Mortgage lenders in Dane County
16,273 mortgages were made in Dane County, Wisconsin, in 2025, by 400 lenders. The median rate their borrowers got was 6.375% on a median loan of $225,000. Of 19,121 decisions, 2,169 were denials — 11.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| University of Wisconsin Credit Union | 4,065 | 6.125% | $145,000 | 11.6% |
| Summit Credit Union | 4,044 | 4.490% | $115,000 | 10.6% |
| THOMPSON KANE & COMPANY, INC | 512 | 6.750% | $375,000 | 1.0% |
| Lake Ridge Bank | 501 | 5.490% | $205,000 | 6.8% |
| Barrington Bank & Trust Company, National Association | 442 | 6.375% | $385,000 | 2.2% |
| The Park Bank | 397 | 6.500% | $255,000 | 9.8% |
| Fairway Independent Mortgage Corporation | 388 | 6.500% | $355,000 | 3.5% |
| Rocket Mortgage, LLC | 277 | 6.500% | $285,000 | 15.0% |
| Bell Bank | 264 | 6.375% | $405,000 | 5.7% |
| Heartland Credit Union (Madison) | 250 | 6.990% | $75,000 | 9.0% |
| Johnson Financial Group | 250 | 6.675% | $330,000 | 3.0% |
| GUILD MORTGAGE COMPANY | 236 | 6.500% | $355,000 | 2.4% |
| BMO Bank National Association | 226 | 8.093% | $205,000 | 30.0% |
| One Community Bank | 218 | 7.250% | $265,000 | 7.2% |
| Associated Bank, National Association | 208 | 7.000% | $105,000 | 29.6% |
| Old National Bank | 200 | 6.000% | $195,000 | 17.0% |
| U.S. Bank National Association | 178 | 6.990% | $265,000 | 25.1% |
| GUARANTEED RATE, INC. | 166 | 5.990% | $385,000 | 1.2% |
| The Bank of New Glarus | 159 | 6.625% | $375,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 145 | 6.500% | $365,000 | 3.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 120 | 6.125% | $355,000 | 15.7% |
| JPMorgan Chase Bank, National Association | 115 | 6.375% | $355,000 | 7.3% |
| DUPACO COMMUNITY | 111 | 6.500% | $165,000 | 14.6% |
| Bank of Sun Prairie | 91 | 6.500% | $315,000 | 15.3% |
| NEWREZ LLC | 90 | 6.495% | $335,000 | 15.5% |
| 254900B0P7ZWM2SQVJ36 | 89 | Not published | $345,000 | 3.3% |
| Town Bank, N.A. | 82 | Not published | $675,000 | 2.4% |
| Nations Lending Corporation | 80 | 6.625% | $350,000 | 3.5% |
| Wings Financial Credit Union | 74 | 6.625% | $405,000 | 1.2% |
| Loandepot.Com, LLC | 62 | 6.688% | $290,000 | 22.5% |
| Bank of Deerfield | 60 | Not published | $295,000 | 3.2% |
| DMB Community Bank | 59 | Not published | $505,000 | 11.3% |
| LENNAR MORTGAGE, LLC | 58 | 5.438% | $455,000 | 0.0% |
| Mortgage Research Center, LLC | 56 | 6.125% | $375,000 | 20.8% |
| Landmark Credit Union | 55 | 6.250% | $275,000 | 24.3% |
| NATIONSTAR MORTGAGE LLC | 53 | 7.125% | $185,000 | 15.9% |
| Capitol Bank | 52 | Not published | $355,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 51 | 6.990% | $315,000 | 3.6% |
| PENNYMAC LOAN SERVICES, LLC | 47 | 6.490% | $335,000 | 12.5% |
| Ixonia Bank | 44 | 6.933% | $375,000 | 0.0% |
| The Peoples Community Bank | 40 | Not published | $305,000 | 0.0% |
| Oak Bank | 35 | Not published | $355,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 34 | 6.313% | $315,000 | 14.3% |
| FREEDOM MORTGAGE CORPORATION | 33 | 6.125% | $345,000 | 14.3% |
| Navy Federal Credit Union | 33 | 6.250% | $355,000 | 15.4% |
| Bank of America, National Association | 31 | 5.990% | $305,000 | 27.3% |
| Wells Fargo Bank, National Association | 31 | 6.375% | $265,000 | 20.5% |
| Bank Five Nine | 31 | 6.250% | $445,000 | 5.6% |
| CMG MORTGAGE, INC. | 31 | 5.990% | $405,000 | 0.0% |
| Mound City Bank | 30 | Not published | $415,000 | 3.0% |
| Farmers Savings Bank | 29 | Not published | $315,000 | 2.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 28 | 7.458% | $155,000 | 17.7% |
| FIGURE LENDING LLC | 28 | 8.450% | $55,000 | 16.7% |
| The Huntington National Bank | 28 | 6.625% | $585,000 | 14.3% |
| Farmers & Merchants State Bank | 27 | Not published | $315,000 | 0.0% |
| Bank First, N.A. | 25 | 6.350% | $195,000 | 13.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 24 | 5.998% | $480,000 | 0.0% |
| Blackhawk Community Credit Union | 24 | 7.500% | $70,000 | 7.7% |
| The Bank of Brodhead | 23 | Not published | $560,000 | 0.0% |
| Coastal Community Bank | 22 | 9.615% | $55,000 | 6.1% |
| Starion Bank | 22 | 6.563% | $335,000 | 0.0% |
| COMPEER FINANCIAL, FLCA | 22 | 7.250% | $285,000 | 8.0% |
| UMB Bank, National Association | 21 | 5.990% | $245,000 | 30.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 20 | 6.875% | $265,000 | 0.0% |
| AmeriSave Mortgage Corporation | 19 | 6.750% | $175,000 | 65.5% |
| A + MORTGAGE SERVICES, INC. | 19 | 6.500% | $345,000 | 0.0% |
| Lendage, LLC | 18 | 11.313% | $60,000 | 9.5% |
| Great Midwest Bank, S.S.B. | 18 | 6.738% | $315,000 | 0.0% |
| Connexus Credit Union | 17 | 6.315% | $95,000 | 52.8% |
| CHURCHILL MORTGAGE CORPORATION | 17 | 0.000% | $45,000 | 18.2% |
| USAA Federal Savings Bank | 16 | 6.125% | $390,000 | 36.0% |
| PLANET HOME LENDING, LLC | 16 | 6.313% | $320,000 | 5.9% |
| State Bank of the Lakes, N.A. | 16 | Not published | $965,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 7.750% | $75,000 | 47.5% |
| EDUCATORS CREDIT UNION | 15 | 6.200% | $265,000 | 11.1% |
| Woodford State Bank | 15 | Not published | $325,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 14 | 6.563% | $335,000 | 39.1% |
| SPRING EQ, LLC | 14 | 7.950% | $90,000 | 62.2% |
| COVANTAGE CREDIT UNION | 14 | 6.313% | $205,000 | 6.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 13 | 6.625% | $245,000 | 37.5% |
| Morgan Stanley Private Bank, National Association | 13 | 6.300% | $515,000 | 7.1% |
| The Greenwood's State Bank | 12 | 6.438% | $585,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 12 | 6.125% | $410,000 | 7.7% |
| Sierra Pacific Mortgage Company, Inc. | 12 | 6.688% | $360,000 | 0.0% |
| Broker Solutions, Inc. | 11 | 6.750% | $255,000 | 36.8% |
| PNC Bank, National Association | 11 | 6.625% | $125,000 | 15.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 11 | 6.500% | $435,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.624% | $355,000 | 15.4% |
| ALTRA Federal Credit Union | 10 | 6.500% | $285,000 | 0.0% |
| NBKC BANK | 10 | 6.000% | $395,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 10 | 7.000% | $415,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 10 | 6.781% | $310,000 | 7.7% |
| LAKE MICHIGAN CREDIT UNION | 10 | 6.183% | $550,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 10 | 6.500% | $420,000 | 0.0% |
| Badger Bank | 10 | Not published | $345,000 | 0.0% |
| 549300F247N2IU8SC024 | 10 | Not published | $205,000 | 0.0% |
| IncredibleBank | 9 | Under 10 loans | Under 10 loans | 20.0% |
| ENVOY MORTGAGE, LTD | 9 | Under 10 loans | Under 10 loans | 10.0% |
| GREENSTATE Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PremierBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 74.3% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 41.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Farmers and Merchants Union Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TRUSTONE FINANCIAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOMEXPRESS MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Royal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MARINE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 55.6% |
| ENDEAVOR CAPITAL, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Milton | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 70.6% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 58.3% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Union Federal Savings and Loan Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| National Exchange Bank and Trust | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community First | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Peoples State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fortifi Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 42.9% |
| PHH Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 14.3% |
| DHI MORTGAGE COMPANY, LTD. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Fox Valley Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Alerus Financial, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOX COMMUNITIES Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Horicon Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 8.3% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 75.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 2 | Under 10 loans | Under 10 loans | 20.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| First American Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| North Shore Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SERVIS ONE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ADVIA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Westby Co-op Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DAS Acquisition Company, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 200 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Dane County
126 FDIC-insured branches from 33 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Associated Bank, National Association, 828 E Washington Ave, Madison
- BMO Bank National Association, 4522 Cottage Grove Rd, Madison
- Bank of Sun Prairie, 550 Broadway Dr, Sun Prairie
- Great Midwest Bank, S.S.B., 6702 Odana Rd, Madison
- JPMorgan Chase Bank, National Association, 4225 E Towne Blvd, Madison
- Johnson Bank, 5201 E Terrace Dr, Madison
Get told when this changes
When the next year’s lending figures are out for Dane County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.