Mortgage Lender Index

TRUSTONE FINANCIAL CREDIT UNION

TRUSTONE FINANCIAL CREDIT UNION received 7,242 applications in 2025 and made 4,909 mortgages, in 157 counties across 8 states. The median rate its borrowers got was 7.250% on a median loan of $105,000. Of 6,553 decisions, 1,452 were denials — 22.2%, most often for debt-to-income ratio. 3 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300LG07PXWSIMC813
Applications received7,242
Mortgages made4,909
Denied1,452
Approved, not taken up192
Withdrawn or incomplete689
Loans bought from other lenders0
Median rate spread over the prime offer rate0.3 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,054 6.625%$285,000 10.6%
Refinancing1,264 7.250%$115,000 16.5%
Cash-out refinancing86 6.625%$235,000 20.7%
Other purposes2,505 7.490%$65,000 28.6%

Where TRUSTONE FINANCIAL CREDIT UNION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Hennepin County, MN 1,4897.250%22.5%
Dakota County, MN 4737.250%21.8%
Anoka County, MN 4097.240%24.4%
Ramsey County, MN 3927.210%22.6%
Scott County, MN 2237.250%23.4%
Washington County, MN 2087.250%22.3%
Kenosha County, WI 1857.250%23.2%
Wright County, MN 1847.250%20.9%
Milwaukee County, WI 1327.250%22.8%
Carver County, MN 1187.250%19.7%
Sherburne County, MN 1137.250%19.2%
Stearns County, MN 827.240%19.6%
Maricopa County, AZ 787.500%22.7%
Waukesha County, WI 787.250%20.4%
Racine County, WI 536.740%16.7%
Chisago County, MN 487.000%8.9%
Rice County, MN 417.250%26.3%
St. Croix County, WI 417.250%16.0%
St. Louis County, MN 297.240%18.9%
Crow Wing County, MN 267.250%29.7%
Goodhue County, MN 227.245%11.1%
Isanti County, MN 227.250%19.4%
Washington County, WI 176.740%35.7%
Le Sueur County, MN 167.250%17.4%
Mille Lacs County, MN 167.565%27.3%
Benton County, MN 157.250%26.1%
Ozaukee County, WI 157.125%16.7%
Polk County, WI 147.375%22.2%
Otter Tail County, MN 137.125%7.1%
Steele County, MN 138.000%12.5%
Burnett County, WI 136.990%23.5%
Pinal County, AZ 127.563%18.8%
Aitkin County, MN 127.125%14.3%
Douglas County, MN 126.563%7.7%
Kandiyohi County, MN 127.250%20.0%
Meeker County, MN 127.008%7.7%
Pine County, MN 126.808%27.8%
Pierce County, WI 127.188%13.3%
McLeod County, MN 117.500%15.4%
Walworth County, WI 107.250%16.7%
Morrison County, MN 9Under 10 loans18.2%
Todd County, MN 9Under 10 loans18.2%
Cass County, MN 7Under 10 loans22.2%
Olmsted County, MN 7Under 10 loans22.2%
Dane County, WI 7Under 10 loans12.5%
Brevard County, FL 6Under 10 loans0.0%
Lake County, MN 6Under 10 loans0.0%
Barron County, WI 6Under 10 loans25.0%
Lee County, FL 5Under 10 loans37.5%
Sumter County, FL 5Under 10 loans16.7%

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When TRUSTONE FINANCIAL CREDIT UNION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.