Mortgage Lender Index

Cash-out refinancing lenders in McLeod County

93 cash-out refinancing mortgages were made in McLeod County, Minnesota, in 2025, by 58 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 135 decisions, 34 were denials — 25.2%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 28 8.275% $100,000 12.1%
UNITED SHORE FINANCIAL SERVICES, LLC 11 6.375% $205,000 25.0%
CORTRUST MORTGAGE, INC. 7 Under 10 loans Under 10 loans 12.5%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 20.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 62.5%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 20.0%
LAKEVIEW LOAN SERVICING, LLC 3 Under 10 loans Under 10 loans 40.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 20.0%
HomeTown Bank 2 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 60.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Tradition Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
BANKWEST, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
TOPLINE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
Summit Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
COMPEER FINANCIAL, FLCA 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
549300PWMS2701UFP528 0 Under 10 loans Under 10 loans Not published
Blaze Credit Union 0 Under 10 loans Under 10 loans 100.0%
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
Ixonia Bank 0 Under 10 loans Under 10 loans Not published
SOUTHPOINT FINANCIAL 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for McLeod County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.