Sun East Federal Credit Union
Sun East Federal Credit Union received 990 applications in 2025 and made 577 mortgages, in 58 counties across 11 states. The median rate its borrowers got was 4.990% on a median loan of $105,000. Of 816 decisions, 227 were denials — 27.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900PQLW7K91KOVU18 |
|---|---|
| Applications received | 990 |
| Mortgages made | 577 |
| Denied | 227 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 174 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -2.2 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 57 | 6.375% | $385,000 | 6.6% |
| Refinancing | 113 | 4.990% | $105,000 | 23.7% |
| Cash-out refinancing | 48 | 6.750% | $255,000 | 4.0% |
| Other purposes | 359 | 4.990% | $75,000 | 33.5% |
Where Sun East Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Delaware County, PA | 268 | 4.990% | 28.2% |
| New Castle County, DE | 81 | 4.990% | 21.5% |
| Chester County, PA | 79 | 4.990% | 23.3% |
| Lancaster County, PA | 18 | 4.990% | 25.0% |
| Montgomery County, PA | 18 | 4.990% | 14.3% |
| Gloucester County, NJ | 14 | 6.188% | 12.5% |
| Philadelphia County, PA | 13 | 5.875% | 43.5% |
| Allegheny County, PA | 12 | 7.000% | 0.0% |
| Cecil County, MD | 8 | Under 10 loans | 27.3% |
| Camden County, NJ | 8 | Under 10 loans | 27.3% |
| Bucks County, PA | 8 | Under 10 loans | 11.1% |
| Sussex County, DE | 6 | Under 10 loans | 40.0% |
| Kent County, DE | 5 | Under 10 loans | 37.5% |
| Cape May County, NJ | 4 | Under 10 loans | 20.0% |
| Northampton County, PA | 4 | Under 10 loans | 0.0% |
| Burlington County, NJ | 3 | Under 10 loans | 40.0% |
| Monmouth County, NJ | 3 | Under 10 loans | 0.0% |
| Lehigh County, PA | 3 | Under 10 loans | 0.0% |
| Baltimore County, MD | 2 | Under 10 loans | 50.0% |
| Salem County, NJ | 2 | Under 10 loans | 60.0% |
| Monroe County, PA | 2 | Under 10 loans | 50.0% |
| Gulf County, FL | 1 | Under 10 loans | 66.7% |
| Lee County, FL | 1 | Under 10 loans | 66.7% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Prince George's County, MD | 1 | Under 10 loans | 66.7% |
| Worcester County, MD | 1 | Under 10 loans | 50.0% |
| Cumberland County, NJ | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Morris County, NJ | 1 | Under 10 loans | 0.0% |
| Kings County, NY | 1 | Under 10 loans | 0.0% |
| Berks County, PA | 1 | Under 10 loans | 50.0% |
| Franklin County, PA | 1 | Under 10 loans | 0.0% |
| Jefferson County, PA | 1 | Under 10 loans | 0.0% |
| Lawrence County, PA | 1 | Under 10 loans | 0.0% |
| Luzerne County, PA | 1 | Under 10 loans | 0.0% |
| Somerset County, PA | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | 100.0% |
| Riverside County, CA | 0 | Under 10 loans | 100.0% |
| Indian River County, FL | 0 | Under 10 loans | Not published |
| Pinellas County, FL | 0 | Under 10 loans | 100.0% |
| Carroll County, MD | 0 | Under 10 loans | Not published |
| Frederick County, MD | 0 | Under 10 loans | 100.0% |
| Harford County, MD | 0 | Under 10 loans | 100.0% |
| Atlantic County, NJ | 0 | Under 10 loans | 66.7% |
| Middlesex County, NJ | 0 | Under 10 loans | Not published |
| Ocean County, NJ | 0 | Under 10 loans | 100.0% |
| Passaic County, NJ | 0 | Under 10 loans | 100.0% |
| Sussex County, NJ | 0 | Under 10 loans | Not published |
| Union County, NJ | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.