 | $65.5 million |
| Old Second National Bank | 1 | $40.2 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.