Mortgage lenders in Kent County
5,023 mortgages were made in Kent County, Delaware, in 2025, by 324 lenders. The median rate their borrowers got was 6.500% on a median loan of $265,000. Of 7,212 decisions, 1,928 were denials — 26.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 324 | 6.990% | $195,000 | 17.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 246 | 6.000% | $335,000 | 19.2% |
| KEYSTONE FUNDING, INC. | 210 | 6.250% | $315,000 | 4.2% |
| Wilmington Savings Fund Society, FSB | 194 | 7.250% | $135,000 | 25.8% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 191 | 6.250% | $325,000 | 4.0% |
| DEL-ONE FEDERAL CREDIT UNION | 182 | 7.250% | $70,000 | 43.4% |
| Citizens Bank, National Association | 169 | 7.650% | $115,000 | 28.8% |
| GUILD MORTGAGE COMPANY | 164 | 6.125% | $295,000 | 11.2% |
| MERIDIAN BANK | 133 | 6.125% | $315,000 | 3.6% |
| Manufacturers and Traders Trust Company | 123 | 5.990% | $105,000 | 42.6% |
| PENNYMAC LOAN SERVICES, LLC | 121 | 6.250% | $255,000 | 13.8% |
| NVR Mortgage Finance, Inc. | 121 | 6.250% | $365,000 | 37.6% |
| FREEDOM MORTGAGE CORPORATION | 118 | 6.125% | $365,000 | 8.2% |
| PNC Bank, National Association | 105 | 7.810% | $105,000 | 40.7% |
| Loandepot.Com, LLC | 102 | 6.625% | $210,000 | 21.8% |
| LENNAR MORTGAGE, LLC | 89 | 6.500% | $305,000 | 8.3% |
| Dover Federal Credit Union | 86 | 7.375% | $75,000 | 35.3% |
| Mortgage Research Center, LLC | 80 | 6.125% | $350,000 | 34.7% |
| Navy Federal Credit Union | 79 | 8.250% | $105,000 | 33.3% |
| Shore United Bank, N.A. | 79 | 6.688% | $185,000 | 25.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 74 | 6.125% | $250,000 | 10.8% |
| DHI MORTGAGE COMPANY, LTD. | 71 | 5.750% | $355,000 | 24.2% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 71 | 6.500% | $365,000 | 10.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 70 | 6.625% | $305,000 | 14.1% |
| NEWREZ LLC | 67 | 6.490% | $255,000 | 42.5% |
| MOVEMENT MORTGAGE, LLC | 67 | 6.125% | $285,000 | 8.5% |
| Luminate Bank | 61 | 6.375% | $325,000 | 7.6% |
| NATIONSTAR MORTGAGE LLC | 52 | 8.500% | $75,000 | 20.9% |
| Broker Solutions, Inc. | 47 | 6.625% | $325,000 | 31.9% |
| AmeriSave Mortgage Corporation | 43 | 8.250% | $105,000 | 62.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 43 | 6.250% | $305,000 | 4.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 41 | 6.625% | $305,000 | 4.7% |
| SPRING EQ, LLC | 40 | 10.388% | $65,000 | 57.3% |
| LOWER, LLC | 35 | 6.500% | $305,000 | 30.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 35 | 6.250% | $305,000 | 7.9% |
| CMG MORTGAGE, INC. | 33 | 6.000% | $355,000 | 5.1% |
| NATION ONE MORTGAGE CORPORATION | 30 | 6.250% | $315,000 | 3.2% |
| Fairway Independent Mortgage Corporation | 30 | 6.375% | $255,000 | 6.1% |
| Bank of America, National Association | 29 | 6.240% | $125,000 | 46.3% |
| NFM, INC. | 28 | 6.625% | $310,000 | 3.5% |
| TD Bank, National Association | 27 | 8.290% | $105,000 | 47.1% |
| Fulton Bank, National Association | 27 | 6.500% | $205,000 | 15.6% |
| LAKEVIEW LOAN SERVICING, LLC | 25 | 7.375% | $185,000 | 55.7% |
| Horizon Farm Credit, ACA | 23 | 6.850% | $225,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 22 | 6.625% | $160,000 | 48.0% |
| JPMorgan Chase Bank, National Association | 22 | 6.433% | $280,000 | 24.1% |
| TRIAD FINANCIAL SERVICES, INC. | 21 | 8.750% | $85,000 | 51.5% |
| Northpointe Bank | 21 | 6.500% | $265,000 | 16.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 21 | 6.250% | $305,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 21 | 6.125% | $295,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 20 | 5.750% | $395,000 | 22.5% |
| FIGURE LENDING LLC | 19 | 9.750% | $65,000 | 17.7% |
| EMBRACE HOME LOANS, INC. | 19 | 6.125% | $365,000 | 22.2% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 19 | 6.750% | $285,000 | 13.6% |
| Equity Prime Mortgage LLC | 18 | 6.563% | $300,000 | 37.9% |
| The Federal Savings Bank | 17 | 6.500% | $385,000 | 21.7% |
| Wells Fargo Bank, National Association | 17 | 6.375% | $205,000 | 22.7% |
| MLD MORTGAGE INC. | 17 | 6.125% | $325,000 | 5.3% |
| NEW DAY FINANCIAL, LLC | 16 | 6.808% | $290,000 | 51.4% |
| Discover Bank | 16 | 8.730% | $75,000 | 74.2% |
| Prosperity Home Mortgage, LLC | 16 | 6.438% | $335,000 | 20.0% |
| Colorado Federal Savings Bank | 16 | 6.438% | $295,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.375% | $235,000 | 23.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 14 | 10.375% | $140,000 | 89.0% |
| PLANET HOME LENDING, LLC | 14 | 5.990% | $320,000 | 22.2% |
| GUARANTEED RATE, INC. | 13 | 6.125% | $325,000 | 23.5% |
| USAA Federal Savings Bank | 12 | 6.250% | $385,000 | 38.1% |
| Home Loan Investment Bank, F.S.B. | 12 | 8.500% | $25,000 | 36.8% |
| THE LOAN STORE, INC. | 12 | 7.058% | $210,000 | 13.3% |
| ALLIED MORTGAGE GROUP, INC. | 12 | 6.375% | $325,000 | 7.1% |
| PHH Mortgage Corporation | 11 | 6.375% | $305,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.625% | $255,000 | 15.4% |
| EMM LOANS LLC | 11 | 5.875% | $325,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 7.500% | $105,000 | 37.5% |
| GoodLeap, LLC | 10 | 9.300% | $55,000 | 26.1% |
| First Shore Federal Savings and Loan Association | 10 | Not published | $65,000 | 21.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.125% | $280,000 | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 10 | 6.813% | $315,000 | 16.7% |
| POLICE & FIRE | 9 | Under 10 loans | Under 10 loans | 71.9% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 35.3% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST HOME MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Luminate Home Loans, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Artisans' Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| KIND LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LENDINGONE, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Capital Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| OCMBC, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 83.7% |
| TIDEMARK FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 45.5% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 11.1% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CITADEL FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 58.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Sun East Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| First National Bank of Pennsylvania | 5 | Under 10 loans | Under 10 loans | 28.6% |
| OAKTREE FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MDE HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DEXSTA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PHILADELPHIA FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TRUMARK FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| FIDELITY DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Delaware State Police Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 55.6% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 3 | Under 10 loans | Under 10 loans | 16.7% |
| FRANKLIN MINT | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 50.0% |
| TruHome Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 25.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Ballston Spa National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW FED MORTGAGE, CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 77.8% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 20.0% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 84.6% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Atlantic Coast Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY POWERED FCU | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hebron Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Customers Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Firstrust Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 53.8% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WesBanco Bank, Inc. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Farmers Bank of Willards | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 124 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Kent County
25 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wilmington Savings Fund Society, FSB | 5 | $942.1 million |
| Manufacturers and Traders Trust Company | 4 | $565.5 million |
| PNC Bank, National Association | 3 | $454.1 million |
| Shore United Bank, National Association | 3 | $288.2 million |
| Citizens Bank, National Association | 3 | $271.5 million |
| FSNB, National Association | 2 | $8.4 million |
| Wells Fargo Bank, National Association | 1 | $191.4 million |
| TD Bank, National Association | 1 | $183.8 million |
| Artisans' Bank | 1 | $76.2 million |
| JPMorgan Chase Bank, National Association | 1 | $40.8 million |
| First Citizens Community Bank | 1 | $19.4 million |
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When the next year’s lending figures are out for Kent County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.