Kensington Bank
Kensington Bank received 70 applications in 2025 and made 56 mortgages, in 28 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 61 decisions, 3 were denials — 4.9%.
| Legal Entity Identifier | 549300Q9WQZE336R0U94 |
|---|---|
| Applications received | 70 |
| Mortgages made | 56 |
| Denied | 3 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Kensington Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | Not published | $170,000 | 3.6% |
| Refinancing | 18 | Not published | $140,000 | 0.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 66.7% |
| Other purposes | 12 | Not published | $65,000 | 0.0% |
Where Kensington Bank lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kandiyohi County, MN | 8 | Under 10 loans | 0.0% |
| Meeker County, MN | 8 | Under 10 loans | 0.0% |
| Wright County, MN | 8 | Under 10 loans | 0.0% |
| Douglas County, MN | 6 | Under 10 loans | 0.0% |
| McLeod County, MN | 5 | Under 10 loans | 0.0% |
| Grant County, MN | 2 | Under 10 loans | 0.0% |
| Hennepin County, MN | 2 | Under 10 loans | 0.0% |
| Renville County, MN | 2 | Under 10 loans | 0.0% |
| Stearns County, MN | 2 | Under 10 loans | 33.3% |
| Carver County, MN | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Chippewa County, MN | 1 | Under 10 loans | 0.0% |
| Chisago County, MN | 1 | Under 10 loans | 0.0% |
| Isanti County, MN | 1 | Under 10 loans | 0.0% |
| Kanabec County, MN | 1 | Under 10 loans | 0.0% |
| Mille Lacs County, MN | 1 | Under 10 loans | 0.0% |
| Otter Tail County, MN | 1 | Under 10 loans | 0.0% |
| Pine County, MN | 1 | Under 10 loans | 0.0% |
| Sherburne County, MN | 1 | Under 10 loans | 0.0% |
| Washington County, MN | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Burnett County, WI | 1 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 0 | Under 10 loans | Not published |
| Sumter County, FL | 0 | Under 10 loans | Not published |
| Benton County, MN | 0 | Under 10 loans | 100.0% |
| Dakota County, MN | 0 | Under 10 loans | Not published |
| Morrison County, MN | 0 | Under 10 loans | 100.0% |
| Grainger County, TN | 0 | Under 10 loans | Not published |
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When Kensington Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.