Mortgage Lender Index

AMERICAN FEDERAL MORTGAGE CORPORATION

AMERICAN FEDERAL MORTGAGE CORPORATION received 1,612 applications in 2025 and made 906 mortgages, in 235 counties across 14 states. The median rate its borrowers got was 6.125% on a median loan of $405,000. Of 959 decisions, 53 were denials — 5.5%, most often for debt-to-income ratio.

Legal Entity Identifier549300KWKWPEKL40WD44
Applications received1,612
Mortgages made906
Denied53
Approved, not taken up0
Withdrawn or incomplete653
Loans bought from other lenders118
Median rate spread over the prime offer rate-0.191 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase561 6.375%$405,000 4.4%
Refinancing329 5.875%$395,000 7.1%
Other purposes16 6.500%$275,000 11.1%

Where AMERICAN FEDERAL MORTGAGE CORPORATION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Middlesex County, NJ 686.063%9.3%
Morris County, NJ 526.063%5.5%
Somerset County, NJ 516.375%0.0%
Bergen County, NJ 496.125%7.6%
Burlington County, NJ 266.375%3.7%
Mercer County, NJ 256.000%3.9%
Monmouth County, NJ 256.125%7.4%
Sussex County, NJ 236.375%0.0%
Bucks County, PA 215.990%0.0%
Hudson County, NJ 206.500%16.7%
Montgomery County, PA 206.058%4.8%
Essex County, NJ 186.375%10.0%
Philadelphia County, PA 166.375%11.1%
Hunterdon County, NJ 156.250%6.3%
Chester County, PA 146.188%6.7%
Cumberland County, PA 146.000%0.0%
Passaic County, NJ 136.125%7.1%
Union County, NJ 135.875%7.1%
Wake County, NC 135.875%0.0%
Delaware County, PA 136.125%0.0%
New Castle County, DE 126.433%0.0%
Camden County, NJ 126.375%0.0%
Warren County, NJ 126.125%0.0%
Hillsborough County, FL 115.990%15.4%
Ocean County, NJ 116.125%8.3%
Lehigh County, PA 116.125%0.0%
Mecklenburg County, NC 9Under 10 loans0.0%
Cook County, IL 8Under 10 loans11.1%
Northampton County, PA 8Under 10 loans0.0%
Capitol Planning Region, CT 7Under 10 loans0.0%
Palm Beach County, FL 7Under 10 loans12.5%
Pasco County, FL 7Under 10 loans0.0%
Lexington County, SC 7Under 10 loans0.0%
Fort Bend County, TX 7Under 10 loans0.0%
Broward County, FL 6Under 10 loans14.3%
Richland County, SC 6Under 10 loans0.0%
Travis County, TX 6Under 10 loans14.3%
Naugatuck Valley Planning Region, CT 5Under 10 loans0.0%
Seminole County, FL 5Under 10 loans0.0%
Cherokee County, GA 5Under 10 loans0.0%
Fulton County, GA 5Under 10 loans0.0%
Nassau County, NY 5Under 10 loans0.0%
Allegheny County, PA 5Under 10 loans0.0%
Tarrant County, TX 5Under 10 loans16.7%
Brevard County, FL 4Under 10 loans0.0%
Collier County, FL 4Under 10 loans0.0%
Pinellas County, FL 4Under 10 loans20.0%
Sarasota County, FL 4Under 10 loans0.0%
DeKalb County, GA 4Under 10 loans20.0%
Middlesex County, MA 4Under 10 loans0.0%

Get told when this changes

When AMERICAN FEDERAL MORTGAGE CORPORATION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.