Mortgage lenders in Isanti County
1,189 mortgages were made in Isanti County, Minnesota, in 2025, by 198 lenders. The median rate their borrowers got was 6.625% on a median loan of $245,000. Of 1,576 decisions, 321 were denials — 20.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| AFFINITY PLUS | 112 | 6.740% | $65,000 | 21.2% |
| MINNCO CREDIT UNION | 72 | 7.500% | $55,000 | 30.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 71 | 6.250% | $315,000 | 10.0% |
| Rocket Mortgage, LLC | 61 | 6.490% | $265,000 | 19.8% |
| Bell Bank | 60 | 6.625% | $280,000 | 11.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 52 | 6.575% | $295,000 | 3.6% |
| GUARANTEED RATE, INC. | 29 | 6.600% | $295,000 | 12.1% |
| Fairway Independent Mortgage Corporation | 27 | 6.813% | $285,000 | 10.0% |
| Loandepot.Com, LLC | 25 | 5.990% | $285,000 | 39.0% |
| U.S. Bank National Association | 23 | 8.100% | $155,000 | 50.0% |
| First Bank & Trust | 22 | 7.800% | $60,000 | 29.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 22 | 7.250% | $100,000 | 19.4% |
| Frandsen Bank & Trust | 22 | 6.813% | $215,000 | 8.3% |
| Broker Solutions, Inc. | 21 | 6.750% | $305,000 | 0.0% |
| Blaze Credit Union | 21 | 5.625% | $105,000 | 13.3% |
| Luminate Bank | 21 | 6.750% | $285,000 | 4.6% |
| PENNYMAC LOAN SERVICES, LLC | 19 | 6.250% | $285,000 | 20.0% |
| FREEDOM MORTGAGE CORPORATION | 16 | 6.120% | $365,000 | 10.0% |
| Royal Credit Union | 15 | 6.625% | $315,000 | 21.1% |
| Summit Mortgage Corporation | 15 | 6.375% | $285,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.375% | $265,000 | 6.3% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.500% | $275,000 | 7.1% |
| LOWER, LLC | 13 | 6.750% | $275,000 | 7.1% |
| Granite Bank | 12 | 6.375% | $245,000 | 0.0% |
| COMPEER FINANCIAL, FLCA | 12 | 7.313% | $335,000 | 0.0% |
| NEWREZ LLC | 11 | 6.875% | $215,000 | 26.7% |
| Mortgage Research Center, LLC | 11 | 6.125% | $315,000 | 42.1% |
| EVERETT FINANCIAL, INC. | 11 | 6.875% | $275,000 | 0.0% |
| Sherburne State Bank | 11 | Not published | $365,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.875% | $295,000 | 0.0% |
| Wells Fargo Bank, National Association | 10 | 6.250% | $200,000 | 9.1% |
| Members Cooperative Credit Union | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 8 | Under 10 loans | Under 10 loans | 46.7% |
| MAGNIFI FINANCIAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 10.0% |
| TOPLINE FINANCIAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 56.3% |
| FIGURE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 15.4% |
| CMG MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 36.4% |
| GUILD MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Security Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Alerus Financial, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 4 | Under 10 loans | Under 10 loans | 64.3% |
| Luminate Home Loans, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Wings Financial Credit Union | 4 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Neighborhood National Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BAY EQUITY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Highland Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tradition Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sentry Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Northview Bank | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 62.5% |
| Bank of America, National Association | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Deerwood Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEGASTAR FINANCIAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VERIDIAN CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 43.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 57.1% |
| Navy Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| IDEAL Credit Union | 2 | Under 10 loans | Under 10 loans | 25.0% |
| JPMorgan Chase Bank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Falcon National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Elk River | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Alliance Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cambria Financial Group, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BUILDING TRADES FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SHAREPOINT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank Minnesota | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Security State Bank of Marine | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITY-COUNTY CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 85.7% |
| BANKWEST, INC. | 1 | Under 10 loans | Under 10 loans | 87.5% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 83.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MidWestOne Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CORTRUST MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Coulee Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pine River State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunrise Banks, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Community Federal National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Minnwest Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CorTrust Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| New Market Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Healthcare Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Think Mutual Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Minnesota Valley Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ST. CLOUD FINANCIAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SMW Financial Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Elmo Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankVista | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALL IN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank Of Milaca | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lakeview Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kensington Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Farmers & Merchants Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank Minnesota | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 1 | Under 10 loans | Under 10 loans | 0.0% |
| National Bank of Commerce | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of River Falls | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| VISTA POINT MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | 0.0% |
| Expedition Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| 254900M2C4Q6DATP2889 | 0 | Under 10 loans | Under 10 loans | Not published |
| SOUTH METRO FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | Not published |
| FlexPoint, Inc. | 0 | Under 10 loans | Under 10 loans | Not published |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 0 | Under 10 loans | Under 10 loans | Not published |
| Bremer Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| AMERICAN FINANCING CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Equity Prime Mortgage LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 0 | Under 10 loans | Under 10 loans | Not published |
| KIND LENDING, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MORIA DEVELOPMENT, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LoanUnited.com, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| 549300PWMS2701UFP528 | 0 | Under 10 loans | Under 10 loans | Not published |
| CREDIT HUMAN FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| BoxCar Mortgage, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Gate City Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MISSION LOANS, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| GoodLeap, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| HFG HOLDINGS, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Citibank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| MidFirst Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| TEACHERS FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | Not published |
| Citizens Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.
Bank branches in Isanti County
9 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Security Bank & Trust Company | 5 | $148.4 million |
| First Bank & Trust | 1 | $158.9 million |
| Wells Fargo Bank, National Association | 1 | $150.7 million |
| Frandsen Bank & Trust | 1 | $69.0 million |
| Falcon National Bank | 1 | $62.2 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.