The Park Bank
The Park Bank received 612 applications in 2025 and made 469 mortgages, in 35 counties across 4 states. The median rate its borrowers got was 6.500% on a median loan of $255,000. Of 528 decisions, 48 were denials — 9.1%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | YQI2CPR3Z44KAR0HG822 |
|---|---|
| Applications received | 612 |
| Mortgages made | 469 |
| Denied | 48 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 84 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.0235 points |
| FDIC-insured bank | Yes: Park Bank, National Association, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 201 | 6.500% | $355,000 | 5.5% |
| Refinancing | 155 | 6.000% | $175,000 | 4.9% |
| Cash-out refinancing | 17 | 6.625% | $265,000 | 15.0% |
| Other purposes | 96 | 6.610% | $75,000 | 20.0% |
Where The Park Bank lends most
The 35 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Dane County, WI | 397 | 6.500% | 9.8% |
| Columbia County, WI | 12 | 6.625% | 0.0% |
| Rock County, WI | 8 | Under 10 loans | 20.0% |
| Sauk County, WI | 8 | Under 10 loans | 11.1% |
| Waukesha County, WI | 7 | Under 10 loans | 0.0% |
| Green County, WI | 4 | Under 10 loans | 0.0% |
| Jefferson County, WI | 4 | Under 10 loans | 0.0% |
| Door County, WI | 2 | Under 10 loans | 33.3% |
| Green Lake County, WI | 2 | Under 10 loans | 0.0% |
| Iowa County, WI | 2 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Adams County, WI | 1 | Under 10 loans | 0.0% |
| Dodge County, WI | 1 | Under 10 loans | 0.0% |
| Fond du Lac County, WI | 1 | Under 10 loans | 0.0% |
| Jackson County, WI | 1 | Under 10 loans | 0.0% |
| Juneau County, WI | 1 | Under 10 loans | 0.0% |
| Lafayette County, WI | 1 | Under 10 loans | 0.0% |
| Langlade County, WI | 1 | Under 10 loans | 0.0% |
| Oconto County, WI | 1 | Under 10 loans | 0.0% |
| Oneida County, WI | 1 | Under 10 loans | 0.0% |
| Portage County, WI | 1 | Under 10 loans | 0.0% |
| Racine County, WI | 1 | Under 10 loans | 0.0% |
| Rusk County, WI | 1 | Under 10 loans | 0.0% |
| Shawano County, WI | 1 | Under 10 loans | 0.0% |
| Vernon County, WI | 1 | Under 10 loans | 0.0% |
| Waushara County, WI | 1 | Under 10 loans | 0.0% |
| Winnebago County, WI | 1 | Under 10 loans | 0.0% |
| Wood County, WI | 1 | Under 10 loans | 0.0% |
| Summit County, CO | 0 | Under 10 loans | Not published |
| La Crosse County, WI | 0 | Under 10 loans | Not published |
| Vilas County, WI | 0 | Under 10 loans | Not published |
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When The Park Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.