United Nations Federal Credit Union received 2,159 applications in 2025 and made
1,493 mortgages, in 268 counties across 39 states.
The median rate its borrowers got was 5.750% on a median loan of $585,000.
Of 1,691 decisions, 192 were denials — 11.4%, most often for debt-to-income ratio.
1 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300HCNXMTNGIMAR91
Applications received
2,159
Mortgages made
1,493
Denied
192
Approved, not taken up
6
Withdrawn or incomplete
468
Loans bought from other lenders
15
Median rate spread over the prime offer rate
-0.264 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
981
5.750%
$535,000
7.8%
Refinancing
433
5.625%
$725,000
14.4%
Cash-out refinancing
63
5.875%
$485,000
26.7%
Other purposes
16
6.000%
$215,000
44.8%
Where United Nations Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When United Nations Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.