DEL-ONE FEDERAL CREDIT UNION
DEL-ONE FEDERAL CREDIT UNION received 1,125 applications in 2025 and made 510 mortgages, in 19 counties across 6 states. The median rate its borrowers got was 7.000% on a median loan of $75,000. Of 1,058 decisions, 463 were denials — 43.8%, most often for other. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300KDVJICP5T5BD05 |
|---|---|
| Applications received | 1,125 |
| Mortgages made | 510 |
| Denied | 463 |
| Approved, not taken up | 85 |
| Withdrawn or incomplete | 67 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.39 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 84 | 6.875% | $270,000 | 31.9% |
| Refinancing | 71 | 7.250% | $105,000 | 35.9% |
| Cash-out refinancing | 12 | 6.625% | $240,000 | 43.5% |
| Other purposes | 343 | 7.250% | $65,000 | 47.2% |
Where DEL-ONE FEDERAL CREDIT UNION lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kent County, DE | 182 | 7.250% | 43.4% |
| New Castle County, DE | 164 | 7.000% | 45.1% |
| Sussex County, DE | 140 | 7.000% | 42.9% |
| Chester County, PA | 7 | Under 10 loans | 12.5% |
| Worcester County, MD | 4 | Under 10 loans | 40.0% |
| Cecil County, MD | 3 | Under 10 loans | 44.4% |
| Caroline County, MD | 2 | Under 10 loans | 50.0% |
| Dorchester County, MD | 2 | Under 10 loans | 25.0% |
| Queen Anne's County, MD | 2 | Under 10 loans | 0.0% |
| Somerset County, MD | 1 | Under 10 loans | 0.0% |
| Wicomico County, MD | 1 | Under 10 loans | 71.4% |
| Currituck County, NC | 1 | Under 10 loans | 0.0% |
| Hawkins County, TN | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 0 | Under 10 loans | 100.0% |
| Baltimore County, MD | 0 | Under 10 loans | 100.0% |
| Frederick County, MD | 0 | Under 10 loans | 100.0% |
| Kent County, MD | 0 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 0 | Under 10 loans | 100.0% |
| York County, PA | 0 | Under 10 loans | Not published |
Get told when this changes
When DEL-ONE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.