FINANCIAL PLUS CREDIT UNION
FINANCIAL PLUS CREDIT UNION received 235 applications in 2025 and made 211 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 5.750% on a median loan of $145,000. Of 235 decisions, 19 were denials — 8.1%, most often for credit history.
| Legal Entity Identifier | 549300GWJ5O0AQLJKV83 |
|---|---|
| Applications received | 235 |
| Mortgages made | 211 |
| Denied | 19 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.624 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 116 | 5.750% | $165,000 | 2.5% |
| Refinancing | 52 | 5.750% | $130,000 | 16.4% |
| Cash-out refinancing | 42 | 5.775% | $120,000 | 10.4% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where FINANCIAL PLUS CREDIT UNION lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| LaSalle County, IL | 141 | 5.750% | 7.6% |
| Grundy County, IL | 26 | 5.750% | 10.0% |
| Will County, IL | 11 | 5.750% | 15.4% |
| Bureau County, IL | 10 | 5.750% | 16.7% |
| Lee County, IL | 6 | Under 10 loans | 0.0% |
| Putnam County, IL | 5 | Under 10 loans | 0.0% |
| Kankakee County, IL | 3 | Under 10 loans | 0.0% |
| Kendall County, IL | 3 | Under 10 loans | 0.0% |
| DeKalb County, IL | 2 | Under 10 loans | 0.0% |
| Livingston County, IL | 2 | Under 10 loans | 0.0% |
| Champaign County, IL | 1 | Under 10 loans | 0.0% |
| Marshall County, IL | 1 | Under 10 loans | 0.0% |
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When FINANCIAL PLUS CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.