Mortgage Lender Index

DEXSTA

DEXSTA received 186 applications in 2025 and made 169 mortgages, in 6 counties across 3 states. The median rate its borrowers got was 6.750% on a median loan of $85,000. Of 177 decisions, 6 were denials — 3.4%, most often for debt-to-income ratio.

Legal Entity Identifier549300DQ137S1HEMVL85
Applications received186
Mortgages made169
Denied6
Approved, not taken up2
Withdrawn or incomplete9
Loans bought from other lenders0
Median rate spread over the prime offer rate0.41 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase5 Under 10 loansUnder 10 loans 0.0%
Refinancing50 7.000%$95,000 3.8%
Cash-out refinancing19 6.500%$95,000 0.0%
Other purposes95 6.750%$85,000 4.0%

Where DEXSTA lends most

The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
New Castle County, DE 1487.000%3.2%
Cecil County, MD 8Under 10 loans0.0%
Kent County, DE 5Under 10 loans0.0%
Sussex County, DE 4Under 10 loans0.0%
Chester County, PA 3Under 10 loans25.0%
Delaware County, PA 1Under 10 loans0.0%

Get told when this changes

When DEXSTA’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.