Mortgage Lender Index

MLB RESIDENTIAL LENDING, LLC

MLB RESIDENTIAL LENDING, LLC received 839 applications in 2025 and made 467 mortgages, in 202 counties across 28 states. The median rate its borrowers got was 6.875% on a median loan of $385,000. Of 689 decisions, 172 were denials — 25.0%, most often for credit history.

Legal Entity Identifier549300DW87L2IZ7ZHF47
Applications received839
Mortgages made467
Denied172
Approved, not taken up50
Withdrawn or incomplete150
Loans bought from other lenders0
Median rate spread over the prime offer rate0.816 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase352 6.750%$405,000 25.2%
Refinancing25 6.750%$435,000 28.6%
Cash-out refinancing90 7.375%$285,000 22.7%

Where MLB RESIDENTIAL LENDING, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Union County, NJ 547.063%3.2%
Essex County, NJ 356.750%20.4%
Middlesex County, NJ 326.813%13.2%
Suffolk County, NY 326.750%0.0%
Passaic County, NJ 276.750%6.7%
Bergen County, NJ 266.995%3.2%
Burlington County, NJ 186.813%5.3%
Somerset County, NJ 176.750%4.6%
Morris County, NJ 156.875%0.0%
Ocean County, NJ 156.750%5.9%
Richmond County, NY 126.875%7.7%
Sussex County, NJ 107.000%8.3%
Philadelphia County, PA 106.688%8.3%
Warren County, NJ 9Under 10 loans9.1%
Hudson County, NJ 6Under 10 loans0.0%
Queens County, NY 6Under 10 loans14.3%
Monroe County, PA 6Under 10 loans0.0%
Camden County, NJ 5Under 10 loans14.3%
Monmouth County, NJ 5Under 10 loans0.0%
Dutchess County, NY 5Under 10 loans0.0%
Nassau County, NY 5Under 10 loans0.0%
Northampton County, PA 5Under 10 loans0.0%
Macomb County, MI 4Under 10 loans16.7%
Mercer County, NJ 4Under 10 loans20.0%
Kings County, NY 4Under 10 loans20.0%
Carbon County, PA 4Under 10 loans0.0%
Palm Beach County, FL 3Under 10 loans42.9%
Hunterdon County, NJ 3Under 10 loans0.0%
Mecklenburg County, NC 3Under 10 loans25.0%
Pike County, PA 3Under 10 loans0.0%
Harris County, TX 3Under 10 loans72.7%
Webb County, TX 3Under 10 loans66.7%
Mobile County, AL 2Under 10 loans33.3%
Pinal County, AZ 2Under 10 loans40.0%
Kent County, DE 2Under 10 loans33.3%
Sedgwick County, KS 2Under 10 loans0.0%
Montgomery County, NY 2Under 10 loans0.0%
Wayne County, NY 2Under 10 loans0.0%
Bucks County, PA 2Under 10 loans0.0%
Montgomery County, PA 2Under 10 loans0.0%
Maricopa County, AZ 1Under 10 loans66.7%
Madera County, CA 1Under 10 loans0.0%
Arapahoe County, CO 1Under 10 loans0.0%
El Paso County, CO 1Under 10 loans66.7%
Jefferson County, CO 1Under 10 loans0.0%
Pueblo County, CO 1Under 10 loans0.0%
South Central Connecticut Planning Region, CT 1Under 10 loans50.0%
Southeastern Connecticut Planning Region, CT 1Under 10 loans0.0%
Western Connecticut Planning Region, CT 1Under 10 loans0.0%
New Castle County, DE 1Under 10 loans80.0%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.