Mortgage lenders in Fond du Lac County
2,673 mortgages were made in Fond du Lac County, Wisconsin, in 2025, by 245 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 3,370 decisions, 562 were denials — 16.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| National Exchange Bank and Trust | 358 | 6.950% | $135,000 | 7.9% |
| VERVE, A CREDIT UNION | 156 | 6.500% | $105,000 | 11.2% |
| Associated Bank, National Association | 147 | 6.750% | $175,000 | 14.3% |
| Bank First, N.A. | 129 | 6.750% | $175,000 | 4.9% |
| U.S. Bank National Association | 122 | 6.500% | $180,000 | 19.0% |
| GUILD MORTGAGE COMPANY | 106 | 6.625% | $195,000 | 1.8% |
| MARINE CREDIT UNION | 92 | 9.055% | $85,000 | 36.8% |
| Summit Credit Union | 89 | 6.125% | $105,000 | 20.7% |
| Rocket Mortgage, LLC | 85 | 6.875% | $145,000 | 21.6% |
| Horicon Bank | 83 | 6.750% | $175,000 | 12.6% |
| Fox Valley Savings Bank | 82 | Not published | $195,000 | 5.8% |
| Community First | 66 | 5.490% | $100,000 | 10.8% |
| Landmark Credit Union | 49 | 6.500% | $105,000 | 16.7% |
| Mortgage Research Center, LLC | 45 | 6.250% | $265,000 | 15.1% |
| BMO Bank National Association | 44 | 8.180% | $140,000 | 26.2% |
| University of Wisconsin Credit Union | 42 | 6.125% | $90,000 | 20.8% |
| Nations Lending Corporation | 36 | 6.750% | $205,000 | 2.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 33 | 6.750% | $175,000 | 10.8% |
| COMPEER FINANCIAL, FLCA | 30 | 7.188% | $240,000 | 10.3% |
| CMG MORTGAGE, INC. | 30 | 6.750% | $215,000 | 0.0% |
| NEWREZ LLC | 29 | 7.125% | $175,000 | 34.1% |
| FREEDOM MORTGAGE CORPORATION | 29 | 6.250% | $195,000 | 10.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 6.470% | $275,000 | 17.1% |
| Fairway Independent Mortgage Corporation | 29 | 6.625% | $205,000 | 3.3% |
| PENNYMAC LOAN SERVICES, LLC | 28 | 7.063% | $120,000 | 21.6% |
| FOND DU LAC CREDIT UNION | 21 | 6.875% | $145,000 | 16.0% |
| Glacier Hills Credit Union | 21 | 5.875% | $165,000 | 4.6% |
| Bell Bank | 19 | 6.750% | $255,000 | 9.5% |
| Fortifi Bank | 18 | Not published | $185,000 | 10.0% |
| Loandepot.Com, LLC | 17 | 8.625% | $85,000 | 34.6% |
| Bristol Morgan Bank | 17 | Not published | $165,000 | 5.6% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.933% | $210,000 | 14.3% |
| TRIAD FINANCIAL SERVICES, INC. | 15 | 9.650% | $65,000 | 54.2% |
| Empeople Credit Union | 14 | 6.245% | $170,000 | 17.7% |
| West Pointe Bank | 14 | Not published | $165,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 13 | 6.625% | $235,000 | 7.1% |
| NATIONSTAR MORTGAGE LLC | 13 | 8.250% | $75,000 | 7.1% |
| Zippy Loans, LLC | 12 | 8.000% | $60,000 | 63.6% |
| JPMorgan Chase Bank, National Association | 12 | 6.558% | $175,000 | 20.0% |
| TOWNE MORTGAGE COMPANY | 12 | 6.625% | $175,000 | 0.0% |
| FOX COMMUNITIES Credit Union | 12 | 6.250% | $120,000 | 0.0% |
| Ixonia Bank | 12 | 6.875% | $170,000 | 0.0% |
| COVANTAGE CREDIT UNION | 11 | 6.375% | $205,000 | 7.1% |
| Johnson Financial Group | 11 | 6.850% | $355,000 | 0.0% |
| Nicolet National Bank | 11 | 7.000% | $265,000 | 0.0% |
| Barrington Bank & Trust Company, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 33.3% |
| KOHLER CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Broker Solutions, Inc. | 7 | Under 10 loans | Under 10 loans | 27.3% |
| LAKEVIEW LOAN SERVICING, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 53.3% |
| Coastal Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Westbury Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Premier Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 73.1% |
| CAPITAL Credit Union | 6 | Under 10 loans | Under 10 loans | 22.2% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Home State Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIGURE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 27.3% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| GUARANTEED RATE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bank Five Nine | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cleveland State Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATORS CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Wings Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 16.7% |
| SIMPLICITY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| WISCONSIN MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A + MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BLC Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 69.2% |
| 21st Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 75.0% |
| SPRING EQ, LLC | 3 | Under 10 loans | Under 10 loans | 70.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ENDEAVOR CAPITAL, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| East Wisconsin Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank of La Crosse | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Port Washington State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 42.9% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Old National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 25.0% |
| UNITEDONE Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Collins State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Great Midwest Bank, S.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waukesha State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bankers' Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THOMPSON KANE & COMPANY, INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wolf River Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Credit Union (Madison) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FORTE BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WINNEBAGO COMMUNITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AbbyBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 71.4% |
| North Shore Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Oostburg State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waldo State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIME FINANCIAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Providence Bank & Trust | 1 | Under 10 loans | Under 10 loans | 50.0% |
| The Equitable Bank, S.S.B. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First-Citizens Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Heritage Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prevail Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIREFIGHTERS CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Transportation Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Town Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers & Merchants State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sheboygan Area Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| One Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Ridge Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WaterStone Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CO-OP Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of New Glarus | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FLYHOMES MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Park Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| ACCUNET MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 45 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Fond du Lac County
29 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| National Exchange Bank and Trust | 11 | $1.3 billion |
| Horicon Bank | 3 | $244.9 million |
| U.S. Bank National Association | 3 | $237.0 million |
| Bristol Morgan Bank | 3 | $150.2 million |
| BMO Bank National Association | 2 | $202.9 million |
| Associated Bank, National Association | 2 | $150.4 million |
| Fox Valley Savings Bank | 1 | $194.4 million |
| JPMorgan Chase Bank, National Association | 1 | $162.1 million |
| Bank First, N.A. | 1 | $155.4 million |
| Wells Fargo Bank, National Association | 1 | $50.1 million |
| Fortifi Bank | 1 | $21.5 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.