Prosperity Home Mortgage, LLC received 28,926 applications in 2025 and made
20,869 mortgages, in 1,375 counties across 48 states.
The median rate its borrowers got was 6.500% on a median loan of $335,000.
Of 22,774 decisions, 1,783 were denials — 7.8%, most often for debt-to-income ratio.
Legal Entity Identifier
5493005PKOSG7MYX0B34
Applications received
28,926
Mortgages made
20,869
Denied
1,783
Approved, not taken up
122
Withdrawn or incomplete
6,152
Loans bought from other lenders
25
Median rate spread over the prime offer rate
0.172 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
17,394
6.625%
$335,000
4.5%
Refinancing
2,108
5.990%
$355,000
14.2%
Cash-out refinancing
1,178
6.125%
$265,000
30.0%
Other purposes
189
6.999%
$225,000
34.4%
Where Prosperity Home Mortgage, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When Prosperity Home Mortgage, LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.