FRANKLIN MINT
FRANKLIN MINT received 1,913 applications in 2025 and made 1,122 mortgages, in 83 counties across 15 states. The median rate its borrowers got was 4.990% on a median loan of $105,000. Of 1,612 decisions, 453 were denials — 28.1%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493001CM06UK2XY3I18 |
|---|---|
| Applications received | 1,913 |
| Mortgages made | 1,122 |
| Denied | 453 |
| Approved, not taken up | 37 |
| Withdrawn or incomplete | 301 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -2.26 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 135 | 4.990% | $255,000 | 19.1% |
| Refinancing | 344 | 4.990% | $115,000 | 20.2% |
| Cash-out refinancing | 15 | 6.500% | $255,000 | 27.3% |
| Other purposes | 628 | 4.990% | $75,000 | 33.3% |
Where FRANKLIN MINT lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Delaware County, PA | 577 | 4.990% | 27.2% |
| Chester County, PA | 211 | 4.990% | 21.1% |
| New Castle County, DE | 73 | 4.990% | 30.9% |
| Montgomery County, PA | 68 | 4.990% | 20.5% |
| Philadelphia County, PA | 37 | 5.670% | 60.0% |
| Bucks County, PA | 31 | 4.990% | 18.0% |
| Gloucester County, NJ | 15 | 4.990% | 6.3% |
| Camden County, NJ | 10 | 4.990% | 42.1% |
| Cape May County, NJ | 10 | 5.433% | 0.0% |
| Burlington County, NJ | 7 | Under 10 loans | 30.0% |
| Sussex County, DE | 6 | Under 10 loans | 14.3% |
| Berks County, PA | 5 | Under 10 loans | 37.5% |
| Lancaster County, PA | 5 | Under 10 loans | 28.6% |
| Atlantic County, NJ | 4 | Under 10 loans | 0.0% |
| Kent County, DE | 3 | Under 10 loans | 57.1% |
| Palm Beach County, FL | 3 | Under 10 loans | 0.0% |
| Howard County, MD | 3 | Under 10 loans | 0.0% |
| Mercer County, NJ | 3 | Under 10 loans | 0.0% |
| Ocean County, NJ | 3 | Under 10 loans | 40.0% |
| Salem County, NJ | 3 | Under 10 loans | 25.0% |
| Luzerne County, PA | 3 | Under 10 loans | 25.0% |
| Monmouth County, NJ | 2 | Under 10 loans | 0.0% |
| Lehigh County, PA | 2 | Under 10 loans | 33.3% |
| Monroe County, PA | 2 | Under 10 loans | 60.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 0.0% |
| Rockdale County, GA | 1 | Under 10 loans | 0.0% |
| Anne Arundel County, MD | 1 | Under 10 loans | 0.0% |
| Carroll County, MD | 1 | Under 10 loans | 0.0% |
| Cecil County, MD | 1 | Under 10 loans | 0.0% |
| Charles County, MD | 1 | Under 10 loans | 0.0% |
| Frederick County, MD | 1 | Under 10 loans | 0.0% |
| Kent County, MD | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 0.0% |
| Prince George's County, MD | 1 | Under 10 loans | 50.0% |
| Worcester County, MD | 1 | Under 10 loans | 0.0% |
| Washtenaw County, MI | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| Cumberland County, NJ | 1 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 50.0% |
| Union County, NJ | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 50.0% |
| Centre County, PA | 1 | Under 10 loans | 0.0% |
| Erie County, PA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.