ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION received 2,671 applications in 2025 and made 1,688 mortgages, in 94 counties across 9 states. The median rate its borrowers got was 5.750% on a median loan of $85,000. Of 2,355 decisions, 434 were denials — 18.4%, most often for credit history.
| Legal Entity Identifier | 5493004XJV6Y8XQYPX87 |
|---|---|
| Applications received | 2,671 |
| Mortgages made | 1,688 |
| Denied | 434 |
| Approved, not taken up | 233 |
| Withdrawn or incomplete | 316 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.16 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 236 | 6.125% | $255,000 | 19.6% |
| Refinancing | 155 | 1.990% | $125,000 | 19.1% |
| Cash-out refinancing | 719 | 6.140% | $85,000 | 12.0% |
| Other purposes | 578 | 1.990% | $65,000 | 23.4% |
Where ABERDEEN PROVING GROUND FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harford County, MD | 798 | 5.500% | 15.3% |
| Cecil County, MD | 341 | 5.890% | 21.4% |
| Baltimore County, MD | 217 | 5.875% | 20.0% |
| New Castle County, DE | 59 | 5.240% | 19.5% |
| Baltimore city, MD | 42 | 5.688% | 21.1% |
| York County, PA | 40 | 5.890% | 4.1% |
| Anne Arundel County, MD | 34 | 5.370% | 17.0% |
| Howard County, MD | 13 | 5.240% | 11.8% |
| Sussex County, DE | 12 | 5.563% | 5.6% |
| Chester County, PA | 10 | 4.365% | 23.5% |
| Prince George's County, MD | 8 | Under 10 loans | 0.0% |
| Worcester County, MD | 8 | Under 10 loans | 10.0% |
| Lancaster County, PA | 8 | Under 10 loans | 0.0% |
| Carroll County, MD | 7 | Under 10 loans | 10.0% |
| Queen Anne's County, MD | 7 | Under 10 loans | 11.1% |
| Kent County, DE | 6 | Under 10 loans | 14.3% |
| Frederick County, MD | 5 | Under 10 loans | 28.6% |
| Kent County, MD | 5 | Under 10 loans | 37.5% |
| Horry County, SC | 4 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 3 | Under 10 loans | 0.0% |
| Sarasota County, FL | 3 | Under 10 loans | 25.0% |
| Charles County, MD | 3 | Under 10 loans | 0.0% |
| Montgomery County, MD | 3 | Under 10 loans | 25.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 33.3% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 2 | Under 10 loans | 0.0% |
| Wicomico County, MD | 2 | Under 10 loans | 0.0% |
| Brunswick County, NC | 2 | Under 10 loans | 0.0% |
| Dare County, NC | 2 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 2 | Under 10 loans | 33.3% |
| Adams County, PA | 2 | Under 10 loans | 0.0% |
| Lebanon County, PA | 2 | Under 10 loans | 0.0% |
| Montgomery County, PA | 2 | Under 10 loans | 75.0% |
| Philadelphia County, PA | 2 | Under 10 loans | 33.3% |
| Tioga County, PA | 2 | Under 10 loans | 0.0% |
| Accomack County, VA | 2 | Under 10 loans | 0.0% |
| Flagler County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 50.0% |
| Calvert County, MD | 1 | Under 10 loans | 50.0% |
| Dorchester County, MD | 1 | Under 10 loans | 0.0% |
| Somerset County, MD | 1 | Under 10 loans | 0.0% |
| Washington County, MD | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 80.0% |
| Somerset County, NJ | 1 | Under 10 loans | 0.0% |
| Warren County, NJ | 1 | Under 10 loans | 0.0% |
| Gaston County, NC | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 50.0% |
| Dauphin County, PA | 1 | Under 10 loans | 0.0% |
| Delaware County, PA | 1 | Under 10 loans | 66.7% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.