Mortgage Lender Index

Mortgage lenders in McLeod County

788 mortgages were made in McLeod County, Minnesota, in 2025, by 155 lenders. The median rate their borrowers got was 6.625% on a median loan of $205,000. Of 967 decisions, 138 were denials — 14.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
CORTRUST MORTGAGE, INC. 84 6.188% $255,000 2.3%
UNITED SHORE FINANCIAL SERVICES, LLC 55 6.375% $245,000 9.7%
Rocket Mortgage, LLC 54 6.625% $200,000 9.8%
CorTrust Bank National Association 44 Not published $65,000 10.2%
Summit Mortgage Corporation 36 6.750% $220,000 0.0%
NOVATION CREDIT UNION 30 6.490% $55,000 11.8%
Fairway Independent Mortgage Corporation 29 6.813% $255,000 0.0%
Broker Solutions, Inc. 24 6.688% $255,000 7.7%
SOUTHPOINT FINANCIAL 23 Not published $155,000 14.8%
CROSSCOUNTRY MORTGAGE, INC. 16 6.625% $255,000 0.0%
Bell Bank 16 6.875% $205,000 11.1%
Mortgage Research Center, LLC 15 6.125% $285,000 11.8%
Security Bank & Trust Company 15 Not published $155,000 0.0%
Old National Bank 13 6.490% $75,000 12.5%
Luminate Bank 12 6.625% $250,000 0.0%
TRUSTONE FINANCIAL CREDIT UNION 11 7.500% $75,000 15.4%
21st Mortgage Corporation 10 8.795% $355,000 63.3%
FREEDOM MORTGAGE CORPORATION 10 6.313% $265,000 23.1%
PENNYMAC LOAN SERVICES, LLC 10 6.125% $255,000 16.7%
Wings Financial Credit Union 10 7.250% $110,000 26.7%
Wells Fargo Bank, National Association 9 Under 10 loans Under 10 loans 23.1%
NEWREZ LLC 9 Under 10 loans Under 10 loans 18.2%
GUARANTEED RATE, INC. 9 Under 10 loans Under 10 loans 10.0%
MUTUAL OF OMAHA MORTGAGE, INC. 8 Under 10 loans Under 10 loans 11.1%
U.S. Bank National Association 7 Under 10 loans Under 10 loans 37.5%
Prosperity Home Mortgage, LLC 7 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 7 Under 10 loans Under 10 loans 22.2%
Blaze Credit Union 7 Under 10 loans Under 10 loans 12.5%
SPRING EQ, LLC 6 Under 10 loans Under 10 loans 40.0%
NATIONSTAR MORTGAGE LLC 6 Under 10 loans Under 10 loans 14.3%
The Huntington National Bank 6 Under 10 loans Under 10 loans 0.0%
AFFINITY PLUS 6 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 5 Under 10 loans Under 10 loans 45.5%
Granite Bank 5 Under 10 loans Under 10 loans 0.0%
Royal Credit Union 5 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 Under 10 loans Under 10 loans 0.0%
HomeTown Bank 5 Under 10 loans Under 10 loans 0.0%
Tradition Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
Kensington Bank 5 Under 10 loans Under 10 loans 0.0%
Bank Midwest 5 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 4 Under 10 loans Under 10 loans 42.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 20.0%
EVERETT FINANCIAL, INC. 4 Under 10 loans Under 10 loans 0.0%
BANKWEST, INC. 3 Under 10 loans Under 10 loans 76.9%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 62.5%
Bank of America, National Association 3 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 33.3%
COMPEER FINANCIAL, FLCA 3 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 3 Under 10 loans Under 10 loans 0.0%
Cambria Financial Group, LLC 3 Under 10 loans Under 10 loans 0.0%
South Story Bank & Trust 3 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 3 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 20.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
Discover Bank 2 Under 10 loans Under 10 loans 50.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 33.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 2 Under 10 loans Under 10 loans 33.3%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
Bremer Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Citizens State Bank 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Minnwest Bank 2 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 33.3%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
MAGNIFI FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Farmers and Merchants State Bank of Pierz 1 Under 10 loans Under 10 loans 0.0%
First Western Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
SHAREPOINT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
National Bank of Commerce 1 Under 10 loans Under 10 loans 50.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank Minnesota 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Expedition Credit Union 1 Under 10 loans Under 10 loans 0.0%
RF RENOVO MANAGEMENT COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Border Bank 1 Under 10 loans Under 10 loans 0.0%
Nicolet National Bank 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Cornerstone State Bank 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
PREMIER LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
First International Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Center National Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
Luminate Home Loans, Inc. 1 Under 10 loans Under 10 loans 0.0%
Alerus Financial, National Association 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
BankVista 1 Under 10 loans Under 10 loans 0.0%
Bethpage Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
NexBank 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
BAY EQUITY LLC 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
IDEAL Credit Union 1 Under 10 loans Under 10 loans 0.0%
Gate City Bank 1 Under 10 loans Under 10 loans 0.0%
North Shore Bank of Commerce 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
TOPLINE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First American Bank 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 50.0%
Bridgewater Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
Platinum Bank 0 Under 10 loans Under 10 loans Not published
ROUNDPOINT MORTGAGE SERVICING LLC 0 Under 10 loans Under 10 loans 100.0%
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
TIB National Association 0 Under 10 loans Under 10 loans Not published
The First National Bank of Moose Lake 0 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans 100.0%
549300PWMS2701UFP528 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
Ixonia Bank 0 Under 10 loans Under 10 loans Not published
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in McLeod County

18 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Security Bank & Trust Company 5$516.5 million
Citizens Bank & Trust Co. 3$297.4 million
CorTrust Bank National Association 3$97.7 million
MidCountry Bank 2$173.6 million
PrinsBank 2$83.4 million
Wells Fargo Bank, National Association 1$140.0 million
Home State Bank 1$27.2 million
Grand Marais State Bank 1$15.3 million

Closed since the 2025 survey

3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for McLeod County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.